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About

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.

About

Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

eCommerce brands that want to give customers the ability to pay over time with installment payments

Audience

Anyone looking to improve their daily cashflow

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

1.5% + $1.50 per installment
Receive the full cost of the purchase upfront: 3% + $1.00 per installment*
Free Version
Free Trial

Pricing

$14.99
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 4.7 / 5
ease 4.7 / 5
features 4.6 / 5
design 4.6 / 5
support 4.5 / 5

Pros & Cons from Real Users

Pros

  • No pros. It's garbage.
  • I love how they are very fast with helping you pay your bill. I was stuck in between looking for work. I was able to pay the 14.99 fee and was able to upload my bill and have my bill paid. Using Deferit helped get caught up with my bills. I am very satisfied with Deferit. I want to thank you all for such great service. Hopefully one day you will up my spending limit so I can pay more bills.
  • Absolutely nothing!
  • Customer service is quick and solved my problem without any issues. If I am short on a bill, I love that I can take some extra time to pay it! I also love that I can change the date to allow extra time if needed!
  • N/A.

Cons

  • They refuse to pay rent bills after being with them over 2 years. Do not rely on company like this it can really throw you off schedule if you have a rent plan
  • They are great just need higher limits. Thank you just a suggestion.
  • Frauds!!!! These people prey on the not so fortunate and you will never here from them again matter of fact after you sign up (pay their fee) and then boom!!! They lock your account reminds me of the movie bee keeper just a call center full of low lifes scamming people!!! Get a real job losers.
  • None, it’s a great service! Well worth the monthly fee!
  • I’m am replying just like I have been and emailing Deferit to stop fraudulent withdrawing funds out of my account for a subscription fee that I never signed up for nor did I want to become a member!! And this Deferit is still withdrawing funds!

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Splitit
Founded: 2012
United States
www.splitit.com

Company Information

Deferit
Founded: 2018
United States
deferit.com

Alternatives

Alternatives

Categories

Categories

Shopping Cart Features

Abandoned Cart Saver
Catalog Management
Credit Card Processing
Discount / Coupon Management
Inventory Control
Product Configurator
Product Ratings / Reviews
Refund Management
Returns Management
Shipping Management
Tax Management

Integrations

BigCommerce
BlueSnap
Magento
PayPal
PayPal Checkout
PrestaShop
Quickwork
Shopify
WooCommerce

Integrations

BigCommerce
BlueSnap
Magento
PayPal
PayPal Checkout
PrestaShop
Quickwork
Shopify
WooCommerce
Claim Splitit and update features and information
Claim Splitit and update features and information
Claim Deferit and update features and information
Claim Deferit and update features and information