Best Embedded Payments Platforms - Page 2
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Compare the Top Embedded Payments Platforms as of September 2026 - Page 2
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1
Airwallex
Airwallex
Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform. -
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Modulr
Modulr
Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls. -
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Railsr
Railsr
Making embedding finance into apps and customer journeys as simple as drag and drop. One platform to access a complete set of global financial capabilities. A super simple API for developers to embed global financial services directly into your app or customer journey. A global operations and license platform that processes billions of dollars annually to run your embedded financial services for you. Or if you have your own licenses and financial operations capabilities, these can be plugged in and you can use ours to scale to new geographies. Simple APIs to build and integrate any financial use-case into your own customer experience. You concentrate on product design, marketing, and engaging customers, we do all the rest. Instantly create single-use virtual debit cards to manage SaaS and other subscriptions like Netflix. Integrate wage advancing seamlessly into the payroll processes. -
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Infinicept
Infinicept
Many companies promise quick and simple payments acceptance. But off-the-shelf payments solutions come with trade-offs. You may be giving up payments revenue, ownership of your data, and control over your payments product and your customer experience. Offer your customers a customized payment product where they control fees, funding schedules, onboarding decisions, and the entire payment process. Build payment solutions how you choose with the ability to change if and when necessary. Generate additional payments revenue you used to hand over to third parties. This new cashflow can increase your valuation exponentially. Ongoing risk and compliance monitoring designed by those who wrote the book on risk and compliance. Industry-best KYC processes, customizable merchant application, triggered underwriting, and integrated boarding services. -
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Fortis
Fortis
The Fortis platform has what you need to quickly and easily connect with your customers. Our deep vertical specialization, award-winning developer connectivity, and real-time rules-based underwriting API ensure accounts are approved and boarded in minutes. Using our nuanced understanding of each industry we serve, our expert Guides develop intentional solutions that go beyond payments to steer your business toward growth. At Fortis, we constantly assess and expand our online payment solutions to meet the needs of your business, today and tomorrow. Our secure, cloud-based smart platform enables you to meet your customers’ demands and implement smart payment solutions including recurring payments, shopping carts, online charitable donations, and more. Our all-in-one platform seamlessly connects with almost any legacy software, Electronic Return Originator (ERO) application. -
6
Monite
Monite
Monite lets neobanks, B2B SaaS, and other platforms offer compliant AP Automation & Invoicing to their clients. The functionality of top specialized players, is API-first and native to your interface. Your clients can collect all incoming bills in one place, collaborate & build approval flows, allow employees to pay invoices with a card or another payment method, and more. Your clients can send offers & invoices to their clients, collect payments online and see analytics. Custom invoice design, reminders & dunning, auto-payment recognition & reconciliation, and more. A receivable is an invoice issued by a company to its customers for delivered goods or used services that have not been paid for yet. This usually occurs because of credit sales and as a result of buying goods or services on credit. Essentially, Monite API enables the whole accounts receivable aspect of SMEs business to run in an "auto-pilot” mode. -
7
MVMNT
MVMNT
True freight brokerage software. Other technology companies have tried to automate your business away and failed – partner with the ones who are behind you for the long haul. There’s no silver bullet to get you more freight - everything needs to run smoothly. That’s why our platform addresses your organization as a whole instead of one group of sales reps or billing reps. Our TMS has got you covered when it comes to managing your day-to-day. The MVMNT platform represents the best of what we’ve learned over the years, giving you everything you need to make the day less turbulent and the quarters more profitable. Not only does this save you headaches, but it also frees up your time so you can focus on what really matters – your relationships. Use MVMNT’s embedded payment solution to pay carriers faster without putting any strain on your cash flow. Leverage shorter payment terms to strengthen relationships, get better service, negotiate better rates, & drive additional revenue -
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Synctera
Synctera
The easiest way to build banking for your customers. Enhance your value proposition and boost revenue by offering banking products and services to your customers. Synctera's banking as a service platform has everything you need to build, launch, and scale embedded banking and financial products. With Synctera's BaaS platform, companies of all sizes across industries can build, launch, and scale embedded banking products. Use a single set of flexible, secure APIs to access all the best-in-class technologies you need to build a great banking product. Whether you’re new to the financial industry or not, Synctera's extensive documentation helps you build. Synctera has a wide range of sponsor banks on our BaaS platform that can power your financial product’s capabilities. We facilitate resilient relationships between you and the sponsor bank partner that is most compatible with your unique product vision, target market, and timeline so you can launch and scale with confidence. -
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Forward
Forward
Embedded payments built by software people for software people. Every SaaS company is looking for the next feature or capability to propel their business forward. A feature to close a sale, improve user experience, and re-fact technical debt, all competing for valuable roadmap priority. Monetizing payments first will double revenue per customer, enabling you to fund additional roadmap capacity. Payments is a spectrum of services, and at Forward, we’re adding more solutions to support you wherever you are in your journey. Our process starts with a free payment consultation, and we mean free, we’ve made it super easy to understand how to move forward with your payment journey. You could build your own data center but probably use a large cloud provider, think of payments similarly. Our team can help you to focus on what you do best, which is selling software. -
10
Aeropay
Aeropay
Aeropay is a financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, digital payments, giving customers the freedom to spend. Leaving cash and cards behind and paying with a personal mobile device promotes safety, convenience and a modern lifestyle. Filter payments to view, adjust, void or refund transactions. Capture pre-authorized payments from your customers and adjust payment amounts. Offer monthly subscriptions for recurring revenue. Add multiple locations, and send out location-specific payment links. Create your own branded payment experience. Test the experience in our sandbox environment. Work hand-in-hand with our development teams. Accept digital payments at point-of-sale. Customers simply scan a QR code, link to their bank and pay. Accept online pre-payments for delivery, buy online, pick up in-store and orders. At checkout, customers choose Aeropay to simply link to their bank and pay. -
11
VyaPay
VyaPay
VyaPay provides fully embedded and on-demand payment solutions. We help businesses of all sizes to navigate the intricate world of payments with ease and confidence. Our comprehensive suite of services not only simplifies payment operations but also amplifies security and efficiency, ultimately contributing to the success and growth of our clients in an increasingly digital and interconnected economy. Code your system to our payment gateway through our API in less than a day. Working with an experienced partner, like VyaPay, will not only improve your margins, it will make your payment transactions work for you. Our experienced team of engineers and industry experts will help you embed commerce directly into your platform, giving you end-to-end ownership of your digital transactions. Together, we’ll make payments an extension of your service and brand by implementing customized solutions that support your growing business and channel partner network. -
12
IncumbentFI
IncumbentFI
Our mission is to ensure that the financial institutions currently providing services to this generation remain the primary providers of financial services for future generations. To do so, we have designed a platform that removes all card limitations for traditional bank-issued payment cards. Chances are we have already plugged into your existing financial services processor and provider, so our solutions are integrated and available to your cards today. The fintech switch makes it possible to connect to your card's real-time authorization flow and provide services, features, data, and communications that help enhance a cardholder's experience. Now your cardholders can choose which features and services are right for them and add the services they want to the cards already in their wallet. IncumbentFI's SaaS platform is embedded within your institution's existing debit card processor and core banking provider tech stack, eliminating the need for costly and time-consuming technology. -
13
Zai
Zai
Zai is a financial technology company that simplifies complex payments through its API-powered platform, enabling businesses to create and manage end-to-end payment flows effortlessly. Customers can quickly pay online via all popular payment methods, while automated payouts ensure timely payments. The platform allows for the creation and customization of any payment flow to address specific business challenges. Zai offers bank-grade security with built-in fraud checks, scalability to grow with your business, and full PCI DSS compliance to avoid lengthy data security assessments. Processes are streamlined to free up valuable time for teams, with features like automatic matching, tracking, and reconciliation of payments using virtual accounts. The platform is flexible, offering both hosted and API integration options. Protect your business with bank-grade security and built-in fraud checks. -
14
Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks. -
15
Banked
Banked
Channel Fusion is a modular channel marketing platform that centralizes every aspect of co‑marketing and partner engagement into a single, scalable ecosystem. It offers an ad builder & asset library for streamlined co‑branding, co‑op fund management to allocate, claim, and track MDF with automated verification and payment workflows, and consumer rebates to design, launch, and reconcile rebate programs via self‑service and high‑touch options. Its digital marketing module delivers hyper‑local campaign deployment, while ensuring brand compliance and content localization through dynamic asset distribution and approval controls. Enablement Programs align partners with training, playbooks, and performance incentives, and omnichannel experience tools let marketers deliver consistent messaging across multiple touchpoints. -
16
Fullsteam
Fullsteam
Fullsteam’s embedded solutions platform enables software companies to integrate industry-tailored features, such as payment processing, digital marketing services, merchant capital, and insurance, directly into their product experience, thereby increasing value, unlocking new revenue streams, and simplifying operations. Each embedded module is white-labeled and designed to mesh seamlessly with the core software, delivering a unified experience without handoffs. The platform also provides foundational support beyond feature modules, including back-office infrastructure, centralized reporting and support, go-to-market enablement, product investment and roadmap strategy, and built-in tools to drive adoption. Fullsteam emphasizes industry specificity; its offerings are adapted to vertical needs across hospitality, specialty point-of-sale systems, storage and marinas, transportation, healthcare and wellness, automotive, field services, associations, and more. -
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Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
18
Flute
Flute
Flute is a payments platform designed to help growing businesses accept, manage, and optimize payments across in-person, mobile, online, and embedded channels. The platform supports point-of-sale transactions, tap-to-pay, QR payments, virtual terminals, PCI-compliant payment pages, ACH, invoicing, recurring billing, and digital wallets. Businesses can use Flute’s dashboard and reporting tools to manage customers, monitor activity, automate workflows, and gain visibility into payment operations. Growth features include recurring billing, tokenized customer payment storage, instant payouts, and working capital tools designed to improve cash flow flexibility. Security capabilities include fraud protection, encryption, network tokenization, and safeguards against chargeback abuse, card testing, and other payment risks. Flute also provides APIs, SDKs, gateways, hardware options, and embedded payment tools for merchants, software companies, ISOs, and associations. -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
20
Usio
Usio
Usio is an integrated payments platform designed to help businesses accept, process, and disburse payments through a single, unified infrastructure that supports multiple payment methods and workflows. It provides a full suite of payment capabilities, including credit and debit card processing, ACH transfers, prepaid card issuing, and multi-channel disbursements such as real-time payments, push-to-debit, and checks, enabling organizations to move money securely and efficiently across different channels. It is built around embedded payments, allowing software companies and enterprises to integrate payment functionality directly into their own systems using flexible APIs, reducing friction and creating seamless user experiences. Usio also supports payment facilitation, electronic billing, and hosted payment pages, along with additional services like document composition, printing, and mailing, which together create a comprehensive end-to-end financial operations solution. -
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Ryft
Ryft
Ryft is a UK-based Payment Services Provider (PSP) that offers embedded payments for marketplaces, platforms and retailers. We provide payment solutions that help businesses accept payments, manage recurring billing, automate split payments, onboard sellers, access escrow services, and generate revenue from transactions they process. Unlike traditional payment processors, we offer purpose-built solutions for marketplace payments and platform payments. -
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Checkout.com
Checkout.com
Unleash innovation with connected payments. Adapt, innovate and thrive with more value from every transaction flowing through your business. You deserve more than plain old payments. Our super-connected technology makes them seamless and so much more. Get faster, more reliable transactions. Higher conversions. Unbeatable insight and flexibility. So you can delight your customers and unlock new revenue streams. Streamline your payments through one unified API that evolves with you and responds to change as it happens. Grow anywhere with local acquiring in major markets, 150+ currencies and most popular payment methods. Get a radically transparent view of your payments data and instant insights you can change your world with. See how we can free your payments potential. -
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Ease
Ease
You'll have access to a suite of flexible apps for every part of your business. All for one low cost. Ease works seamlessly with third-party technologies to streamline the way you like to work and save you time. Learn which business entity formation is best suited for your private practices, how to file your clinical license and avoid costly mistakes when filing for your new practice. Learn how to quickly and efficiently get enrolled and credentialed with multiple payers all throughout the United States. With tips and tricks from private practice experts to help you save time and money with claim submissions, super-bills, documentation, and coding. Learn how to open up an FDIC checking and savings account with embedded payments all in one place. With tools that make it easy to customize payment plans, memberships, and patient payment portals for your practice. -
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Cadana
Cadana
The world's largest payroll platforms and talent marketplaces use Cadana's APIs to build compliant hiring products in Africa, Asia, and Latin America. Deploy Cadana's no-code white-label solutions to your customers in your brand. Mitigate local labor non-compliance and fraud risks by leveraging Cadana's local entities & expertise. Validate the market with a full-suite product without spending millions of dollars building. Reduce operational overhead with Cadana L1 & L2 support to help you scale with your customers. Customize and integrate with existing workflows using modular UI components. Pay compliantly to millions of local banks, mobile money accounts, and e-wallets in Africa, Latin America, and Asia. Mitigate fraud with account validation lookups & AI-powered transaction monitoring for emerging markets. Save on average 50% on FX rates to emerging markets compared to global payment aggregators. -
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Framnex
Framnex
Framnex is a client monetization platform that helps businesses launch branded banking, payments, FX, card, wallet, and digital asset products without building financial infrastructure from scratch. The platform is designed for companies that already own customer relationships and want to turn those relationships into recurring financial revenue. Framnex supports white-label banking, embedded finance, automated payouts, wallet-as-a-service, card issuing, money transfers, payment gateways, mobile banking apps, crypto wallets, and crypto cards. Its platform includes core banking, ledger, payments, cards, wallets, compliance, connectors, and developer tools. Framnex also provides guided implementation to help partners move from discovery and solution design to launch and expansion. -
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Cashfree Payments
Cashfree Payments
Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks. -
27
Xplor Pay
Clearent
Xplor Pay is an embedded payments partner built to help vertical SaaS companies launch, scale, and monetize payments with far greater efficiency than traditional processors. Backed by Xplor Technologies, the platform offers software providers deep collaboration, transparent reporting, and hands-on support throughout every stage of integration. Its PayFac-as-a-Service model enables SaaS teams to activate embedded payments quickly while minimizing development burdens and operational risk. Xplor Pay also empowers partners with sales and marketing resources designed to accelerate adoption and build recurring revenue. With over 800 partners and more than $31 billion processed annually, the company delivers proven reliability at enterprise scale. Developers and growth teams can rely on Xplor Pay for seamless APIs, proactive guidance, and a partnership approach that prioritizes long-term profitability.
