Best Payment Processing Software for Freelancers - Page 5
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Compare the Top Payment Processing Software for Freelancers as of February 2026 - Page 5
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1
CM.com
CM.com
Mobile communication and payments solutions. Combine messaging channels like WhatsApp with innovative payments to create true Conversational Commerce. We help companies communicate. Our customers use SMS, Voice and the world’s most popular chat apps: WhatsApp, Apple Business Chat, Google RCS. Start the conversation in the channel your customers prefer and let the AI bot do the talking. Integrate commerce in the conversation to drive conversions. CM.com is a licensed Payment Service Provider, offering a range of options for any channel with Apple Pay, Google Pay, WeChat Pay, Credit Cards and local payments like iDeal and Bancontact. CM.com is also a Ticketing platform helping festivals, museums and stadiums sell and manage any type of ticket. The Customer Data Platform takes marketing to a personal level. Identity and e-sign solutions assure authentication in any transaction.Starting Price: $0/month -
2
SuperPay
Rosenbridge
An effortless way to collect payments for your business. We make it easy to receive one-time and recurring payments with zero effort or technical knowledge. Set up recurring payments, and then forget about them. Quickly setup payment plans and invite your customers. We'll take care of the rest. Send one-time pay requests with ease. Enter your customer’s name and email. We'll send them a secure link within seconds. Send a single link to any number of people via email and messaging, or embed on your website.Starting Price: $49 per month -
3
WP Simple Pay
Sandhills Development
The #1 Stripe Payments Plugin for WordPress. Start accepting one-time and recurring payments on your WordPress site without setting up a shopping cart. No code required. Easily collect payments for services, single products or donations online without coding it yourself or hiring a developer. Skip setting up a complex shopping cart system. All payment processing and data storage uses Stripe's ultra-secure servers keeping your WordPress database size small and website loading fast. Secure Customer Authentication (SCA) is also supported. Mobile and tablet visitors to your site will get a checkout experience optimized specifically for smaller screens. Apple Pay and Google Pay options offer mobile visitors an even easier way submit payments on your site. Allow your customers to sign up for recurring payments. Subscription plans are easily created within your Stripe account and linked to WP Simple Pay Pro. Create installment plans, initial setup fees and trial periods.Starting Price: $99 per year -
4
ePayPolicy
ePayPolicy
The Simplest Way to Collect Insurance Payments. Accept credit card and ACH payments online. Speed up receivables, bind policies faster, and provide an experience your clients will love. Created by insurance experts for the insurance industry, ePayPolicy provides the simplest solution for insurance agents, brokers, MGAs, and premium finance companies to collect credit card and ACH payments. Easily collect credit card and ACH payments from insureds using your own branded payment page and unique URL. Collect and send funds across the insurance industry and utilize additional features after integrating your management system. Easily collect digital payments from insureds and pass them along to your broker and MGA partners with ease. ePayPolicy is on a mission to eliminate paper checks. Our simple, insurance-centric solution lets you collect digital payments and send funds across the industry.Starting Price: $20 per month -
5
Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
6
ACH Universal
Treasury Software
Easily create & transmit. Ach and positive pay files. Have you been asked to create an ACH (NACHA) file to send to your bank? ACH Universal™ helps you create ACH files for: Direct deposit for employees. Collections from customers. Payments to vendors and government agencies. Consolidating funds between accounts in different banks. Compatible With In-House Systems. ACH Universal can create ACH files from: QuickBooks - direct integration. Excel and comma delimited (csv) files. All major accounting packages, including Peachtree, Microsoft Dynamics GP/NAV/AX, Sage, ACCPAC, Macola, Epicor, Lawson, JD Edwards, SAP, MAS 90/200/500, PeopleSoft and even Oracle Financial's. Any legacy systems that can export to Excel or a csv file. ACH files created with ACH Universal are 100% compatible with your bank. ACH software is updated regularly to insure compliance with all regulations and standard entry class codes. In fact, Treasury Software is a NACHA Preferred Partner.Starting Price: $19.95 per user, per month -
7
MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
8
Checkout X
Checkout X
Checkout X is a robust e-commerce checkout solution that helps online stores drive revenue growth by eliminating friction and giving online shoppers the confidence and security they want to complete orders fast to give shoppers a frictionless checkout experience and merchants - a value-oriented product that takes care of their revenue. Checkout X multiplies your profits by introducing a better-converting, mobile-ready checkout process, seamless payments, post-purchase upsells, and much more. With Checkout X your shoppers can complete a purchase within 25 seconds where the industry average is 66 seconds. 3 out of 4 retailers start making more sales automagically, just by leveraging the power post-purchase upsells. Unlock the full capabilities of your payment service provider, tailor-made integrations for each one, multiple payment options, tracking info and more. Checkout X works with all your essential services for conversion tracking, order fulfillment, cart recovery, etc.Starting Price: €39 per month -
9
TransNational Payments
TransNational Payments
TransNational Payments is an industry leader in payment technology solutions, serving businesses nationwide. Our payment processing services allow merchants and businesses to accept in-store payments, online payments and mobile payments. Some of our merchant services include: credit card processing, mobile payments, payment gateway, gift card and loyalty programs, POS solutions and Full Service Payroll. Our payment processing comes with transparent pricing and highly rated customer service. TransNational Payments operates on the concept of full disclosure and provides simple and stress-free payment solutions to help businesses succeed. We educate and service our clients in the highest certified manner by offering 24/7 assistance with each unique business need and consistently exceeding their expectations. We invite businesses to improve their profitability by taking advantage of our competitive rates on secure credit card processing, innovative mobile payments, and cutting-edge POS.Starting Price: $30 per month -
10
Xsolla
Xsolla
Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need. -
11
paysley
paysley
Paysley allows you to send secure payment requests to your customers using text messaging, picture messaging, and email. Your customers can also access any custom payment page on their mobile devices by scanning a unique QR code that you can display anywhere. Your customers do not need to download an app or register to make a payment. Paysley offers the most straightforward and convenient way to make payments. No card readers or special devices required. Cardholders make payments from their own mobile devices. No customer app download, no account registration, and no password, or login. No redirect to a service provider website. Paysley is a direct, tokenized payment option. You never have to ask for a customer’s card information again. Paysley is secure and your business is automatically PCI compliant. Upload and manage your customer information directly on your Paysley Portal. Your customer database isn’t limited to just contact information.Starting Price: $15 per month -
12
Qvalia
Qvalia
Qvalia is a platform for finance teams to automate processes and have complete control of transactions and financial data. We improve accounts receivable, accounts payable, and enable real-time spend analytics and line-item level accounting automation. Integration is easy and the pricing is transaction-based with 1-month cancellation. Accounts receivable with Qvalia Autobilling includes B2B checkout widget for e-commerce and automated invoicing, reconciliation, reminders, and more. Manage all your transactions quickly in one location. Send and receive e-invoices for free using the global e-invoice network PEPPOL or PDFs to email recipients. Manage subscriptions and recurring invoicing with a solution that simplifies and automates order-to-cash and B2B e-commerce sales. Kickstart the digital transformation of your finance processes and achieve 100% electronic supplier invoices with PDF Converter.Starting Price: €50 per month -
13
Paytrail
Paytrail
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Every feature of Paytrail has been designed with you in mind. Features like automated, daily settlements to bank account, state-of-the-art fraud prevention systems and seamless shopping experience all work for you like no other payment system. Our service allows you to offer each customer their preferred payment method. Our service contains epayments to all Finnish banks, major credit and debit card payments, invoice and installment. Monitoring payments and managing accounting processes is easier with the Merchant Panel. Get a clear, versatile and comprehensive view of your payment traffic quickly. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.Starting Price: €59 per month -
14
Tazapay
Tazapay
Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.Starting Price: $2 per month -
15
Truust
Truust
An API that allows you to be operational in a short period of time. A versatile and flexible payment solution with infinite possibilities. Simplifies transactions between one or more players. Embedding our payment solution you control de bridge between the user transaction and the company. Focus on payment and transaction flows as the underlying value to bring together financial service providers and their customers. A fully documented API makes our solution one of the most flexible on the market for any type of crowdfunding platform. Truust is designed for all those who want a simplified way to manage payments by creating unique experiences and empowering new business models. Set up your own payment flow on any type of platform. Use our API to create e-wallets and split payments on each transaction. If you have a company with complex technical needs, contact us. All Truust plans include email support.Starting Price: €0.20 per transaction -
16
Zapper
Zapper
Download the free merchant app to get detailed payment notifications in real time, create and show your ZapCode or share your ZapLink for customers to pay with Zapper. Available for all merchants on tablets and smartphones. Every time someone pays you, they join your tribe of customers. With the Zapper Merchant Portal you can review details of all your customers and transactions, and bring them back with enticing vouchers and reward their loyalty. Create customized voucher campaigns to appeal to new customers and encourage repeat business with existing customers by way of incentives, discounts and savings. A little loyalty goes a long way. Sustain a loyal client base and influence spend behavior by incentivizing your Zapper tribe with in-app digital loyalty cards. Campaigns can be configured based on number of visits, spend or on an item-level basis. Entice new customers to your business!Starting Price: $13.21 per month -
17
Blackthorn Payments
Blackthorn.io
Custom fields, pre-populated values using field mappings, and auto-deployed buttons, are all out-of-the-box features of our Virtual Terminal. Automatic reattempt logic with reattempt number tracking allows you to customize your business process through Process Builder. With each reattempt, you can email your customer for a new card, create a task, run reports, and more. Roll-up fields are auto-deployed to Transaction Parents, helping users view totals. Retained revenue is auto-calculated for each Transaction if refunds were processed. These and more combine for reduced setup time and cost. Simple, no code receipt management using Workflow or Process Builder. You can have different receipts per company with logic you define by point-and-click. Using custom settings and custom metadata by point-and-click, you can manage: reattempt settings, Apex validations, terminal field population and more.Starting Price: $575 per month -
18
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
19
Peakflo
Peakflo
Streamline bill payments & invoice collections. Put your accounts payable & receivable on auto-pilot. Spend more time growing your business, and less on managing your payments. Create Purchase Quote and streamline the approval process before sending it to the vendor. PO Matching to vendor invoice and track open/closed PO with budgets. Capture vendor invoice details automatically or manually and make payments confidently at 0% FX markup. Create professional draft invoices and allow customers to confirm the amount before you invoice them. Set up smart workflows with automated WhatsApp and email reminders. Say goodbye to spreadsheets. Leverage the dashboard, detailed out-of-the-box reports, and customer timelines to stay up to date. Integrated task management. Centralized workspace with promise-to-pay tasks and actions that allow your team to follow up with customers with a click. Two-way integration with your accounting software.Starting Price: $1,120 per month -
20
Sionic
Sionic
Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.Starting Price: Free -
21
Finli
Finli
Intuitive and easy invoicing means you get paid faster. Instant invoicing and recurring payment options. Manage customer records and communications in one place. Create professional invoices and collect digital payments for free. Finli is a payment management system for small businesses. Send out an invoice for a customer to pay you immediately by text message or email in a few clicks. Create memberships, subscriptions, and recurring bills to automate your revenue workflow. Give your customers the flexibility to split payments and use multiple payment options. You have access to detailed records about your customers and transactions. Your customers can easily pay your bills through a browser or our mobile app. Send invoices and receive payments for free. The best payment management system for educators. Add package purchase discounts, no-show fees, and other payment customizations. Allow your customers to split payments.Starting Price: $25 per month -
22
Super
Super Payments
Taking payments through Super is free - we don't charge you a penny. Because we're a payment solution that wants your business to grow. Unlike other existing payment solution providers, who typically charge between 1-5% for every transaction they process, at Super our payment solution is completely free to use. We know acquiring customers online is hard and expensive, typically costing 15-30% through the traditional digital marketing platforms. Super offers a fairer way to acquire customers and increase sales. You tell us how much commission you want to pay. We drive extra customers to you from our app. We pass some commission to the customer as cashback and keep some for ourselves. We drive new and regular customers to you through the Super app. It's designed to give customers the best shopping experience and cashback offers from brands big and small.Starting Price: Free -
23
Pay.
Pay.
Pay.'s all-in-one payment solution provides online and in-store payment convenience. Launch a successful omnichannel payment strategy, and your company continues to grow. Transactions conveniently come together on the Pay. platform. You can track financial information and payment insights anytime on the dashboard and in the app. Offer any online payment method your e-commerce customers need with Pay. For an optimal user experience and higher conversion, you can choose from over 50 local and international payment methods, including a wide range of Buy Now, Pay Later (BNPL) methods. Installed in your webshop in no time with Pay.'s ready-to-use plugins. Offer your customers in-store payments over debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and the app provide detailed real-time insights into all in-store payments, you know exactly where you stand at all times.Starting Price: €25 per month -
24
Mercado Pago
Mercado Pago
You will generate returns in Mercado Fondo and your money is always available to use. You transfer to any bank or digital account and the accreditation is instant. Access a free Mercado Pago card to make purchases or withdrawals anywhere in the world. You define what rate to pay and when to have your money available. From 0% to 6.79% per sale, the decision is always yours. You easily control the movements of money, the status of your collections and the sales you make on a daily basis. You assign permissions to your collaborators according to the function they fulfill in your business and you have control of all operations. All your points of sale have their own settings. You decide how to charge, what you want to measure and who can operate in each one. It is tailor-made to accompany every moment of your business.Starting Price: Free -
25
PagSeguro
PagBank PagSeguro
Establishments with e-commerce experience prefer Transparent Checkout because the shopping experience is customizable and transparent. Indicated for those who have a team dedicated to the development of the solution, and who constantly monitor the payment flow. After choosing the products or services, your customer will be redirected to PagSeguro to complete the payment. Indicated for establishments whose eCommerce is growing and who do not want to worry about the payment process. By integrating your e-commerce with this solution, you offer a good shopping experience, linked to the security of PagSeguro. Increase your sales conversion! In case of cart abandonment, your customers will receive notifications to complete the purchase. You have several customization options, such as changing the color of the buttons, including your business logo and even fully customizing the screen.Starting Price: Free -
26
Partoo
Partoo
Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale! Automatically distribute information about your establishments on major directories, GPS, search engines, social networks, and review sites. Centralize the reviews left on your establishments whether they come from Google, Facebook, or TripAdvisor. Get regular reports, analyze them and respond to them from a single interface. Encourage your satisfied customers to leave you positive reviews on Google Business Profile. Optimize your website with a store locator and customizable pages per location. Make your point of sales stand out on the queries associated with your activity. Centralize messages received on Google Business Profile and easily reply to them centrally or locally. Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale!Starting Price: Free -
27
MySchoolBucks
MySchoolBucks
From the cafeteria to the classroom, pay anytime, anywhere from your mobile phone or computer. Download the MySchoolBucks app and get convenient access to meal balances, and purchases, and make payments right from your phone. View your student's meal purchases and current account balance at a glance. We'll even send you a reminder when their balance gets low. Quickly pay for fees assigned to your student or browse the school store to find items available for purchase. Schedule recurring payments and never worry about lunch money again. Receive automatic notifications when meal balances get low. Protecting your account information and privacy is our top priority. Call or live chat with us whenever you need help. Create your free account to pay for meals and more. Please contact your school directly for information regarding the balance of your account, refunds, balance transfers, etc.Starting Price: Free -
28
Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
29
NETePay Hosted
Datacap Systems
NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.Starting Price: Free -
30
BridgerPay
BridgerPay
Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.Starting Price: $199 per month
