Baanx offers an OpenFi platform that bridges traditional finance with digital assets by enabling businesses to integrate cryptocurrency wallets and payment services into their applications with APIs and white-label solutions, giving users the ability to buy, spend, convert, transfer, and borrow against digital assets securely and efficiently. It supports self-custodial and custodial models, allowing non-custodial debit cards that let users spend directly from their own wallets and custodial debit cards that facilitate compliant crypto-to-fiat payments, and includes multi-chain bridging, seamless asset swaps, lending against crypto holdings, and tokenized IBAN accounts, all designed to deliver scalable, secure, and flexible financial experiences. Baanx’s API includes OAuth 2.0 authentication, wallet management, card operations, blockchain delegation, and consent management to support builders creating neobanks, crypto wallet apps, exchanges, and payment solutions.