Best Mobile Payment Apps for Android
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Compare the Top Mobile Payment Apps for Android as of August 2025
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What are Mobile Payment Apps for Android?
Mobile payment apps allow users to make payments, transfer money, and manage their finances directly from their smartphones or other mobile devices. These apps use secure technology, such as tokenization or biometric authentication, to ensure that transactions are safe and private. Mobile payment solutions can be used for in-person transactions via QR codes or near-field communication (NFC), as well as for online purchases and peer-to-peer money transfers. Popular features often include bill payments, money transfers, loyalty rewards, and transaction history tracking. Mobile payment apps are increasingly popular due to their convenience, security, and ability to facilitate faster transactions, making them essential tools for consumers and businesses alike. Compare and read user reviews of the best Mobile Payment apps for Android currently available using the table below. This list is updated regularly.
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1
Runit RealTime Cloud
Runit Systems
Established in 1992 in NYC, Runit is THE cloud-based Retail Management and Point of Sale (POS) system for high-end apparel, footwear, sporting goods and gift retail chains. Combining a flexible platform with highly personalized 24x7 service, we will enable you to integrate processes across your stores, warehouses, websites and third party online channels. Whether your chain is comprised of three stores, fifty stores or more, Runit RealTime Cloud will adapt with you as it helps you streamline ordering, distribution, customer experience, payments and e-commerce integration. Runit RealTime Cloud is available for PC, Mac and iPad, giving you plenty of options to leverage hardware you already have. Available on an affordable month-to-month subscription basis (which includes all support), our depth of experience and flexible platform is well within reach, even when budgets are tight. We do not require long-term commitments or hefty upfronts. Request a customized demo today!Starting Price: $272/month -
2
Paywint
Paywint
Paywint is a Digital Wallet to Request, Send & Receive Money Instantly. Link multiple Bank Accounts and Debit or Credit Cards. Share a unique Payment Link, QR Code, or Pay Tag to receive money from anyone. Download from the Apple Store or Google Play Store, or use a Web Browser online. Ultra Secured with Encryption and AI-powered fraud detection. Integrate Apple Pay, Google Pay, PayPal, CashApp, Zelle, and Venmo seamlessly for real-time funding or withdrawal. Students, Travellers, Workers, and Freelancers can pay Family, Friends, and Business partners in other countries. Small Business Owners can make Vendor Payments, Customer Payments, Payroll etc. Wallet supports Multi Currency and Multi Language. Open a Digital Bank Account and get a Virtual or Physical Card. Group Payments and Bill-splitting with Shared Wallets for Family/Friends/Group Accounts. Real-Time Alerts for every Transaction via Text, Email, Push, etc. Multiple Accounts for Merchants, with Multi-User Access.Starting Price: $0 -
3
The Card Association
The Card Association
Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions. -
4
Venmo
PayPal
Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.Starting Price: Free -
5
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
6
PhonePe
PhonePe
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number. Our goal is to make digital payments so easy, safe & universally accepted that people never feel the need to carry cash or cards again. Invest money, secure your wealth and achieve your financial goals! Pay bills, recharge, send money, buy gold, invest and shop at your favorite stores. Choose from options like BHIM UPI, the PhonePe wallet or your Debit and Credit Card. Book flights, order food or buy groceries. Use all your favorite apps without downloading them. Every day we wake up, learn to navigate life into 'the new normal' and help each other to keep going - all this with a smile behind our masks. Over the next decade, digital payments are going to become more accessible to the next billion users. Our goal is to facilitate this change by building payment solutions for this user base. -
7
Joompay
Joompay
With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.Starting Price: $0 -
8
M-PESA
Vodafone
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.Starting Price: Free -
9
Cash App
Block, Inc.
The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe. -
10
Strike
Strike
A more connected financial world. Send money instantly, with no added fees, anywhere in the world. Send and receive instant and secure borderless payments from your fingertips, with no added fees. Strike offers the easiest way to buy bitcoin. Skip fees and stack sats, the right way. Put the power of your money back into your pocket. Convert your paycheck to bitcoin with no added fees. We work directly with popular brands to bring you savings on thousands of products. Earn up to 15% cash back on the things you buy every day. -
11
Chipper
Chipper Cash
Send and receive money across Africa the fast and easy way. Enjoy free transfers and the lowest cross-border rates. Move money across town, across Africa or across an ocean. Chipper Cash is the borderless way to send and receive money. Join over 4 million people securely sending and receiving money with Chipper Cash. More money stays in your pocket, and more money arrives in theirs. Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Move your money between Chipper Cash and any bank, or mobile money account absolutely free! Pay instantly with Chipper and save big on transaction fees. Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! -
12
Zelle
Early Warning Services
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust. You can receive money directly into your bank account in minutes. Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app. Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly. You can send money with Zelle for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes fast. Watch to learn more and how you can Pay it Safe when using Zelle. Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes directly to their bank account with Zelle. -
13
Walmart Pay
Walmart
Touch-free payment made easy. Protect yourself and others by using Walmart Pay in stores. Securely store your credit, debit, or gift card and pay quickly and easily using your phone. Walmart Pay. Pay like a pro. Download the latest Walmart app from the App Store™ or Google Play. Open it & sign in. Tap Services, Walmart Pay & add a credit, debit, or gift card. Scan your items, open Walmart Pay & scan the QR code on the register. Your eReceipt will be saved. Leave your wallet behind the Walmart app is all you need to pay touch-free with Walmart Pay. When you're done shopping, go to any checkout lane, scan your items, then hold your phone over the QR code on the register to pay. Walmart Pay can use credit, debit, or gift cards saved to your Walmart account. Bring any paper coupons to the cashier as usual. Easy access to your permanent e-receipts makes returns simple. Every day, millions of customers use the Walmart app, & we're careful to protect their privacy & security. -
14
GCash
GCash
Make fast and secure mobile payments with GCash. Create an account to start enjoying cashless transactions with the Philippines’ leading e-wallet! Now available for all networks. We are a BSP-licensed e-money issuer and remittance agent, so you can make sure your funds are safe with us. Enjoy the convenience of accepting mobile payments whether in your online website or in your offline store! Send your personal QR code to customers and instantly receive payments. Allow your customers to easily pay through your website, and quickly see payment settlements in your dashboard. Experience instant cashless transactions in your store via QR with regular transactional reports. Have the flexibility to manage both online and in-store payments through your dashboard. Be part of the GCash ecosystem and get direct access to the 33M users in the app. Take advantage of gaining higher user traffic with lower costs. -
15
Airtm
Airtm
Protect your money in digital dollars without losing value from unstable currencies or possible devaluations. Send and receive money anywhere, faster than a bank transfer and with free market rates. Get paid from freelancer platforms or directly from clients. Convert your money stuck in e-wallets to cash in your bank. Keep your digital dollars with you at all times. Make in person purchases for local goods and services. Exchange your dollars for cryptocurrencies. Add and withdraw using your bank account, debit card, BTC, ETH and more. Send money across borders at real exchange rates without restrictions. Escrowed transactions and verified experienced peers. Our support team and peer network at your service. Escrowed transactions and verified experienced peers. Send money across borders at real exchange rates without restrictions. We are regulated in the United States by FinCEN. We have all the security protocols. The best part: your account has no maintenance fees. -
16
Meta Pay
Meta
Meta Pay is an easy, secure way to pay in more places than ever. Use it to send money, shop or donate on the apps you already use. Make purchases from your favorite brands available on Facebook Shop or buy unique items from the people in your community on Marketplace. Add your preferred payment method just once on Facebook, then connect Facebook Pay to other apps you love. When a brand or creator posts something you love, buy it without leaving the Instagram app. Transfer money to friends and family as easily as sending a message, with no fees and without interrupting your conversation. -
17
paysley
paysley
Paysley allows you to send secure payment requests to your customers using text messaging, picture messaging, and email. Your customers can also access any custom payment page on their mobile devices by scanning a unique QR code that you can display anywhere. Your customers do not need to download an app or register to make a payment. Paysley offers the most straightforward and convenient way to make payments. No card readers or special devices required. Cardholders make payments from their own mobile devices. No customer app download, no account registration, and no password, or login. No redirect to a service provider website. Paysley is a direct, tokenized payment option. You never have to ask for a customer’s card information again. Paysley is secure and your business is automatically PCI compliant. Upload and manage your customer information directly on your Paysley Portal. Your customer database isn’t limited to just contact information.Starting Price: $15 per month -
18
WeChat Pay
Tencent
WeChat Pay has become a part of daily life. With WeChat Pay enabled on mobile phone, users can make transaction payments at anytime and anywhere. Wallet is not required any more. In China, WeChat Pay is supported almost everywhere, such as in ordering taxi, supermarkets, and hospitals. Make connections with Chinese shoppers WeChat Pay connects overseas vendors directly to Chinese consumers for more business opportunities. When Chinese costumers buy goods in foreign country, they can follow vendors' Official Account to pay their transactions.Starting Price: Free -
19
Moby
MobileCoin
Join the future and pay privately with Moby. Moby uses zero-knowledge encryption to ensure your data is accessible only to you. Send money worldwide as easily as sending a text. Moby moves money in seconds. Featuring: PrivatePay™: Your payment data belongs to you. We can’t see your balance, let alone touch it. Never lose your money again: If you lose your phone, you can easily recover your funds using your PIN. Claim your Moby URL: Get paid on the web from anywhere in the world. You don’t need to share multiple payment links. Pretty much free: Payment fees cost less than a fraction of a cent.Starting Price: Free -
20
Swish
Swish
8 million Swedes have Swish, from friends and families to large companies and small associations, who appreciate simple, fast, and secure payments in their everyday lives. Money straight into your bank account. Forget about long account numbers. With Swish, payments are made with your phone number. Avoid long queues and misspelled numbers by letting customers scan your QR code. Here you can generate your own QR codes for download or print. The banks are responsible for designing offers, conditions, and any fees for Swish to their customers. You will find more information about the terms and conditions that apply to your bank on their website. With 8 million private users and over 300,000 connected companies, Swish is the most popular mobile payment service in Sweden. Connect your phone number to your bank account and enjoy the possibility of sending real-time payments, anywhere, anytime.Starting Price: Free -
21
TWINT
TWINT
With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.Starting Price: Free -
22
Postepay
Postepay
With IBAN you credit salary or pension directly on the prepaid card, send and receive wire transfers. Give us the utilities and pay for the bulletins. Contactless and online pay with Apple Pay with Google Pay. You pay online and in stores, both in Italy and abroad, using only your smartphone. With IBAN you credit your salary or pension directly on the card, and you have and receive wire transfers. Shop in Italy and abroad, and on VISA-affiliated websites. Pay online and authorize your purchases in the app. Download the Postepay app for free and request the prepaid card that best suits your needs directly in the app. With the Postepay connect offer, you also receive the SIM PosteMobile with the telephone plan you have chosen. Receive your new Postepay prepaid card at the address indicated by you and, if you have chosen the Postepay Connect offer, you also receive the PosteMobile SIM together. Activate them online or in the app and immediately start using them.Starting Price: €5 per month -
23
Swiff
Swiff
SwiffPay is the world's first white-label mobile payment platform that offers a patented, bank-standard security. Through Swiff's suite of ecommerce solutions, this innovative and unique technology provides acquiring banks the tools to roll out mobile strategies that enable bank-level secured, authenticated transactions. In addition to traditional payment methods, SwiffPay also supports cryptocurrency payments, allowing users to seamlessly transact with digital currencies. With SwiffPay, you can experience the convenience and security of mobile payments, including the ability to make transactions using cryptocurrencies. Swiff is a mobile payment platform designed to help merchants make and receive credit card payments using mobile devices. Featuring cutting-edge authentication and identification technology, Swiff provides a high level of security unprecedented in the world of mobile payments.Starting Price: Free -
24
Alipay Plus
Alipay
A suite of cross-border mobile payment and digitalization technology solutions connecting global brands with mobile-savvy consumers worldwide. Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses. A one-time integration with Alipay+ aggregates mobile payment apps serving over 1 billion users, bringing your merchants more benefits. Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method, as well as separate integrations each time a new method is introduced. With Alipay+, there's no need to worry about different specifications, currencies, and terms. Online and in-store checkout acceptance. A single integration for multiple payment methods.Starting Price: Free -
25
TrueMoney
TrueMoney
TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.Starting Price: Free -
26
Touch 'n Go
Touch 'n Go
Touch ‘n Go app allows you to take all your retail needs online. Order food delivery, buy tickets to your next getaway or weekend activity, upgrade your app collection, or even shop on one of the biggest ecommerce platforms in Malaysia all through the app. Your online shopping experience has just gotten better with a simple and secure purchase process. There is no longer a need to leave your home and face crowds when it all can be done through your phone. Have access to some of Malaysia’s most sought-after brands and stores when you shop through the Touch ‘n Go app. You can now enjoy the convenience of transferring funds from participating banks directly to the account of loved ones simply by entering their mobile phone number or account number. Plan your next activity with the Touch ‘n Go app. With just the recipient’s mobile phone number, you can make an instant fund transfer to your family & friends.Starting Price: $44.93 per month -
27
QUICPay
JCB
JCB developed the contactless payment product QUICPay with the aim of faster, more convenient, signature-free payment for the Japanese market. Consumers can use QUICPay at major convenience stores, gas stations, supermarkets, and a wide variety of other shopping venues in Japan. Contactless technology has become a popular payment style in Japanese urban life. With QUICPay, JCB cardmembers now have more options for small-value payments. JCB is promoting QUICPay further to expand the boundaries of the credit market.Starting Price: Free -
28
BHIM
BHIM
Bharat Interface for Money (BHIM) is a payment application developed by the National Payments Corporation of India (NPCI) to facilitate simple, easy, and quick transactions using the Unified Payments Interface (UPI). With BHIM, users can make direct bank payments to anyone on UPI by entering their UPI ID or scanning their QR code. The app also allows users to request money through a UPI ID. Key features of BHIM include the ability to send and request money, scan and pay via QR codes, view transaction history, manage profiles, and link multiple bank accounts. The app supports 24/7 transactions and offers a secure platform for users to manage their finances. Additionally, BHIM provides services like UPI AUTOPAY for setting recurring payments and enabling transactions without an internet connection.Starting Price: Free -
29
Splitwise
Splitwise
Keep track of expenses and balances shared with roommates, travel partners, groups, friends, and family. Control shared expenses and balances and who owes whom. Divide expenses with any group, travel, roommates, friends, and family. Add expenses quickly on the go before forgetting who has paid. Settle debts with friends and record any cash or online payments. Get better organized with receipt scanning, charts and tables, currency conversion, and more. Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Add expenses, IOUs, or informal debts in any currency, with support for offline entry. Expenses are backed up online so everyone can log in, view their balances, and add expenses.Starting Price: Free -
30
Settle Up
Settle Up
Settle Up is a group expense tracker that is available as a web app, iOS app, Android app, and voice assistant app. It keeps track of your group's expenses, making it ideal for travelers, flatmates, couples, and others. All expenses are backed up and synced across the group, allowing each member to view them. The app shows who should pay next and minimizes transactions, reducing disputes over bills. Settle Up supports multiple languages and offers features like recurring transactions, income entries, and exchange rate management. It also integrates with Google Assistant, Alexa, and Cortana for voice command functionalities. Users can import groups from other apps, such as Splitwise, and automate recurring expenses. The platform provides an API for developers and supports Bitcoin payments for settling debts.Starting Price: Free