Compare the Top Free Contractor Payment Software as of January 2026

What is Free Contractor Payment Software?

Contractor payment software is a tool used to manage and streamline the process of contractor payments. It simplifies tasks such as invoice generation, cash flow management, tracking of payments, setting up payment rules, archiving records, and more. This type of software is often used by businesses working with a lot of contractors to make sure payments are accurate and timely. It can also be integrated into existing accounting systems for even greater efficiency. This type of software typically comes with a range of features that allow users to customize it according to their own business needs. Compare and read user reviews of the best Free Contractor Payment software currently available using the table below. This list is updated regularly.

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    Melio

    Melio

    Melio

    Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.
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    Starting Price: Free
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  • 2
    SurePayroll

    SurePayroll

    SurePayroll

    SurePayroll has been a leading provider of online payroll services to small businesses nationwide for over 20 years. As the first SaaS payroll company, SurePayroll has grown to become a household name in easy to use payroll, workers' compensation, 401(k) plans, and health insurance services, all backed by an award-winning, U.S.-based customer care team. Most recently, SurePayroll added HR services to its portfolio of solutions. By offering the additional flexibility of private-label and co-branded solutions, SurePayroll serves as a trusted partner to a diverse range of businesses and trusted advisors, including financial institutions and accountants.
    Starting Price: $19.99/user/month
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    Deel

    Deel

    Deel

    Deel is the global HR platform for onboarding, hiring, and paying your international workforce. Manage global hires, contracts, payroll, compliance, and team engagement from one central dashboard. • Hire contractors and employees in over 150 countries • Generate and sign e-contracts tailored to local labor laws and reviewed by Deel's network of legal partners • Automatically collect documents, permits, and ID verification • Offer full payment flexibility for your team across 120+ currencies and 10+ payment methods • Track and approve time off and expense requests • Simplify accounting with automatic invoicing and API integrations with top accounting software • Access 24/7 support for your team in 10 different languages
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    Starting Price: $49 per contractor/month
  • 4
    Tipalti

    Tipalti

    Tipalti

    The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.
    Starting Price: $129 USD, £119 GBP, €129 EUR
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    Justworks

    Justworks

    Justworks

    Justworks is a convenient all-in-one solution that Owners, HR, and business leaders love to work with. Unlike big box software, Justworks says it all in their name by putting together a beautiful working layout that neatly categorizes what is important for employers and employees. Starting with entering employee data, Justworks lets the individual enter his or her own information directly from the app, removing the need for traditional pen-and-paper messes and confusion. They can also set up autopay and receive direct messaging when scheduled payments are delivered. Admins can set up and manage benefits, such as Gym Memberships, Healthcare, and commuter benefits. The end of the year reconciliation is just as easy to process, as it keeps records current for each employee or contractors to facilitate W-4s and 1099 delivery. Justworks makes tedious administration tasks just work.
    Starting Price: $39 per user per month
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    Lano

    Lano

    Lano

    Lano is a unified payroll and compliance platform that empowers businesses with the flexibility to manage and expand their global teams seamlessly. Offering global Employer of Record, global payroll, multi-currency payment, and contractor management solutions, Lano enables teams to take a scalable approach to previously manual, time-intensive processes in a single platform leveraging modern, digital workflows, global analytics, and integrations connecting to your favorite HRIS. Lano's vetted network of payroll and hiring partners offers coverage in 170+ countries, giving companies of all sizes and industries the tools they need to meet their growth goals.
    Starting Price: Payroll €30 per employee/month
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    Remofirst

    Remofirst

    Remofirst

    Remofirst is an international payroll service provider on a mission to free employers from geographical boundaries so they can access global talent with ease in 150+ countries. Their global payroll platform simplifies the international payroll process, paying your distributed employees in their own local currency, while giving you the option to summarize and aggregate your invoices into one payment, rather than making multiple individual payments. Remofirst’s software can also automatically calculate your team’s hours, time off, holidays, bonuses, and commissions so you don’t have to worry about it. Instead, you only need to review their monthly invoice and approve it for payment. They also provide global benefits management (including insurance and equity plans, plus time-off management), and employer of record (EOR) services, including employee support for obtaining visas and other immigration documentation. Their global payroll services cost from $199/employee/month.
    Starting Price: $199 per employee per month
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    Ruul

    Ruul

    Ruul

    Engineering new ways of connecting talents and organizations to enhance their financial performance and simplify compliance. Say goodbye to the old and outdated payroll system. Modern work demands a new employment protocol between talents and businesses, and Ruul pioneers this revolutionary transformation. Remain compliant with local regulations with zero paperwork. Ease off your payroll burden with a lighter connection protocol. The agile connection protocol for engaging with your workforce. International work arrangements simplified for global businesses. Ruul's technology caters to the unique needs of modern talents and businesses. Our mission is empowering agility, autonomy, and compliance to stay ahead in a fast-evolving economy. Empower your independent career with financial autonomy. Work with any business worldwide, effortlessly and compliantly. Stay agile by working with talents all around the world. Streamline your talent operations with an easy attachment protocol.
    Starting Price: Free
  • 9
    Payfare

    Payfare

    Payfare

    A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.
    Starting Price: Free
  • 10
    Xolo

    Xolo

    Xolo

    Compliance, taxation, invoicing and admin solutions for fiercely independent solopreneurs across the globe. One in three user reviews namedrops our amazing support team. That's because they're friendly, responsive, and know what they're talking about. Some of them have been with Xolo since the very beginning! And they've funneled all this knowledge into our library of both frequently and infrequently asked questions. Here you will find the answers you seek.
    Starting Price: €89 per month
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    Lancr

    Lancr

    Lancr

    Welcome to Lancr - the ultimate resource management app for companies looking to manage their global contractors effortlessly. Our platform offers powerful time-tracking features, allows you to create flexible contracts tailored to your contractors' needs, and simplifies the payment process, allowing you to concentrate on what truly matters - growing your business. Put your freelancer management on autopilot with Lancr! Join us today.
    Starting Price: $9 per active freelancer
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    Dwolla

    Dwolla

    Dwolla

    Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. Dwolla’s technology can help businesses use a simplified API to help navigate the ACH and RTP® networks without having to start from scratch. Integrating with a white label API is ideal for businesses looking to get their solution to market quickly without having to batch Nacha files. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla.
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    Mellow

    Mellow

    Mellow

    Mellow is a global HR platform transforming how companies engage with contractors, moving from one-time task hires to incorporating them as integral members of the workforce. The company streamlines this process through a set of technological solutions and by assuming all risks and obligations associated with engaging contractors, such as misclassification or legal issues. At the same time, it benefits contractors by ensuring they are paid and receive benefits, bridging the gap between full-time and project-based work. The portfolio of Mellow’s solutions is centered on regional demand. The US-based tools, which feature Contractor-of-Record service and an AI-powered tool for finding the right talent by leveraging the hiring manager’s network, are focused on B2B audiences. The European solutions respond to the local demand for enhancing freelancers’ social security, including payment-related assistance, legal services for obtaining digital nomad visas, and tax support.
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