Page 87 | Best Finance Software in Germany of 2026

Moss

Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.

Starting Price: €12 per user per month

View Software

CREmodel

CREmodel analyzes multifamily/apartments, shopping centers, industrial, office, and mixed-use projects. This is a highly flexible Excel-based real estate financial model constructed in an intuitive modular fashion. An easy-to-use but powerful real estate financial model for commercial real estate investments. A comprehensive Excel-based proforma template is all set up, just input the numbers. Real estate investment model that works for all types of commercial real estate projects. Neat and orderly spreadsheets that are understandable to the bank and investors alike. Real estate modeling software you can count on, no more math errors. Since it's an Excel spreadsheet template, you have maximum flexibility. This is a highly flexible Excel-based real estate financial model constructed in an intuitive modular fashion for ease of input and calculates return on investment (ROI), internal rate of return (IRR), and net present value (NPV).

Starting Price: $89 one-time payment

View Software

2Subscribe

Verifone

The subscription package that grows customer lifetime value and improves retention. Here you'll find everything you need to accept payments, manage subscriptions and prevent churn, all in all with the ultimate goal of having happy customers that keep renewing your service. Get additional services to help you increase conversions, renewals, tax and compliance, or support. With global support for 9 payment methods with recurring billing functionality and multi-language checkout in 29 languages, you are ready to scale your subscription business and sell internationally. Our tools and triggers will help you monetize across the subscription lifecycle and improve average order value and customer lifetime value. Manage your subscription-based business with out-of-the-box reporting on metrics that count, monthly/annual recurring revenue, renewal and churn rate, active customers and subscriptions, and many more. Track renewal forecasts and cohort reporting.

Starting Price: $0.35 per sale

View Software

Privacy

Privacy.com

Privacy gives you control over who can charge you and how much. Create virtual payment cards for one-time purchases or subscriptions, directly from your browser. Set spend limits, pause, unpause, and close cards any time you want. Shield your card details and your money by creating virtual payment cards, instead of using your regular debit or credit card, for each place you shop online. Save time at checkout with our browser extension. Create and auto-fill secure card numbers at checkout with a one-click experience. Privacy Cards lock to the first merchant they are used at. If the merchant is ever compromised, your card number can never be used anywhere else, giving you an extra layer of protection. Create a Spend Limit on each card to block hidden fees and double charges on recurring expenses. If a transaction goes over the limit, it will automatically decline.

Starting Price: $10 per month

View Software

Pure Cash Tracker

Stella Software

Pure Cash Tracker is designed from the ground up to be an intuitive invoicing and expenses tracking app helping contractors, sole traders and freelancers keep track of their business. Pure Cash Tracker makes it easy to enter invoices, receipts, expenses and payments and send them directly to clients and customers. Pure Cash Tracker will also keep track of the sale taxes on all transactions, making it easy to put together the information needed when it comes to reporting. Care has been taken in designing the reports in Pure Cash Tracker to make sure that it's easy to find and obtain the information you need to get a full picture of how your business is operating. In Pure Cash Tracker you can request the app send you notifications on the days that expenses or invoices to customers are due if they are still unpaid. There are also home screen widgets available showing upcoming invoices and expenses making sure you always have your finger on the pulse of your business.

Starting Price: $2 per month

View Software

Mitigram

Mitigram, the leading digital platform for global trade financing. See how seamless your trade could be with the best possible access and execution. Over $70bn of financing flows have been made via Mitigram since launch. Our unique network has seamlessly financed trade in over 100 markets, so far. Mitigram has covered risks on over 1000 issuing banks in developed and emerging markets to date. Choose the right trade financing counterparts. Get the best possible access. And the best execution. Manage risks and create the optimal conditions for trade financing with multi-bank, multi-instrument, multi-channel Mitigram. Give your front office the edge with fully digitalized trade finance client processes. Improve sales and execution by accessing the largest digital network for originating and distributing trade finance risks. Access the universal market network to assess real-time risks, capacity and pricing.

Starting Price: €800 per year

View Software

Uniconta

Uniconta Global

Uniconta is developed to integrate seamlessly and gives synergies with Microsoft technology. It is designed to fit easily and smoothly into your cloud IT-ecosystem. Uniconta can be deployed as a standard ERP system, but is designed as a modular, flexible solution that allows easy customization of fields, indexes and screen layouts. Manage costs, revenue, work in progress and hourly consumption on individual projects. Manage costs, revenue, work in progress and hourly consumption on individual projects. Purchase is used to keep track of orders of items and services from vendors. Significantly expands both the General Ledger module and Inventory. Take your prospective customers to the next level with our CRM system. Manages production and provides an overview of the production BOMs in progress.

View Software

Pennylane

An all-in-one solution to better manage your clients' accounts. Sales and purchase entries are automatically created in the journals with the associated documents. Benefit from a powerful and intelligent accounting review solution to better monitor the progress of your balance sheets. Establish all the tax obligations, VAT declaration, tax packages and management of the brochure. Pennylane is a complete accounting production software and an all-in-one financial management tool for your clients. From Pennylane, your customers supervise and pay for their purchases, manage their invoicing, or connect their sales tools, and monitor their cash flow. All the actions they perform in the platform feed your input. Streamline your exchanges with your customers and collaborators by communicating directly in Pennylane, chat, comment on invoices and transactions, follow the activities and deadlines related to each.

Starting Price: €19 per month

View Software

ClearDil

The End-to-End Anti-Money Laundering (AML) and Know Your Customer (KYC) Solution for your customer compliance lifecycle. ClearDil is an AML and KYC compliance platform. The API, mobile SDK and the web app enable institutions to verify people and companies across global sanctions, watchlists, and politically exposed persons (PEPs) databases, provide aliases, criminal records, court judgments, document verification and much more. An integrated platform to effortlessly meet all your Anti-Money Laundering and KYC requirements with an extensive KYC/AML API for Payments Wallets, Lending, Cryptocurrency, Initial Coin Offering (ICO), or Remittance Businesses. Seamlessly delivered solutions for companies seeking to fully automate their KYC and AML compliance workflows. A single cloud-based platform built up to accommodate your needs regardless of your business' size. Our ready to use Onboarding KYC Flow allows businesses to integrate ID verification, identity verification and AML checks.

View Software

Titaniam

Titaniam provides enterprises and SaaS vendors with a full suite of data security/privacy controls in a single, enterprise grade solution. This includes highly advanced options such as encryption-in-use that enables encrypted search and analytics without decryption, and also traditional controls such as tokenization, masking, various types of encryption, and anonymization. Titaniam also offers BYOK/HYOK (bring/hold your own key) for data owners to control the security of their data. If attacked, Titaniam minimizes regulatory overhead by providing evidence that sensitive data retained encryption. Titaniam’s interoperable modules can be combined to support hundreds of architectures across multiple clouds, on-prem, and hybrid environments. Titaniam provides the equivalent of 3+ categories of solutions making it the most effective, and economical solution in the market. Titaniam is featured by Gartner, IDC, and TAG Cyber and has won coveted industry awards e.g. SINET16 and at RSAC2022.

View Software

Taxfyle

Whether you’re an individual looking to file your taxes or an accounting firm looking to outsource tens of thousands of returns to domestic tax professionals, Taxfyle’s apps and APIs connect you with the right accountants to meet your needs. Through Worklayer we bring together more than 4,000 licensed accountants and scale for any need our client base has. This augmented workforce drives a powerful accounting solution for individuals and small businesses, domestic outsourcing for accounting firms, and value-added services for channel partners and marketplaces. We simplify overnighting tax services onto your existing suite of services through our APIs. Our partners leverage our workforce to add tax services to their existing catalog of utilities. Allow your staff to make more meaningful connections with your users by reducing the strain placed on your business. Plug into the world’s largest on-demand domestic accounting workforce.

Starting Price: $64.99 per month

View Software

Fleximize

We’re an industry-leading digital business lender with a genuine passion for supporting UK SMEs. Our customers have named us Best Business Finance Provider at the British Bank Awards, twice. In short, we’re the cream of the crop, dedicated to bringing you industry-leading products and the best experience possible. Our team will get to know the person behind the business, listen to your needs, and match you with the best product, rates and loan terms. You’ll also be greeted by the same point of contact if you return to us for another round of funding later on. Both our Flexiloan and Flexiloan Lite come as either unsecured or secured, depending on your business needs. We understand that you may need a little breathing space, which is why we offer top-ups and repayment holidays during your loan term. During these unprecedented times, your community relies on you, and you can rely on us.

Starting Price: 0.9% Fee

View Software

Liberis

At Liberis we’re experts at embedding revenue-based finance solutions into your existing customer experiences. You can provide your business customers with the intuitive, responsible finance they’re after. Our embedded finance platform empowers you to offer finance directly to your customers within your own customer experiences. We’ll handle the documentation, legal processes, and funding. Your customers need finance for many reasons, from cash flow management to business growth. Liberis’ embedded finance platform provides a fast and simple solution, with a revenue-based payment method that we know businesses owners love.

View Software

SAS Viya

SAS

SAS Viya is a cloud-native data and AI platform that unifies data management, analytics, AI modeling, and governance within a single environment. The platform helps organizations build, validate, deploy, and govern AI models with transparency, fairness, and auditability built into the entire lifecycle. SAS Viya provides seamless access to data across multiple sources and platforms while maintaining governance, lineage tracking, and compliance controls. Businesses can use the platform to accelerate AI model training, improve workflow productivity, and operationalize data-driven decisions at scale. SAS Viya also supports AI agents through the SAS Viya MCP Server, enabling secure integration of AI-powered tools and decision-making processes. The platform is designed to support cloud, hybrid, and on-premises deployments for greater flexibility across enterprise environments.

View Software

Weavr

Weavr.io

Unlock business growth without worrying about complex regulations, shouldering the compliance burden or managing data security as we handle that for you. Safely handle supplier payments or build a benefits programme your employees will love. Delight customers with digital gifting and make crypto PoS enablement safe and streamlined. Enabling everything from salary advances to compensation payments, built into your business. Supercharging B2B marketplaces and crowdfunding capabilities, all ready to plug-and-play. Up until now, adding financial services exactly where and when your customers need them has been tricky. Not anymore. Our ready-made, plug-and-play financial services offer unlimited use-cases with unrivalled simplicity meaning you can select the services you need and start adding value to your customers almost instantly.

Starting Price: $1,268.47 per month

View Software

Macabacus

The fastest way to get more done in Microsoft Office: From spinning up complex models to creating branded presentations, finance professionals work faster with Macabacus. Build better models and presentations faster with the most comprehensive productivity and brand compliance solutions available for Excel and PowerPoint — the must-have tools for power finance and consulting users. Tools for power users that address common pain points to facilitate construction of financial models. Visually identify errors and inconsistencies in your models that could result in costly mistakes. Create complex charts quickly, ensure their brand compliance, add components to existing charts, and much more. Declutter and reduce the file size of spreadsheets to improve stability and performance in Excel. Synchronize your table of contents and section slides/shapes with native sections so you can focus on content.

View Software

Fintech Market

All of our products are already connected with each other and can be used as a whole solution for providing financial services. Or you can use only some applications - most of the products are available also separately and can be integrated with other systems via API (JSON). The tool consists of CRM and configuration layer. The configuration part is meant for creating and managing customer servicing and lending processes, products, and workflows. The CRM part allows to serve customers, open accounts and create applications, send communication and make payments. The Banking solution works together with other applications (see below).

View Software

SmartAccounts

With SmartAccounts software, you can easily create invoices, manage your purchases, calculate salaries and keep track of your fixed assets and inventory. And everything is easy to use. If besides having the best accounting software you need help with your accounting or need to hire an accountant, please take a look at our partners. Send invoices to your clients directly from SmartAccounts and keep track of your cashflow from the dashboard on your front page. Create quotes and send them to your clients straight from the software. Use purchase orders to track your deliveries. You can integrate SmartAccounts with everything. Connect your online store to your accounting or use with Scoro business management software. Options are endless.

Starting Price: €5 per month

View Software

InfoSuite

InfoSuite is a software tool for business intelligence and financial planning. We simplify your budgeting and forecasting processes enabling you to plan the future of your business on data insights. InfoSuite is a developer of software solutions for business intelligence, budgeting, and performance management. Our tools help you digitalize business processes and provide you with insight, overview, and factual backup when making important decisions. We link our proprietary software products to the specialized advisory services of our experienced consultants and entrusted partners. This creates solutions to real challenges as we can focus on the goals, culture, and business of the individual company. Technology, markets, and competition is constantly evolving. But a large number of companies have not kept pace. We help companies extract data to the core of the business, enabling them to optimize processes, improve services and gain market shares.

View Software

The Big POS

The BIG POS offers the most configurable POS to LOS integration on the market. Instead of complex borrower facing loan applications, the BIG POS offers a conversational, multi path, dynamic application questionnaire that is fully integrated with a tasks based rules engine. Allowing each company to dynamically create application workflow based on their own needs. No complex contracts. No up front costs. Simple, pay as you go pricing gives every lender and loan officer the ticket to a reasonably priced Point of Sale. The Borrower file manager acts as a bi-directional drop box for customers. Any documents listed in the consumers loan document folder can be seen within the POS and LOS for all parties to collaborate. We set out to build the Point of Sale system every lender knew they wanted but couldn’t find.

Starting Price: $34.99 per loan

View Software

Risk Shell

ABC Quant

Risk Shell is a SaaS risk management and portfolio construction platform for hedge fund of funds and multi-asset investment portfolios. Some of the tools that are included in Risk Shell are: • Quantitative and qualitative asset screening and manager selection • Risk analytics delivering hundreds of statistics • Macroeconomic Scenario Screening™ • Multi-statistic and traditional Peer Group Analysis • Returns-Based Analysis and Holdings-Based Analysis • Portfolio optimization incl. market-neutral portfolio builder • Portfolio What-if analysis • Portfolio marginal risk contribution • Stochastic simulation and stress testing • Risk budgeting • Performance attribution analysis, style analysis and factor analysis • 50+ interactive charts • Shadow accounting for hedge Fund of Funds • CRM & Document management • Due Diligence tools designed for hedge funds

View Software

Simetrik

Integrate or upload data from any system in your company and keep the information updated through manual upload from your computer or automatic connections to Google Drive, One Drive, etc. Configure the matching rules against which you are going to compare your data once, using a spreadsheet-like interface, and let Simetrik run your configuration automatically in the future. Create custom reports and dashboards with the results of your reconciliation, Simetrik will update them automatically, freeing you from repetitive tasks forever! Visibility with SAML SSO, user provisioning, and audit trails. Storage in the customer's database hosted in your cloud. Privacy and compliance with GDPR and privacy shield. We generate and maintain all the information in a territory, the information is never transferred outside said territory, thus complying with the legal requirements of different countries. We employ numerous security controls including encryption in transit and storage of data.

Starting Price: $1,200 per month

View Software

SAP Financial Closing Cockpit

SAP

Speed up even the most complex closing cycles, while meeting regulatory requirements and financial reporting standards. With the SAP Financial Closing cockpit, you can increase user efficiency through centralized monitoring and control and enhanced automation. Accelerate and streamline your accounting close processes. Use event-driven execution and full integration with financial solutions from SAP to automate closing processes. Help task owners collaborate effectively using an intuitive cockpit interface. Record all financial closing tasks, the history of the tasks, and who performed them. Track closing processes at every stage, including manual steps, transactions, programs, jobs, workflows, and remote tasks. Use simple configuration and powerful administrative tools to implement SAP Financial Closing cockpit quickly. Leverage an intuitive, template-driven environment to standardize closing processes according to best practices.

View Software

Ascent ERP

Ascent Solutions

Ascent ERP is a full featured ERP with demand planning, inventory, order, warehouse operations and mobility, and a returns management solution that is 100% native to Salesforce.com Ascent ERP provides an organization with a complete Operations 360° control with comprehensive functionality for the middle and back office operations on the same platform as sales and service. Ideal for companies that are in the midst of digital transformation, or have complex inventory and product supply chain, warehouse and distribution requirements. Gain a complete view into the lifecycle of an order from inception to delivery. Control inventory, warehouse, procurement, production, sales, rentals, returns, services to delight customers and increase revenue.

Starting Price: $125 per month

View Software

Lucca

Work smarter with efficient HR software. With Lucca’s HR software, turn spreadsheets into interactive online services and streamline your internal management processes. Lucca develops 11 HR and administrative software programs, each software is dedicated to a specific need to help you create your customized HRIS. An HR software is efficient when it is simple and it is simple when it answers a specific need. This is why each Lucca product is aimed at solving a clearly defined HR management issue. The number of features in software does not guarantee its quality. This means that before developing a new feature, we always compare the benefit that it brings and the complexity that it entails by putting ourselves in the shoes of the end-user. When we design our software, we first think about the end-users, those who will use our solutions on a daily basis. Our aim is to make their life easier. Lucca solutions are interfaced with traditional payroll, accounting, HRIS and ERP systems.

Starting Price: €8.90 per user per month

View Software

Invoice Maker by Saldo Apps

Saldo Apps

What is Invoice Maker by Saldo Apps? Invoice Maker is a comprehensive solution for creating invoices, estimates, reports, receiving payments, and running a business. Thanks to it, you can create forms, fill out templates, send paperwork to clients, and accept payments wherever you are. It's the perfect tool for freelancers, independent contractors, and self-employed. It can help you streamline the tedious paperwork to focus on what really matters - providing your customers with first-class service. Main Invoice Maker functions: - convenient generator for creating invoices and estimates; - ready-made templates with all the necessary fields; - compatibility with major platforms; - vast opportunities for template customization; - popular payment methods; - free invoice generator; - 3-days trial period. By using Invoice Maker, you can save time on paperwork and other routine tasks, which in turn keeps you professionally organized and productive.

Starting Price: $9.99 per month

View Software

COVALYZE

Valunoo

COVALYZE optimizes your whole strategic procurement process - from demand management to RfP comparison. With COVALYZE you get a much better category data set including all technical business specification in a structured format. By combining detailed business specifications with supplier prices you will get new insights into your category data, e.g. what business features are driving the price in your category, how can I reduce article variants and many more .- Book a free demos session! COVALYZE is a platform for OEMs and enterprise manufacturers needing to drive down costs of sourced components and services whilst accelerating time to market. COVALYZE provides relevant inputs to your negotiations in one place. Price of component features, overpriced parts, high-price suppliers, you all name it.

Starting Price: €750 per month

View Software

Modern Treasury

Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.

Starting Price: $499 per month

View Software

Quolum

Builders should build. Quolum can handle the rest. From getting you the best commercials to storing documents in one place. We store your contracts along with the structured meta-data such as vendor, renewal dates, cancellation window, court of law, and data retention and processing policies. Buy all your SaaS, hassle free. Backed by modern software that manages recurring expenses, cancels product trials, and controls spending. Receive a single bill for your SaaS purchases, with all invoices automatically aggregated from vendors. Accountants love us for a reason. A single dashboard for SaaS including purchases, transaction details, and invoices. One bill for all SaaS purchases. Invoices auto-aggregated from vendors. Manage cash flow with a calendar of renewals and payments.

Starting Price: $500 per month

View Software

CARD91

Enable new-age payment use cases via card issuance and management by empowering businesses with payment decisions and transaction control. Seamless real-time data access with reconciliation keeps stakeholders updated all the time every time without manual intervention. Use our dashboard or yours and integrate our APIs to issue payments and reconcile usage data in a frictionless, secure manner for free. Our next-generation super fast payment rails will help you create card-based programs your business needs on the go. We make money when your happy partners do transactions via card issued by you. With our open API, we have converted the complex payment issuance process to a few lines of code. And if you are still feeling lost, our tech experts are here to help you. We are offering it all for free. We are launching our sandbox in another month. Would love to hear your feedback on that.

Starting Price: Free

View Software

Best Finance Software in Germany - Page 87

Compare the Top Finance Software in Germany as of May 2026 - Page 87