Best Embedded Payments Platforms in the UK - Page 2

The easiest way to build banking for your customers. Enhance your value proposition and boost revenue by offering banking products and services to your customers. Synctera's banking as a service platform has everything you need to build, launch, and scale embedded banking and financial products. With Synctera's BaaS platform, companies of all sizes across industries can build, launch, and scale embedded banking products. Use a single set of flexible, secure APIs to access all the best-in-class technologies you need to build a great banking product. Whether you’re new to the financial industry or not, Synctera's extensive documentation helps you build. Synctera has a wide range of sponsor banks on our BaaS platform that can power your financial product’s capabilities. We facilitate resilient relationships between you and the sponsor bank partner that is most compatible with your unique product vision, target market, and timeline so you can launch and scale with confidence.

Embedded payments built by software people for software people. Every SaaS company is looking for the next feature or capability to propel their business forward. A feature to close a sale, improve user experience, and re-fact technical debt, all competing for valuable roadmap priority. Monetizing payments first will double revenue per customer, enabling you to fund additional roadmap capacity. Payments is a spectrum of services, and at Forward, we’re adding more solutions to support you wherever you are in your journey. Our process starts with a free payment consultation, and we mean free, we’ve made it super easy to understand how to move forward with your payment journey. You could build your own data center but probably use a large cloud provider, think of payments similarly. Our team can help you to focus on what you do best, which is selling software.

Aeropay is a financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, digital payments, giving customers the freedom to spend. Leaving cash and cards behind and paying with a personal mobile device promotes safety, convenience and a modern lifestyle. Filter payments to view, adjust, void or refund transactions. Capture pre-authorized payments from your customers and adjust payment amounts. Offer monthly subscriptions for recurring revenue. Add multiple locations, and send out location-specific payment links. Create your own branded payment experience. Test the experience in our sandbox environment. Work hand-in-hand with our development teams. Accept digital payments at point-of-sale. Customers simply scan a QR code, link to their bank and pay. Accept online pre-payments for delivery, buy online, pick up in-store and orders. At checkout, customers choose Aeropay to simply link to their bank and pay.

VyaPay provides fully embedded and on-demand payment solutions. We help businesses of all sizes to navigate the intricate world of payments with ease and confidence. Our comprehensive suite of services not only simplifies payment operations but also amplifies security and efficiency, ultimately contributing to the success and growth of our clients in an increasingly digital and interconnected economy. Code your system to our payment gateway through our API in less than a day. Working with an experienced partner, like VyaPay, will not only improve your margins, it will make your payment transactions work for you. Our experienced team of engineers and industry experts will help you embed commerce directly into your platform, giving you end-to-end ownership of your digital transactions. Together, we’ll make payments an extension of your service and brand by implementing customized solutions that support your growing business and channel partner network.

Our mission is to ensure that the financial institutions currently providing services to this generation remain the primary providers of financial services for future generations. To do so, we have designed a platform that removes all card limitations for traditional bank-issued payment cards. Chances are we have already plugged into your existing financial services processor and provider, so our solutions are integrated and available to your cards today. The fintech switch makes it possible to connect to your card's real-time authorization flow and provide services, features, data, and communications that help enhance a cardholder's experience. Now your cardholders can choose which features and services are right for them and add the services they want to the cards already in their wallet. IncumbentFI's SaaS platform is embedded within your institution's existing debit card processor and core banking provider tech stack, eliminating the need for costly and time-consuming technology.

Zai is a financial technology company that simplifies complex payments through its API-powered platform, enabling businesses to create and manage end-to-end payment flows effortlessly. Customers can quickly pay online via all popular payment methods, while automated payouts ensure timely payments. The platform allows for the creation and customization of any payment flow to address specific business challenges. Zai offers bank-grade security with built-in fraud checks, scalability to grow with your business, and full PCI DSS compliance to avoid lengthy data security assessments. Processes are streamlined to free up valuable time for teams, with features like automatic matching, tracking, and reconciliation of payments using virtual accounts. The platform is flexible, offering both hosted and API integration options. Protect your business with bank-grade security and built-in fraud checks.

​Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development.​ It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks.

Channel Fusion is a modular channel marketing platform that centralizes every aspect of co‑marketing and partner engagement into a single, scalable ecosystem. It offers an ad builder & asset library for streamlined co‑branding, co‑op fund management to allocate, claim, and track MDF with automated verification and payment workflows, and consumer rebates to design, launch, and reconcile rebate programs via self‑service and high‑touch options. Its digital marketing module delivers hyper‑local campaign deployment, while ensuring brand compliance and content localization through dynamic asset distribution and approval controls. Enablement Programs align partners with training, playbooks, and performance incentives, and omnichannel experience tools let marketers deliver consistent messaging across multiple touchpoints.

Fullsteam’s embedded solutions platform enables software companies to integrate industry-tailored features, such as payment processing, digital marketing services, merchant capital, and insurance, directly into their product experience, thereby increasing value, unlocking new revenue streams, and simplifying operations. Each embedded module is white-labeled and designed to mesh seamlessly with the core software, delivering a unified experience without handoffs. The platform also provides foundational support beyond feature modules, including back-office infrastructure, centralized reporting and support, go-to-market enablement, product investment and roadmap strategy, and built-in tools to drive adoption. Fullsteam emphasizes industry specificity; its offerings are adapted to vertical needs across hospitality, specialty point-of-sale systems, storage and marinas, transportation, healthcare and wellness, automotive, field services, associations, and more.

Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics.

Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way.

Usio is an integrated payments platform designed to help businesses accept, process, and disburse payments through a single, unified infrastructure that supports multiple payment methods and workflows. It provides a full suite of payment capabilities, including credit and debit card processing, ACH transfers, prepaid card issuing, and multi-channel disbursements such as real-time payments, push-to-debit, and checks, enabling organizations to move money securely and efficiently across different channels. It is built around embedded payments, allowing software companies and enterprises to integrate payment functionality directly into their own systems using flexible APIs, reducing friction and creating seamless user experiences. Usio also supports payment facilitation, electronic billing, and hosted payment pages, along with additional services like document composition, printing, and mailing, which together create a comprehensive end-to-end financial operations solution.

Ryft is a UK-based Payment Services Provider (PSP) that offers embedded payments for marketplaces, platforms and retailers. We provide payment solutions that help businesses accept payments, manage recurring billing, automate split payments, onboard sellers, access escrow services, and generate revenue from transactions they process. Unlike traditional payment processors, we offer purpose-built solutions for marketplace payments and platform payments.

Unleash innovation with connected payments. Adapt, innovate and thrive with more value from every transaction flowing through your business. You deserve more than plain old payments. Our super-connected technology makes them seamless and so much more. Get faster, more reliable transactions. Higher conversions. Unbeatable insight and flexibility. So you can delight your customers and unlock new revenue streams. Streamline your payments through one unified API that evolves with you and responds to change as it happens. Grow anywhere with local acquiring in major markets, 150+ currencies and most popular payment methods. Get a radically transparent view of your payments data and instant insights you can change your world with. See how we can free your payments potential.

You'll have access to a suite of flexible apps for every part of your business. All for one low cost. Ease works seamlessly with third-party technologies to streamline the way you like to work and save you time. Learn which business entity formation is best suited for your private practices, how to file your clinical license and avoid costly mistakes when filing for your new practice. Learn how to quickly and efficiently get enrolled and credentialed with multiple payers all throughout the United States. With tips and tricks from private practice experts to help you save time and money with claim submissions, super-bills, documentation, and coding. Learn how to open up an FDIC checking and savings account with embedded payments all in one place. With tools that make it easy to customize payment plans, memberships, and patient payment portals for your practice.

The world's largest payroll platforms and talent marketplaces use Cadana's APIs to build compliant hiring products in Africa, Asia, and Latin America. Deploy Cadana's no-code white-label solutions to your customers in your brand. Mitigate local labor non-compliance and fraud risks by leveraging Cadana's local entities & expertise. Validate the market with a full-suite product without spending millions of dollars building. Reduce operational overhead with Cadana L1 & L2 support to help you scale with your customers. Customize and integrate with existing workflows using modular UI components. Pay compliantly to millions of local banks, mobile money accounts, and e-wallets in Africa, Latin America, and Asia. Mitigate fraud with account validation lookups & AI-powered transaction monitoring for emerging markets. Save on average 50% on FX rates to emerging markets compared to global payment aggregators.

Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks.

Xplor Pay is an embedded payments partner built to help vertical SaaS companies launch, scale, and monetize payments with far greater efficiency than traditional processors. Backed by Xplor Technologies, the platform offers software providers deep collaboration, transparent reporting, and hands-on support throughout every stage of integration. Its PayFac-as-a-Service model enables SaaS teams to activate embedded payments quickly while minimizing development burdens and operational risk. Xplor Pay also empowers partners with sales and marketing resources designed to accelerate adoption and build recurring revenue. With over 800 partners and more than $31 billion processed annually, the company delivers proven reliability at enterprise scale. Developers and growth teams can rely on Xplor Pay for seamless APIs, proactive guidance, and a partnership approach that prioritizes long-term profitability.