TreasuryView vs. ZenTreasury Comparison


TreasuryView emformX GmbH	ZenTreasury	+	+
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About TreasuryView is a treasury management system (TMS) built for finance teams that have outgrown spreadsheets and need a reliable view of intercompany loans, bank debt, and derivatives — without the complexity of an enterprise implementation. Onboard in minutes.Simple monthly plans. Cancel anytime. The platform consolidates all debt and derivative instruments into a single reporting workspace. Built-in accuracy engine handles interest accruals, amortisation schedules, and derivative valuations automatically. Integrated market data from 30+ global sources feeds directly into the platform — giving finance teams the real-time visibility to model scenarios, spot risk exposure, and act with confidence, not just report after the fact. Finance teams typically reach functional status within hours. No IT projects. No long-term contracts. Professional-grade treasury management at mid-market scale.		About ZenTreasury is the financial contract accounting subledger for lease and treasury, built for the Office of the CFO. Your ERP posts the entry. It doesn't know the contract behind it. ZenTreasury does. Add a lease once and get the full schedule: right of use asset, liability, and period by period amortization generated automatically. Index-linked remeasurement is handled automatically. Every modification recalculates the schedule and keeps the per-field audit trail intact. On the treasury side, manage FX positions, loans, guarantees, and group wide cash flow forecasting in the same platform, multi entity and multi currency by design. One product, accounting included, priced to the scope you run. Every customer gets a dedicated, isolated database. Lease calculations are independently reviewed by an international audit firm. Connect your own AI, Claude, ChatGPT, or any MCP client, directly to your contract data.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported		Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Treasury controllers, finance managers, and CFOs at mid-market organisations, commercial real estate firms, and family offices managing 30–100+ bank and intercompany loans, multi-entity structures, and derivative portfolios across multiple currencies		Audience Finance teams, Group Controllers, CFOs, and Accounting Managers at mid-sized to large companies seeking to automate IFRS 16 compliance and gain better control over lease and treasury operations.
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported		Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported		API Offers API Supported
Screenshots and Videos View more images or videos		Screenshots and Videos View more images or videos
Pricing €250 per month Single currency up to 50 instruments(loans, derivatives) included up to 5 internal users Free Version Not Supported Free Trial Supported		Pricing ZenTreasury is priced to the scope you run, with accounting included in the base license. Pricing is based on the contracts, reporting entities, users, bank accounts and modules in scope, not per seat. Modules include IFRS 16 lease accounting, FX, loans and money market, trade finance and guarantees, cash management, and cash flow forecasting. Implementation, dedicated support and custom integrations are scoped to your portfolio and quoted separately. All plans are cloud-hosted with two-factor authentication and Azure/Entra ID SSO. Request a proposal for a written quote. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software		Reviews/Ratings Overall 4.8 / 5 ease 4.8 / 5 features 4.0 / 5 design 4.4 / 5 support 5.0 / 5 Read all reviews
		Pros from Real Users Pros Easy to use, good support, nice design. One of the standout features of ZenTreasury is its user-friendly interface. The system is visually clean, intuitive, and responsive. Easy to configure Cloud-based Many different applications Really hands-on team New ideas updated to production very swiftly ZenTreasury team is able to implement smaller requested improvements quickly to the production environment. Quite easy to maintain from the admin point of view. The data setup in the user interface enables versatile use of e.g. the lease data and not only from IFRS16 point of view but for facility management as well. ZenTreasury TMS is easy to use, easy to set up and follow, and all needed features are included in the tool to grow with the treasury function. The interface is intuitive, and we have been able to extract all needed reports from the system. The Zen platform is very easy and user friendly Implementation was also effortless. The reporting tool is very useful.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported		Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information emformX GmbH Founded: 2007 Germany www.treasuryview.com/en/		Company Information ZenTreasury Founded: 2016 Finland www.zentreasury.com
Alternatives FIS Treasury and Risk Manager FIS		Alternatives TreasuryView emformX GmbH
Salmon Treasurer Salmon Software		LeaseAccounting.app ZenTreasury Ltd
Lumina Americas		Kyriba
Reval Reval.com		Nomentia
Oracle Treasury Oracle View All		AMTdirect MRI Software View All
Categories Financial Risk Management Supported Loan Management Supported Treasury Supported		Categories Cash Flow Forecasting Supported Currency Exchange Supported Finance Supported Investment Management Supported Lease Accounting Supported ZenTreasury is the lease accounting subledger for the Office of the CFO. Enter a lease once and get the full schedule: right of use asset, lease liability, depreciation, interest, and balance carry forward, generated automatically and following the standard from day one. Index-linked remeasurement is handled automatically. Every modification, including scope changes, term extensions, rate revisions, and partial terminations, recalculates the schedule and logs the change with a timestamp and user. Auditors get the before and after picture without asking. Built for multi entity, multi currency portfolios. Every customer gets a dedicated, isolated database. SSO, MFA, and role-based access included. Lease calculations are independently reviewed by an international audit firm. Journal export to any ERP. Real Estate Investment Management Supported Treasury Supported ZenTreasury is the financial contract accounting subledger for treasury, built for the Office of the CFO. It turns FX, loans, and guarantees into audit-ready journals, valuations, and disclosures, then hands them to the GL/ERP. FX forwards, swaps, and spots with live rates and mark-to-market. Loans and money market with DCF valuation against yield curves and automated interest accrual. Guarantees and trade finance with fee accrual and exposure monitoring. Group wide cash flow forecasting across subsidiaries and currencies. Every customer gets a dedicated, isolated database. Multi entity, multi currency, SSO, MFA, role-based access, and direct bank connectivity included. Per-field audit trail across all transactions and valuations. Connect Claude, ChatGPT, or any MCP client via a read-only MCP server. Journal export to any ERP.
Treasury Features Cash Management Not Supported Debt Management Supported For Government Not Supported For Hedge Funds Not Supported Forecasting Not Supported Liquidity Management Not Supported Payment Management Not Supported Risk Management Supported Show More Features Financial Risk Management Features Compliance Management Not Supported Credit Risk Management Not Supported For Hedge Funds Not Supported Liquidity Analysis Not Supported Loan Portfolio Management Supported Market Risk Management Supported Operational Risk Management Not Supported Portfolio Management Not Supported Portfolio Modeling Supported Risk Analytics Benchmarks Supported Stress Tests Supported Value At Risk Calculation Supported		Treasury Features Cash Management Supported Debt Management Supported For Government Supported For Hedge Funds Supported Forecasting Supported Liquidity Management Supported Payment Management Not Supported Risk Management Supported Show More Features Currency Exchange Features Analytical Reporting Not Supported Client Management Not Supported Custom Account Statements Not Supported Data Backup Scheduling Supported For Money Exchanges Not Supported Margin Management Not Supported Market Data Access Supported Position Management Supported Real Time Currency Quotes Not Supported Real Time Tracking Not Supported Transaction Management Supported Investment Management Features Accounting Management Supported Benchmarking Not Supported Bonds / Stocks Not Supported Client Management Not Supported Commodities Not Supported Compliance Reporting Not Supported Data Import / Export Supported For Investment Advisors Not Supported For Investors & Traders Not Supported Fund Management Not Supported Modeling & Simulation Not Supported Payroll & Commissions Not Supported Performance Metrics Not Supported Portfolio Management Not Supported Risk Management Supported Lease Accounting Features Amortization Schedule Supported Asset Management Supported Billing & Invoicing Not Supported Budgeting & Forecasting Supported Capitalization Reporting Supported Critical Date Alerts Supported Expense Tracking Supported For Equipment Leases Supported For Real Estate Supported Payment Tracking Supported Portfolio Management Supported Tax Management Not Supported
Integrations Microsoft 365 Supported SAP Store Supported View All 2 Integrations		Integrations Microsoft 365 Not Supported SAP Store Not Supported
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