Best Crypto Lending (DeFi) Apps for Android

Nexo

Nexo is a comprehensive all-in-one solution for managing your crypto assets. Since its launch in 2018, Nexo has revolutionized the crypto world with its Instant Crypto Credit Lines. The Nexo platform is equipped with strict over-collateralization policies and market-neutral tactics to ensure liquidity and growth. Secure your earnings with up to 16% interest on stablecoins, paid out daily. Borrow funds at rates starting at 0% and keep your crypto. Trade Futures with up to 50x leverage. Diversify your portfolio with Crypto Bundles. Enjoy 24/7 support and a detailed help section. Open an account in minutes and trade over 60 digital assets using card or bank transfer.

15,251 Ratings

Starting Price: Free

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Zengo Wallet

Zengo

Zengo is the only self-custodial wallet with no seed phrase vulnerability, making it in effect the most secure wallet. Store, buy, sell, earn, trade, and send over 180+ crypto and Web3 assets, all with the power of MPC security, a guaranteed recovery model, and unparalleled 24/7 customer support. Protect and manage all of your cryptocurrencies and NFTs: What makes Zengo the most secure crypto wallet? Zengo’s unparalleled security is due to its industry-first, enterprise-grade, self-custodial Multi-Party Computation security, a secure recovery model, and premium Zengo Pro offerings. Since its launch in 2018, Zengo has not had a single security incident, and is trusted by over 1 million users.

333 Ratings

Starting Price: Free

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eToro

Create a portfolio as unique as you are. On eToro, you have the freedom to choose from dozens of cryptocurrencies, an array of stocks and ETFs, and a number of unique investments like Smart Portfolios to create an investment strategy that is fit to you. Or, follow one of our Popular Investors, and make their crypto strategy, your strategy. With a clean and simple interface, no hidden fees, and top security for your peace of mind, eToro can take some of the stress out of investing. Plus, learn as you invest, with tools like our virtual $100k portfolio and the eToro Academy. Get started with this fintech leader today, and join over 20M other users investing in stocks, crypto, and community.

24,717 Ratings

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Hodlnaut

Hodlnaut is a platform that provides financial services for individual investors where they earn interest on their cryptocurrencies by lending to institutions. Users can deposit their crypto assets into a Hodlnaut Interest Account and earn favorable interest rates. Our current interest rates are up to 4.08% APY for BTC, up to 4.60% APY for ETH, and 7.25% APY for USDC, USDT and 3.56% for DAI. Sign up for an account today and start earning interest on your crypto! There are no minimum deposits and you can withdraw anytime. The platform runs on a secure cloud infrastructure on AWS, and all traffic is encrypted with SSL encryption. Lastly, interest is earned and paid out in-kind every Monday.

158 Ratings

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OKX Wallet

OKX

OKX Wallet is the world's most powerful crypto wallet. Explore Web3 and take control of your crypto, NFTs, and digital assets all in one secure wallet. Simple: Simplest way to explore Web3. Store trade, earn, and manage crypto, NFTs, and digital assets across 50+ blockchains. Powerful: Built-in access to multi-chain DEX, NFT Marketplace, Earn, and thousands of dApps. Manage your digital assets across OKX Exchange and Web3 Wallet seamlessly under one unified experience Secure: Complete control of your crypto, keys, and data – exclusive access to your funds; choose what to share and what to keep private

78 Ratings

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YouHodler

YouHodler is a crypto asset-based “banking” platform that provides an alternative solution to traditional banking. Its platform provides consumers with easy-to-use growth cryptocurrency products, as well as flexibility in managing crypto/fiat financial services. YouHodler is not a replacement for traditional finance, nor is it a scheme for pushing its own native tokens. The business model is simple: offering clients services based on the seamless conversion between fiat and crypto-assets. This allows its customers to spend fiat, not their crypto assets. These services enable YouHodler’s customers to: - use their crypto as collateral to get instant cash and cryptocurrency loans at the highest loan-to-value ratio (up to 90%) - enjoy universal conversion among all crypto, fiat, and stablecoins - earn up to 12% APR plus compounding interest by depositing crypto in YouHodler Savings Accounts, paid out weekly Its customers are protected by the independent Financial Commission.

24 Ratings

Starting Price: Free

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OKX

OKX is the one of the largest global crypto exchanges by trading volume and a leading Web3 ecosystem. With monthly Proof of Reserve releases, OKX is trusted by over 50 million global users. OKX is the fastest and most reliable crypto trading app for professional traders everywhere. - Buy, sell, and trade 350+ tokens with 100+ local currencies - Duplicate moves from top traders in the industry in just one click - Explore Web3 and take control of your crypto, NFTs, and digital assets with the OKX Wallet Whether you're a beginner or an experienced investor, OKX has all the tools you need to successfully manage your digital assets.

27 Ratings

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ECOS

ECOS Mining

ECOS is a fintech company, we operate in the field of alternative finance and we offer financial services managed outside the parameters of the traditional banking system. We are the first legal mining farm company that was established with the support of the Armenian government to develop blockchain and crypto projects. It guarantees the full legality and security of your assets. ECOS has its own data center in Armenia, which allows users to buy hash rates and earn money from mining on the cloud. ECOS has more than 400 000 users. It is the first cryptocurrency investment platform with all digital asset products and tools in one ecosystem. Features: -The minimum price for a mining contract is $150; -Convenient calculator on the website for choosing a mining contract; -Daily payments and detailed transaction history; -Withdrawals from 0.001 BTC; -ECOS is a full-fledged investment platform; -About 40% is a green energy.

12 Ratings

Starting Price: $50

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Binance

Binance Exchange is the leading global cryptocurrency exchange. Capable of processing more than 1.4 million orders per second, Binance is the largest crypto exchange by trade volume and one of the fastest in the world. The platform focuses on security, robustness, and execution speed — attracting enthusiasts and professional traders alike.

10 Ratings

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SwissBorg

Invest in cryptos, the smart way. Our Smart Engine connects to leading exchanges Binance, Kraken, LMAX and HitBTC, finding the best route to execute your orders in milliseconds. No need to sign up to multiple exchanges. Get real transparency with Portfolio Analytics that clearly shows when you are making money, and when you are paying fees. Portfolio Analytics makes the complex simple by offering meaningful statistics in an easy and clear format. Make smarter decisions before you invest with our Hourly Asset Analysis. Using machine learning, we provide trend predictions on each crypto asset offered in the SwissBorg app. As a CHSB token holder, earn rewards in CHSB based on the performance of the entire SwissBorg ecosystem reflected in one simple indicator: The Community Index. Buy and sell crypto using 15 fiat currencies, including CHF, EUR, GBP, CAD, SGD, ILS, ZAR and more.

4 Ratings

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Celsius Network

Celsius

The modern way to manage assets. Digital currency should be accessible to all, with meaningful rewards and real flexibility – to secure a loan, send to friends, and build wealth. That’s Celsius. Because crypto shouldn’t be cryptic. We proudly share up to 80% of our revenue with our users so you can earn up to 21.49% APY, distributed weekly. No minimum balance required. Rewards paid out weekly. Withdraw at any time, with no fees. Borrow without letting go. Use your crypto to borrow dollars or stablecoins. Loans start at just 1% APR. Earn more with your crypto. Simply transfer your currency to Celsius and earn up to 21.49%. Like we said, it’s a smarter way to save. No fees. No minimums. Securely sending crypto is as simple as sending a text. Oh, and did we say no fees?

7 Ratings

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CoinLoan

CoinLoan helps you borrow, swap and grow your assets. We combine the best of traditional and novel finance to offer you both solid security and favourable terms. With zero deposit and withdrawal fees. Keep money safe at the certified custodian, covered by insurance. Get support fast CoinLoan experts standing by ready to help. Stay flexible your money is never frozen. Trust for a reason we're a licensed and regulated company. Get daily interest just for parking your assets. Forget about fees for deposit or withdrawal. Start in a minute and withdraw at any time. Don't sell promising assets. Get an instant loan against your coins. A collateral asset is the only requirement to start. Everything is just one click away. Get beneficial exchange rates. Pay no fees for deposits and withdrawals. Manage all your digital assets in five screens. Stay in touch with your account activity with instant push alerts.

7 Ratings

Starting Price: 1% loan fee

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Voyager

Voyager offers investors best execution, data, wallet and custody services through its institutional-grade open architecture platform. Voyager was founded by established Wall Street and Silicon Valley entrepreneurs who teamed to bring a better, more transparent and cost-efficient alternative for trading crypto assets to the marketplace. Voyager supports Bitcoin, top DeFi coins, stablecoins, and a wide-variety of altcoins. We offer something for every investor. Honesty and transparency are our top priorities. Voyager is audited to ensure every asset is accounted for in our secure system. Rest assured knowing our advanced technology is preventing hackers and fraud, always securing your funds. We are insured, so the cash you hold on Voyager is protected and always safe with us. Build and grow your crypto portfolio the easy way. Take your assets on the go, never miss a trade, and always have the crypto market in reach. Sign up and start investing in 3-minutes or less.

3 Ratings

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MyConstant

Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you. As long as you have the collateral to back your loan, you’re always approved.

2 Ratings

Starting Price: Free

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Bake

Bake (formerly Cake DeFi)

Bake (formerly Cake DeFi) is a Singapore-based one-stop platform providing easy access to decentralized finance (DeFi) services and applications. Bake empowers customers to generate returns on their digital assets in a secure and transparent way. Bake combines the customer support and ease-of-use of centralized finance (CeFi) and the transparency and traceability of DeFi, shaping a superior CeDeFi experience for retail customers. For more information, please visit bake.io

2 Ratings

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KuCoin

KuCoin has grown into a top cryptocurrency exchange that can boast of serving every one out of four crypto holders worldwide. It has developed an impressive suite of crypto services, including the fiat onramp, futures and margin trading exchange, passive income services such as staking and lending, peer-to-peer (P2P) marketplace, IEO launchpad for crypto crowdfunding, non-custodial trading, and much more. Buy and sell 200 cryptocurrencies with low fees worldwide. As one of the top cryptocurrency exchanges, KuCoin supports a wide variety of crypto assets. In addition to the bonuses and discounts, it charges a 0.1% fee per trade and even small fees for futures trading. Buy crypto with top fiat currencies, including USD, EUR, CNY, GBP, CAD, AUD, and many more. KuCoin lets you buy cryptocurrencies with fiat using its P2P fiat trade, credit or debit card via Simplex, Banxa, or PayMIR, or its Fast Buy service, which facilitates IDR, VND, and CNY purchases of Bitcoin (BTC) or Tether (USDT).

7 Ratings

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Crypto.com

Crypto.com is the pioneering payment and cryptocurrency platform. Through Crypto.com, you can buy crypto at true cost and buy 55+ cryptocurrencies such as bitcoin (BTC), ethereum (ETH), Ripple (XRP) and Litecoin (LTC) with credit card through our mobile app. The Crypto.com VISA Card allows you to spend anywhere at perfect interbank exchange rates with crypto cashback.

10 Ratings

Starting Price: Free

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Trust Wallet

The most trusted & secure crypto wallet, buy, store, exchange & earn crypto. Join 5 million+ people using Trust Wallet. Trust Wallet a simple and secure mobile wallet for Ethereum and ERC20/ERC223 tokens. We provide a fully security audited system that makes it simple to store your cryptocurrency. Trust applications, designed for iOS and Android, provide the best possible experience and ease of use. Trust Platform is a set of core technologies and solutions that work together as an ecosystem with enhanced capabilities able to provide developers with advanced tools, enable the integration of blockchain and non-blockchain projects, and reveal the true power of blockchain to the general public. Components of Trust Platform are autonomous but, when working together, are able to augment each other to solve complicated technological challenges, including mass adoption. Buy some Bitcoin in under five minutes. Easily earn interest on the crypto in your wallet.

5 Ratings

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PointPay

The first blockchain-based bank in the world. Earn daily interest with PointPay. We use strong military-grade encryption to store private keys on PointPay. Cold storage is used to hold the users' funds. PointPay, being a PCI DSS compliant platform, enables its clients to confirm operations through 2FA protection. Your checking and savings accounts earn daily compound interest with PointPay Blockchain-Based Bank. We support major cryptocurrencies by market capitalization: Bitcoin, USDT, etc. One-click money transfers between your accounts within PointPay Ecosystem. There are two types of accounts in PointPay Blockchain Bank: Checking accounts and Savings accounts. Checking account is convenient for daily usage. It allows a user to make an unlimited number of operations for receiving and sending funds in cryptocurrency. Savings account is suitable for storing funds, has a higher annual interest rate on a deposit, but it is allowed to transfer funds from it only three times a month.

5 Ratings

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Zerion

Zerion is a mobile-first crypto wallet for active Web3 citizens. Manage your whole DeFi and NFT portfolios, trade across 10+ networks, and connect to any decentralized application on the go. Zerion Wallet works for Ethereum, BSC, Polygon, Optimism, Arbitrum, Fantom, Avalanche, and more. See all your actions across Web3. Zerion Wallet tracks your positions and rewards across 500+ dapps and protocols and aggregates your complete multichain transaction history. Trade across 10+ blockchains and scaling networks. Zerion finds the best prices for swaps across 0x, 1inch, major DEXes, and other liquidity sources. Connect to any decentralized application on the go with the built-in dapp browsers. Easily switch between wallets and networks. Never miss an NFT drop again! Zerion Wallet prioritizes privacy by default. Zerion doesn’t track your IP, does not cross-associate wallets. Zerion’s web version is entirely de-Googled.

1 Rating

Starting Price: Free

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Bitrue

Cryptocurrency exchange with 50+ XRP pairs & the first exchange with XRP as a base pair. Offering the best APR investment rates globally. Digital asset management platform for Bitcoin, Ethereum, XRP and more. Investments, loans & trades all in one place. Take back control of your finances! Speed, Safety and Simplicity. Bitrue, the crypto exchange you can count on. Bitrue is a forward-thinking cryptocurrency exchange platform dedicated to providing the most trustworthy digital asset management services in a simple, efficient and secure manner. Launched in 2018, Bitrue is a global company with a vision in providing both novice and advanced traders a simple, yet highly secured and efficient environment to manage digital assets in a better way. The company was built by a good mix of digital finance experts, cyber security specialists and blockchain developers, who share the same passion of redefining crypto trading experiences.

1 Rating

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Choise.com

Choise.com is a gateway crypto platform that combines CeFi and DeFi solutions. We give you the best of the two worlds – seamless crypto purchasing and swapping, interest accounts, passive income on your holdings, access to liquidity pools, and a multitude of other earning tools.

1 Rating

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Gemini

Gemini is a simple, elegant, and secure platform to build your crypto portfolio. Buying, selling, and storing your cryptocurrency has never been this seamless. Whether you’re an experienced trader or just getting started, Gemini has all the tools you need to buy, sell, or store your crypto. Gemini is a licensed New York trust company that undergoes regular bank exams and is subject to the cybersecurity audits conducted by the New York Department of Financial Services. SOC Certifications - Gemini is SOC 1 Type 1 and SOC 2 Type 2 compliant. We are the world’s first cryptocurrency exchange and custodian to complete these exams. Hardware Security Keys - secure your account with a hardware security key via WebAuthn. Insurance Coverage - all crypto held online in our exchange wallet is insured and we use best-in-industry cold storage coverage with leading insurance providers.

1 Rating

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CoinCircle

Buy, create, or earn crypto. We provide an end-to-end tokenization solution for creators & contributors: Compliant KYC/AML solution, compliant investor accreditation verification, digital asset marketplace, earn crypto daily, blockchain APIs & SDKs. Our decentralized cloud wallet currently supports Ethereum and all ERC-20 tokens (currently supporting nearly 3000 different tokens) and can be used across all your devices from a simple and secure web interface. Know the numbers in real-time. Analyze the market using our real-time interface and buy both presale and non-presale assets instantly. Earn interest on crypto sitting in your CoinCircle wallet, or borrow using the crypto in your wallet as collateral. Put the crypto in your CoinCircle wallet to work - simply qualify for our interest program, and watch your holdings grow! Our lending market is completely decentralized, so you can be sure your crypto is secure.

1 Rating

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Ledn

Do more with your digital assets. Earn interest, access dollar loans, loans to buy more bitcoin. Keep ownership of your bitcoin and access dollar loans with Ledn. Bitcoin-backed dollar loans do not create a taxable event and the interest paid may be tax deductible. Earn interest on Bitcoin & USDC with Ledn's Savings Account - with monthly compounding interest payments! Take a portion of your bitcoin from a Ledn Savings Account and use B2X to double your balance. You will then own twice as much bitcoin and have a Ledn Loan for the amount of bitcoin purchased. We work closely with one of the largest and most respected institutions in the space to get our retail clients the best deal flow and risk-adjusted rates in the institutional lending space. Ledn is incorporated under the Federal Laws of Canada. As such, Ledn is held to the highest standards of consumer protection and data privacy. Ledn is not an ICO.

1 Rating

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Abra

Abra is an all-in-one app where you can buy, sell, and hold 30 cryptocurrencies, 50 fiat currencies, and the first of its kind crypto index (the BIT10). Our vision is an open, global financial system that is easily accessible by everyone, everywhere. Buy, sell, trade, and earn interest on cryptocurrencies. Now earn up to 14% interest on USD stablecoins or crypto, and trade in over 100 cryptocurrencies, all in one simple, secure, and trusted place. The simplest and most trusted way to invest in cryptocurrencies. Abra’s 5-star app is simple to use, designed to make crypto accessible for everyone. Proud to be the favorite crypto app of nearly 2 million users across 150 countries. Easily deposit cryptocurrencies, connect a credit card, or set up bank transfers (where supported) to fund your wallet. Abra is on a mission to create a simple and honest crypto platform to enable millions of crypto holders to maximize the potential of their crypto assets.

2 Ratings

Starting Price: $0

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BlockFi

The old way of doing things doesn't cut it anymore. With BlockFi, you can use cryptocurrency to earn interest, borrow cash, and trade currencies. There are no hidden fees in a BlockFi Interest Account—just an annual return of up to 7.5% that starts accruing immediately, plus compounding interest every month. You don’t need to sell your crypto assets just to access cash. BlockFi lets you borrow USD to meet your needs—whether that’s buying a home or acquiring more crypto. Stay nimble with your trading strategy. Our platform lets you trade across a wide range of cryptocurrencies—and only BlockFi lets you earn interest immediately after your trade is placed. Earn 1.5% back in bitcoin on every purchase. There's no better place to earn interest, trade cryptocurrencies, and get the market-leading BTC rewards credit card. Maybe you’re new to crypto, or maybe you’ve owned it for years. Either way, we’re here to help. Earn up to $250 in BTC when you open an account and transfer funds today!

2 Ratings

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Vauld

Vauld aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today. Our asset-backed lending and borrowing platform currently support Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Earn the industry’s highest interest rates on major cryptocurrencies. Interest is calculated daily, and paid out weekly on all your tokens. Withdraw any amount at any time while you earn interest. Opt-in to fixed deposits to earn higher interest rates. Opt-out with zero penalties. Interest earned is compounded every week or at the end of the fixed deposit term. Take a low interest loan against your existing crypto assets. Trade on a deep order book with all our supported tokens. Buy and Sell Crypto With INR At The Best Rates In The Market.

2 Ratings

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Nebeus

Nebeus is The Financial App for Crypto Hodlers and offers a whole cryptocurrency ecosystem connected with a banking framework. On one side, Nebeus Money Accounts function just like a bank providing users with dedicated IBANs and Sort Code Accounts, while on the other, Nebeus Crypto Account enables users to have a digital wallet and exchange, earn rewards on cryptocurrency through staking and renting, borrow cryptocurrency, and store their digital assets in a free cold wallet custodied by BitGo and insured by Lloyds of London. With Nebeus Debit Card, users can pay directly from their Nebeus account and truly bridge crypto and cash.

Starting Price: Free

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Plasma.Finance

Plasma.Finance is your home for decentralized finance. Invest, Store, and Manage any DeFi token with ease. We aggregate all DeFi assets, liquidity pools and saving deposits in one dashboard. Easily choose and compare the best options You can choose any of of the 100+ available liquidity pools cross-chain (Ethereum, Binance, Plasma). Looking for the perfect digital currency wallet? We worked hard for you to create the most secure and user-friendly app — PlasmaPay. It's not just a Wallet, it's the full Payment and Investment platform. Buy Bitcoin, Ethereum and other cryptocurrencies with credit or debit card directly from your wallet. We have been thinking about your needs and made a simple and safe wallet where you can store, buy, exchange and transfer cryptocurrencies. Turn your digital money into fiat money in a second and withdraw it to your credit card or bank account. Make your money transfer in a second through the PlasmaDLT blockchain in any country. We support 35 stable coins.

Starting Price: 0

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Compare the Top Crypto Lending (DeFi) Apps for Android as of November 2024

What are Crypto Lending (DeFi) Apps for Android?