Best DeFi Projects for NEAR

1inch is the DeFi ecosystem building financial freedom for everyone. We research and develop cutting edge technology that allows our users and partners to realise the potential of decentralized finance, without workarounds or security risks. And we bring the sector together to advocate for compliant DeFi as the future of global finance. Our products: We serve users and builders with products built on open-source, on-chain protocols. Access efficient, secure trading at the best rates through the 1inch dApp and self-custodial 1inch Wallet app, track your crypto with 1inch Portfolio, or spend and borrow against your digital assets with 1inch Card (powered by CryptoLife). Builders and enterprise partners can access the core technologies powering 1inch to connect with an ecosystem that offers millions of tokens and tokenized RWAs, integrates 13+ networks and includes the first native swaps between Solana and the EVM.

Balancer protocol is a non-custodial portfolio manager, liquidity provider, and price sensor. Customizable number of assets and weights within a pool. Trade against all pools in the Balancer ecosystem for best price execution. Pools controlled by smart contracts can implement any arbitrary trading strategy or logic. Exchange tokens without deposits, bids / asks, and order management. All on-chain. Preview an expected trade price for two assets given existing liquidity and slippage. Trades are split through an SOR which performs an optimization across all pools for best price execution. Frontends are open-source and will be made available through IPFS. Trade any tokens without need for whitelisting or approval. A Balancer Pool is an automated market maker with certain key properties that cause it to function as a self-balancing weighted portfolio and price sensor. Up to 8 tokens. Any weights. And programmability through smart-contract owned pools.

Aave is an open source and non-custodial liquidity protocol for earning interest on deposits and borrowing assets. Aave is a decentralized non-custodial money market protocol where users can participate as depositors or borrowers. Depositors provide liquidity to the market to earn a passive income, while borrowers are able to borrow in an overcollateralized (perpetually) or undercollateralized (one-block liquidity) fashion. At Aave, security is our top priority and we are constantly auditing and improving our protocol. The funds are stored in a non-custodial smart contract on the Ethereum blockchain. You control your wallet. Regulated and auditable by code. To ensure top notch security, Aave Protocol has had audits by trail of bits, open zeppelin, consensys diligence, certik, peckshield and certora. All audits are publicly available.

Meet TrueFi, the DeFi protocol for uncollateralized lending. Earn high yields on stablecoin loans and borrow capital without collateral. We’re proud to introduce TrueFi, a protocol for uncollateralized lending, and TRU, the native token used for staking and voting on loan requests. The goal of TrueFi is to bring uncollateralized lending to DeFi. This helps cryptocurrency lenders enjoy attractive, sustainable rates of return, while giving cryptocurrency borrowers predictable loan terms without requiring collateral. Importantly, all lending and borrowing activity on TrueFi is fully transparent, allowing lenders to fully understand participating borrowers and flows of funds engaging with TrueFi. Lenders (like you) add TrueUSD into a TrueFi pool to be used for lending, earning interest and farming TRU. Any unused capital is sent into the Curve protocol to maximize earnings. Borrowers (like OTC desks, exchanges, and other protocols) submit proposals to borrow capital from the pool.

OpenOcean is the world’s first leading full aggregator which provides the entrance to crypto trading and pools liquidity from both the DeFi and CeFi. With the vision of building a full aggregator for crypto trading that serves as a bridge connecting the isolated islands in DeFi and CeFi, we are dedicated in building an ecosystem that’s beneficial to all kinds of users in the current fragmented market. We want to empower all individual users and investment institutions to trade at the best prices and be able to apply their own investment strategies on various crypto asset classes. OpenOcean now offers crypto traders the best possible price with lowest slippage. Our protocol utilizes an optimized version of the Dijkstra algorithm called D-star, which splits routing between different protocols for better rates. OpenOcean then compares the best prices on DEXs and CEXs before empowering users to have their order executed at the best possible rate.

Taker is a liquidity protocol for novel crypto assets. It uses a quote-by-lock-in approach to price and allows asset holders to borrow stable coins. Taker starts with NFT assets to provide lending services for all kinds of novel crypto assets of the future. The Taker protocol designs a new model for NFT lending. Soon, NFT synthetic indexes will be introduced to DeFi NFT assets and stimulate the liquidity and turnovers of NFT’s. The Taker token ensures effective collaboration for holders to use their voting power and participate in community governance. The Layer 2 network is constructed using Polygon to reduce gas cost, improve asset turnovers, and expand data processing capacity. The network’s DeFi attributes and NFT ecology are supported by our protocol. We are working hard to implement the pool-based lending protocol, which will greatly improve the efficiency of NFT lending.

Connect your smart contract to the outside world. Chainlink's decentralized oracle network provides reliable, tamper-proof inputs and outputs for complex smart contracts on any blockchain. Start building your universally connected smart contract. Use decentralization, trusted nodes, premium data, and cryptographic proofs to connect highly accurate and available data/APIs to any smart contract. Build on a flexible framework that can retrieve data from any API, connect with your existing systems, and integrate with any blockchain, now and in the future. Integrate battle-hardened and time-tested oracle solutions that secure billions of dollars in value for market-leading blockchain projects. Independently monitor and verify Chainlink’s open-source code, the performance of its oracle networks, and the quality of individual node operators.