Page 60 | Best Finance Software in the UK of 2026

Well

Well automates and streamlines your finance operations workflow by capturing, structuring, and enriching financial documents and data from scattered sources. The platform lets you ingest invoices, receipts, payslips, statements, and other unstructured items via email, cloud storage, browser portals, and more, then converts them into clean, searchable records. It enriches data, filling missing fields, detecting duplicates or anomalies, and reducing error risk by up to 99%. With a built-in “financial vault”, Well unifies your payments, bookkeeping, and ERP systems so you can ask natural-language questions and instantly receive relevant charts and insights. You can also build workflows and pipelines (in minutes) to trigger actions based on document events, plus export to multiple formats (JSON, CSV, XML, UBL) and integrate with existing tools with minimal setup.

Starting Price: Free

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ScanRelief

ScanRelief is a desktop application that uses OpenAI to automate the processing of receipts and invoices by scanning a folder of image or PDF files, extracting key details like date, amount, and vendor name, renaming each file into a meaningful, chronologically sortable filename, and generating a comprehensive Excel report with all extracted receipt data. The tool supports JPEG, PNG, HEIC, and PDF formats, auto-rotates images, converts HEIC to JPEG when necessary, and downsizes images to meet API-upload limits. It processes files in batches in parallel, enabling users to analyze large volumes of receipts quickly while paying only for actual OpenAI-API usage. Files are processed locally and temporarily sent to OpenAI’s API, and ScanRelief asserts that data is not used for model training. Benefits include improved file-naming that makes receipts findable, simplified reconciliation with bank transactions or accounting records, and audit-ready reporting.

Starting Price: $11 one-time payment

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CardUp

CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.

Starting Price: Free

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Massive

Massive is a market-data infrastructure platform built to provide real-time and historical financial data to developers, startups, and trading firms. It delivers institutional-grade market data across stocks, options, indices, currencies, and futures, all via a streamlined API, WebSocket, flat-file S3 access, or SQL query interface. The platform emphasizes low latency, direct connectivity to major exchanges (NYSE, NASDAQ, CBOE, OTC), and data normalization to eliminate survivorship bias and outdated pipelines. Massive positions itself as “modernizing Wall Street” by removing legacy bottlenecks and providing the same quality of market data typically reserved for large institutions, but now accessible to any app builder. The platform also includes extensive documentation, client libraries in Python, JavaScript, Go, and Java, tutorials, and example projects to accelerate integration.

Starting Price: $29 per month

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Lunos

Lunos AI is an end-to-end accounts receivable automation platform that uses AI to handle outreach, follow-ups, and payment negotiation across fragmented systems. It connects to ERPs, CRMs, and payment processors, consolidating AR data into a unified view. It reads customer records and email threads to understand context and automatically determine next steps, from sending personalized communications to escalating unattended invoices, while maintaining traceability and human-in-the-loop control. It adapts its tone, timing, and channel to each customer relationship, and surfaces dashboards that let AR analysts, controllers, or CFOs monitor progress, manage exceptions, and stay in control of key metrics like DSO and write-offs. With 24/7 agent-like automation, the platform treats the entire AR pipeline as a consistent workflow rather than a series of manual tasks.

Starting Price: $200 per month

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Waffo

Waffo.ai

Waffo.ai is a global payment and monetization platform designed for AI developers expanding internationally, growth-stage companies, and enterprise clients. It provides an all-in-one solution for payments, tax compliance (MOR model), and regulatory approvals, enabling AI products to achieve secure, rapid subscription-based monetization worldwide. - Global Payment Infrastructure: Single API integration for global subscriptions and one-time payments, supporting Apple Pay, Google Pay, Visa/Mastercard, PIX, 430+ local payment methods worldwide, and USDC stablecoin payments. - Global Tax Compliance (MOR): As Merchant of Record, Waffo handles all tax filings and VAT/GST/DST compliance across all countries and regions, eliminating the need for developers to navigate complex tax systems. - Compliance Review Support: Provides website assessments, content optimization recommendations, and risk alerts to avoid account suspension, freezing, or refund issues caused by overly aggressive polici

Starting Price: $0

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PegasusCRM

PegasusCRM is a cloud-based CRM platform built specifically for the merchant services industry, enabling independent sales organizations, processors, and acquiring firms to manage leads, merchant onboarding, support, residuals, and portfolio servicing all in one system. It features a sales-funnel engine with partner and agent portals, digital signatures and auto-populated merchant agreements to accelerate deal closing; a boarding module with document management, task and meeting tracking to streamline merchant setup; daily communication and maintenance tools including VoIP and email integration, equipment tracking and ticketing for support; and a residual-reporting suite that allows calculation of payouts, bonuses, deductions and multi-level commissions from any processor, with dashboards and analytics to monitor performance and agent activity.

Starting Price: $895 per month

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Pulse CRM

Pulse CRM is a purpose-built customer-relationship and portfolio-management system designed specifically for independent sales organizations and payment-processing firms, covering the merchant lifecycle from lead acquisition and application submission through underwriting, boarding, residual payouts, and portfolio analytics. It supports merchant onboarding automation across multiple ISOs, built-in risk and underwriting tools to accelerate approvals, residual-tracking and reporting features tailored to payment-services flows, and deep-dive dashboard analytics to monitor agent and merchant performance. It delivers centralized workflow automation, streamlined document management, and compliance check integration so that manual spreadsheets and multiple auxiliary systems can be replaced by a unified solution.

Starting Price: $299 per month

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Relay

Relay Financial

Relay is an online business banking and money-management platform that gives small businesses full control over their cash flow by combining banking, expense management, bill pay, invoicing, and financial automation. With Relay, businesses can create up to 20 separate checking accounts and two savings accounts, issue physical and virtual debit or credit cards (with spend controls), and accept or send payments via ACH transfers, wires, and checks, including deposits from platforms like PayPal, Stripe, or Square. It lets businesses organize income and expenses across different categories, automate transfers between accounts by dollar or percentage, and allocate funds to taxes, payroll, savings, or profit automatically. Relay also supports billing workflows and vendor payments: you can upload or email bills (or sync from accounting software), approve them with customizable approval rules, and pay via ACH, wire, or check directly from the platform.

Starting Price: $30 per month

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Meteroid

Meteroid is an open source pricing and billing engine designed for SaaS businesses and larger enterprises, allowing them to implement flexible, usage-based, subscription, or hybrid pricing models without building complex billing infrastructure from scratch. It ingests raw usage or event data from your systems via a simple API, then applies custom billing logic in real time, transforming metrics such as API calls, user activity, data consumption, or feature usage into billable units. It automates invoice generation and billing workflows, handles multi-tenancy scenarios, supports localized pricing, and maintains accurate records, enabling businesses to scale operations while preserving billing accuracy and flexibility. Meteroid’s architecture is built to scale; it can manage complex pricing strategies across many customers and usage patterns, and it reduces development overhead by externalizing billing logic from application code.

Starting Price: €299 per month

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Teya

Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.

Starting Price: $51.97 per month

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Zoe Financial

Zoe Financial is a modern digital wealth management platform that provides a unified experience for clients and financial advisors by enabling seamless onboarding, investment account opening, funding, and portfolio management with a focus on delivering smarter financial outcomes. It connects users with vetted independent fiduciary financial advisors and supports digital account setup in minutes, eliminating paper forms and simplifying cash and investment transfers. Once accounts are open, Zoe’s technology supports features such as automated portfolio rebalancing, intelligent tax-management strategies like tax-loss harvesting, direct indexing, and fractional share trading to help optimize after-tax returns and maintain target allocations. Zoe’s Model Marketplace gives access to portfolios and investment strategies from established global asset managers, and the system delivers tools for tracking performance and managing accounts collaboratively between clients and advisors.

Starting Price: Free

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Seller Ledger

Seller Ledger is a cloud-based bookkeeping and financial management platform built specifically for online sellers to simplify eCommerce accounting and tax preparation. It securely connects to major sales channels such as Amazon, eBay, Etsy, Shopify, Walmart, Poshmark, Mercari, Whatnot, and more, as well as banks, PayPal, and credit cards, to automatically import transactions, categorize sales data, and reconcile income and expenses. It organizes sales, fees, shipping income, and expenses into proper categories to help users understand profits at both order and item levels and supports inventory tracking and cost of goods sold calculations. Seller Ledger generates Schedule C tax reports and other financial reports to prepare for tax time without spreadsheets, reducing manual entry and errors. It offers automated reseller accounting, customizable dashboards, and the ability to export data in CSV format for backup or external analysis.

Starting Price: $10 per month

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Orbit

Orbit is an AI-powered financial intelligence software built to transform unstructured and structured financial data into actionable insights with accuracy, transparency, and scalability. It combines an advanced AI Studio with a comprehensive knowledge base of tens of millions of documents covering thousands of companies globally to automate workflows and streamline complex research tasks. It integrates powerful AI models and pre-built analytical tools to enhance competitor intelligence, due diligence, risk and compliance monitoring, earnings analysis, investment research, and ESG evaluation, allowing deep analysis at enterprise scale. Orbit’s modular architecture includes components such as Orbit Insight for decision intelligence, AI-ready knowledge bases for vast financial content, and tools to standardize and process diverse data sources quickly. Users can conduct semantic search and chat, automate data extraction, build custom knowledge bases, and deploy analytical agents.

Starting Price: $101.38 per month

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Brightwave

Brightwave is an AI-powered research and investment intelligence tool that uses autonomous agents to conduct in-depth research, screen thousands of documents, and create share-ready deliverables with detailed source attribution and synthesized insights, turning massive data rooms into actionable outputs in minutes rather than hours. It reads and synthesizes every page of dense materials such as PDFs, Word files, Excel spreadsheets, SEC filings, earnings calls, and other sources to surface hidden risks, opportunities, and key factors with high accuracy and sentence-level sourcing. Brightwave produces structured reports, charts, tables, grids, slides, and other custom outputs that go beyond simple chat responses, enabling users to clone prior templates, generate investment memos, and extract structured data at scale. It supports private and public market workflows, helps identify critical details that manual review might miss, and allows customization of data sources.

Starting Price: $200 per month

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Credas

Credas is a digital identity verification and compliance platform that helps businesses verify customer identity, perform anti-money-laundering, Know Your Customer, and due diligence checks, and streamline onboarding with secure, real-time technology. It uses biometric facial recognition, liveness detection, and digital document verification to confirm a person’s identity against government-issued IDs and integrated data sources, replacing manual, time-intensive checks with automated workflows that deliver results instantly through a web portal, mobile app, or API integration. Credas also supports PEP/sanctions screening, proof of address and source of funds analysis, automated data capture forms, advanced eSignatures, and configurable onboarding journeys that can be fully branded and tailored to sector-specific compliance needs such as finance, legal, property, recruitment, and corporate services.

Starting Price: Free

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Monex

Monex USA is a global payments and foreign exchange platform that helps businesses send, receive, and manage money in more than 130 currencies while improving speed, cost, transparency, and risk control compared with traditional banking channels. It offers secure international payment services, including spot transactions, forward contracts, market orders, and multi-currency accounts, backed by around-the-clock access and a dedicated FX expert for each client. It supports sophisticated risk management tools such as FX options to hedge against volatility in currency markets, giving companies ways to protect profits and forecast exposure. Monex USA also provides API access and a mobile app so users can get live quotes, execute transactions, and track payments from anywhere, with real-time pricing and transaction tracking.

Starting Price: Free

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Moneyinfo

Moneyinfo is a digital wealth relationship and client portal platform that gives financial advisory and wealth management firms a branded web and mobile experience where their clients can securely view and manage their entire financial life, including investments, savings, pensions, banking, mortgages, credit cards, insurances, and property valuations, all in one place with 24/7 access and a single login. It aggregates data from multiple sources so clients see a consolidated view of their accounts and assets, supports secure messaging, document sharing, and storage, biometric login, and integrated e-signatures, and lets advisers communicate and collaborate with clients more effectively while staying compliant and digital-first. Moneyinfo also includes workflow automation, onboarding tools, portfolio and performance summaries, and mobile app delivery fully tailored to a firm’s brand to increase client engagement and loyalty.

Starting Price: Free

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Nav

Nav is a business credit and financial health platform that helps small businesses track, monitor, and build their business and personal credit profiles across the major bureaus (Experian, Equifax, and Dun & Bradstreet) in one centralized dashboard so owners can see where they stand and understand what lenders and partners see when evaluating creditworthiness. It provides real-time credit monitoring, alerts, detailed credit reports, score tracking, and cash flow health tools to help users spot changes, correct errors, and make informed decisions about credit and financing. Nav also matches businesses to financing opportunities by analyzing their credit and financial data to recommend loans, credit cards, lines of credit, and other funding options that fit the business profile, helping streamline what can otherwise be a confusing research process. With optional memberships like Nav Prime, users can build business credit faster through tradelines.

Starting Price: $39.99 per month

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Sola Payments

Sola Payments is a complete omnichannel payment processing platform that unifies online, in-person, and mobile transaction acceptance with tools for billing, invoicing, recurring and usage-based billing, and flexible pricing logic, enabling businesses to offer seamless checkout experiences across channels while managing all payment activity from a centralized merchant portal. It supports a wide range of payment methods, including credit and debit cards, ACH, digital wallets like Apple Pay and Google Pay, EBT/EBT SNAP, gift cards, multi-currency transactions, and contactless payments, so merchants and platforms can meet customer preferences and expand revenue opportunities. Sola’s integrated suite includes features like smart retry for failed transactions, automated reporting and revenue recognition, and promotional pricing, helping reduce revenue loss and streamline financial operations.

Starting Price: Free

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OptiVault

OptiVault is an AI-powered personal financial advisor app for iOS that helps users automate financial planning, optimize spending, and grow their net worth by securely syncing bank accounts, credit cards, and crypto wallets via Plaid with bank-grade 256-bit encryption and read-only access; once connected, the AI performs an instant comprehensive financial health analysis, detects wasted subscriptions and abnormal spending patterns, categorizes transactions automatically, and adjusts daily budgets without manual entry, while providing smart budgeting, net worth tracking with projection charts, automated savings transfers, and retirement planning tools. The AI scans for “vampire costs,” highlights saving opportunities, and creates a personalized roadmap toward financial goals such as emergency funds or a house, complemented by expert AI support with instant responses to questions about crypto, taxes, or budgeting.

Starting Price: Free

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Invoce.ai

Invoce.ai is an AI-powered invoicing platform that lets freelancers and small businesses generate, customize, and manage professional invoices and quotes in seconds by simply describing the work in plain English or using a built-in manual editor, significantly reducing the time and friction traditionally associated with billing. The AI analyzes your description, extracts the relevant service details, rates, and terms, and formats a polished invoice automatically, while a centralized dashboard keeps clients, services, quotes, invoices, and payments organized in one place and provides visibility into total revenue, pending invoices, and monthly performance. Users can add their own payment links (such as Stripe, PayPal, or Wise) directly to invoices so clients can pay instantly, and Invoce.ai supports multi-currency billing, custom branding with logos and color themes, and export of all data to CSV for accounting or bookkeeping, making it easy to integrate into existing workflows.

Starting Price: $49 per month

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Hyperline

Hyperline is a unified revenue management platform built to simplify the entire quote-to-cash cycle for modern businesses by bringing CPQ (configure-price-quote), automated billing, subscription and usage-based pricing, invoicing, payment collection, and real-time reporting into one system that scales with complex pricing models and diverse customer needs. It lets sales teams generate accurate, branded quotes, approvals, and contracts quickly, directly integrated with your CRM, while finance teams automate invoicing, reconcile revenue, and gain visibility into key metrics like ARR and cash flow without manual work or spreadsheets. The flexible pricing engine supports flat fees, seat-based charges, usage-based billing, hybrid models, custom terms, and subscription phases so teams can tailor offerings to customers without engineering help, and it connects with major payment providers, CRMs, ERPs, and analytics tools to keep all revenue data synchronized.

Starting Price: $199 per month

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eddy.app

Eddy is an all-in-one, cloud-based HR and payroll software platform that centralizes core workforce management functions into a single, intuitive system so HR teams and business owners can automate repetitive tasks and focus on people rather than paperwork. It combines comprehensive features for applicant tracking and recruitment, including job postings to multiple boards, candidate pipeline tracking, and customizable offer letters, with streamlined onboarding that uses templated tasks and e-signatures to get new hires set up quickly and compliantly. Once employees are part of the organization, Eddy provides secure, searchable storage for employee records and documents, easy management of personal and job-related information, and tools for tracking certifications, training, performance notes, and compliance requirements.

Starting Price: €429 per year

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Tholos

Tholos is a multi-party computation-based digital asset custody and treasury management platform that lets teams securely hold, operate, and transact with their cryptocurrency and tokens across Bitcoin, Ethereum, Solana, and 30+ other chains from a single unified dashboard without trusting centralized custodians or sharing seed phrases. It splits key shares among team members so no single person or device holds the entire key, eliminating single points of failure while enabling secure multi-signature workflows and approving transactions through mobile biometric confirmation, so team governance remains strong and decentralized. It includes a policy engine for spending limits and conditional approvals, WalletConnect integration for safe DeFi and dApp interactions, and tools for same-day fiat on/off ramps, in-dashboard swaps, OTC desk access, and developer APIs for programmatic vault management and automated workflows.

Starting Price: $300 per month

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Jelou

Jelou is a conversational AI platform that lets companies build, launch, and manage intelligent AI agents that go beyond simple chat responses to execute real business workflows and transactions inside the conversation. Its agents can verify customer identities using in-chat KYC with biometric and document validation, process secure payments without redirecting users, collect legally binding signatures, and enable conversational search and e-commerce experiences, all from popular messaging channels. It includes Brain Studio, a no-code/low-code environment for creating, testing, and deploying agents with integration to databases, existing business systems, and APIs, supports real-time logs for debugging, and allows human-in-the-loop handoff when needed. Jelou emphasizes privacy and compliance with certified data protection standards, prohibits third-party AI training on customer data, and encrypts transactional information.

Starting Price: Free

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Elibrium

Elibrium is a cloud-based financial spend management platform focused on virtual corporate cards and real-time control of business expenses, enabling companies to issue unlimited virtual Visa cards for campaigns, teams, or purposes with customizable spending limits by user, category, amount, or timeframe, and gain real-time visibility and reporting on all transactions. It lets users create multiple internal accounts, transfer funds instantly between them, and link cards to accounts so every dollar spent is tracked and isolated, helping prevent overspend and maintain budget discipline. Its API lets businesses integrate card operations and payment data into existing systems, automate approvals and reconciliation, and build custom workflows or dashboards for finance and BI teams. Elibrium also supports team organization with departments and permissions, granular controls to enforce corporate policies, and transaction metadata that improves reconciliation accuracy.

Starting Price: $500 per month

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xibal20

Base 314 LLC

xibal20 is a cloud-based procurement platform designed for small and medium businesses. It helps growing teams track purchase orders, compare supplier prices, catch price increases, and eliminate duplicate spending — without the complexity of enterprise ERPs. Key features include purchase order management, supplier database management, customizable approval workflows, spend analytics, price comparison tools, RFQ and competitive bidding, multi-currency support, and budgeting. xibal20 is accessible from any browser with no IT setup required. Comprehensive free plan available, with paid plans starting at $4/month.

Starting Price: $4/month

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Alinea

Alinea Invest is a mobile-first digital investing and wealth management platform that simplifies investing for beginners and younger users by combining expert-built portfolios, automated investing, personalized recommendations, and an AI copilot called Allie to guide decisions and provide real-time market insights. Users start by selecting financial goals, risk tolerance, and an investment amount, and the app handles diversified portfolio management and automated contributions while offering visual trackers and thematic “investment playlists” tailored to interests and goals. The AI assistant Allie can answer questions about stocks, market trends, and portfolio performance around the clock, breaking down complex concepts into understandable insights, and it emphasizes education, accessibility, and simplicity so people new to markets can learn as they invest.

Starting Price: Free

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ARPflow

ARPflow is an AI-powered B2B SaaS platform designed to automate end-to-end deductions management, dispute resolution, and financial reconciliation tasks that traditionally require manual effort, enabling finance teams to ingest data from emails, vendor/retailer portals, and other sources, parse and classify documents and fields, reconcile accounts receivable and payable ledgers, surface exceptions, and manage disputes with audit trails and dashboards; its tools include a deductions scanner that cleans checks and memos into usable data, remittance-to-ERP mapping that produces ERP-ready CSVs, deduction classification with clean dashboards by type and retailer, and a promo and billback planner for finance, sales, and brokers, all with integration support for ERPs and collaboration tools to streamline workflows, accelerate cash application and month-end close, and reduce repetitive work through automated workflows and AI agents trained to replicate human decision-making at scale.

Starting Price: $149 per month

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Best Finance Software in the UK - Page 60

Compare the Top Finance Software in the UK as of June 2026 - Page 60