SmartPay vs. Utrust Comparison


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		Related Products YouHodler YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries The platform offers a secure multi-currency wallet supporting major cryptocurrencies and fiat currencies, including BTC, ETH, XRP, EUR, USD, and CHF. Users can access advanced trading tools to optimize their market strategies, get cash for liquidity without selling their assets, and earn rewards through yield accounts. These services enable YouHodler’s customers to: - Get cash for more than 50 coins as collateral. LTV up to 90%. Bank and credit card withdrawals - Exchange cryptocurrency and fiat with real-time execution prices and low fees - Earn up to 20% annually on your crypto and get payouts every week. 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CoinStats also provides an all-in-one crypto API. 101,129 Ratings Visit Website ND Wallet ND Wallet is a modular white-label non-custodial crypto wallet foundation developed by ND Labs for businesses launching branded digital asset products. The solution includes customizable iOS and Android applications, multi-chain support, secure local key storage, core transaction flows, swaps and monetization options, admin tools, cloud infrastructure, and launch security checks. Optional modules can include social login, MPC custody, fiat on/off-ramps, KYC/AML integrations, NFT support, WalletConnect and dApp access, DeFi and staking, additional blockchain networks, an AI assistant, and web or desktop delivery. The final feature set, pricing, support model, and launch timeline depend on the selected platforms, networks, integrations, and customization requirements. 14 Ratings Visit Website Gemini Credit Card The Gemini Credit Card® offers a unique way to earn crypto rewards on every purchase, with instant deposits to your Gemini account. Users can earn up to 4% back on gas, 3% on dining, and 2% on groceries, along with 1% on everything else. With no annual or foreign transaction fees, it’s the perfect tool for both everyday spending and crypto investment. Rewards are automatically deposited in your chosen cryptocurrency (BTC, ETH, or over 50 other cryptos), and the card features security-first design with a sleek metal build available in black, silver, or rose gold. 2 Ratings Visit Website Framnex Framnex is a modular financial infrastructure platform for launching and scaling branded banking, payments, FX, card, wallet and crypto products. Businesses can use Framnex to build financial products under their own brand without assembling multiple infrastructure providers from scratch. The platform combines core financial infrastructure, APIs and configurable product modules, supporting use cases such as business accounts, cross-border payments, FX, cards, wallets, mass payouts, treasury, crypto and embedded finance. Framnex is designed for fintech companies, FX and payment businesses, financial service providers and companies looking to add financial products to an existing customer base. Deployment options include SaaS infrastructure, deployment into a client environment, and licensed code depending on the project requirements. 1 Rating Visit Website Summ Summ (formerly Crypto Tax Calculator) is an advanced crypto & equities tax platform that simplifies tracking and reporting across all your brokers, exchanges, wallets, and DeFi activity. With support for over 3,500 integrations, Summ imports your full transaction history and automatically generates audit-ready reports built to align with IRS tax guidelines. Users can review trades, identify tax-saving opportunities, and download accountant-approved forms including 8949, 1040, capital gains summaries, and more. Summ's portfolio tracker provides real-time PnL, tax liability insights, and accurate pricing for over 300,000 cryptocurrencies & shares. With a 4.6/5 Trustpilot rating and seamless TurboTax integration, Summ makes crypto tax filing stress-free for both casual traders and professionals. Designed for speed, accuracy, and compliance, Summ gives users total confidence at tax time. 878 Ratings Visit Website eToro Create a portfolio as unique as you are. On eToro, you have the freedom to choose from variety of cryptocurrencies, stocks and ETFs, and a number of unique investments like Smart Portfolios to create an investment strategy that is fit to you. 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Guided by the vision “BUIDL Your Dream Finance,” BYDFi empowers beginners and professionals alike to trade confidently across spot markets, perpetual futures, TradFi (stocks, forex & commodities), and automated strategies. In December 2023, BYDFi was recognized by Forbes as one of the Top 10 Global Crypto Exchanges, highlighting its rapid growth and product strength. In 2025, BYDFi further strengthened its global presence through a multi-year partnership with Newcastle United, becoming the Premier League club’s Official Crypto Exchange Partner. This collaboration enhances BYDFi’s international brand visibility and reinforces its commitment to building a trusted and influential global crypto ecosystem. 5,933 Ratings Visit Website Nexo Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. Our all-in-one platform combines advanced technology with a client-first approach, offering high-yield flexible and fixed-term savings, crypto-backed loans, sophisticated trading tools, and liquidity solutions, including the first crypto debit/credit card. Built on deep industry expertise, a sustainable business model, robust infrastructure, stringent security, and global licensing, Nexo champions innovation and long-lasting prosperity. 18,780 Ratings Visit Website
About SmartPay by CoinSmart is a best-in-class cryptocurrency payment processing and settlement solution. SmartPay is the easiest way for businesses to accept and send crypto without market risk and technical know-how, by providing guaranteed exchange rates, instant fiat conversion, fast settlements and low transaction fees. SmartPay enables merchants to unlock the power of cryptocurrency as a cost effective and efficient way to collect payment, issue invoices, pay suppliers, and process customer pay-ins and outs while eliminating chargebacks and allowing access to new markets and customer bases. Features: - Email Invoicing - Real time crypto payments with instant conversion to fiat currency - Crypto wallets - holding crypto or auto-selling to fiat currency - Buy/Sell crypto - Crypto withdrawals and settlements to external wallet addresses - Fiat withdrawals and settlements in traditional bank accounts - APIs for easy integration	About Digital currencies are quickly becoming mainstream. Start getting the benefits when you start accepting digital currencies with utrust. More profit in your pocket (save up to 90% in fees). No chargebacks. Access to a multi-trillion dollar market. Get all the advantages in just minutes from now. Our payment widget and B2B solutions allow you to accept crypto payments right away. Our platform works with all crypto wallets available on the market to give your customers unrestricted access to your business. It's our business to protect yours. Transactions are immutable and only you can decide on the refund. No more chargebacks, ever. Our optional merchant dashboard is designed to make your payments easy to manage. Check the status of all your transactions and settlements in one simple place. With our invoicing solution, you can request and accept crypto payments from anywhere in the world, instantly getting paid in cash in your bank account.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Retail, E-commerce, Payment Processors, Payment Facilitators, FinTech, Remittances, Gaming, Professional Services, Hospitality and Travel, Loyalty Rewards	Audience Businesses searching for a solution to accept and process cryptocurrencies as digital payment
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos No images available	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information CoinSmart Founded: 2018 Canada smartpay.coinsmart.com	Company Information Utrust Founded: 2017 Portugal utrust.com/business/
Alternatives Bitpace	Alternatives Radom
Match2Pay	SmartPay CoinSmart
Overchain	ALX Wallet
Remmint	Overchain
CoinsPaid View All	Coinbase Commerce Coinbase View All
Categories Cryptocurrency Payment Supported	Categories Cryptocurrency Payment Supported

Integrations Bitcoin Supported Coinbase Not Supported Ethereum Not Supported Gr4vy Supported HostBill Not Supported Jumpseller Not Supported Ledger Not Supported Magento Not Supported MyEtherWallet (MEW) Not Supported OpenCart Not Supported Payrexx Not Supported PrestaShop Not Supported Shopify Not Supported Telegram Not Supported Trust Wallet Not Supported Uphold Not Supported WooCommerce Not Supported Show More Integrations View All 2 Integrations	Integrations Bitcoin Supported Coinbase Supported Ethereum Supported Gr4vy Not Supported HostBill Supported Jumpseller Supported Ledger Supported Magento Supported MyEtherWallet (MEW) Supported OpenCart Supported Payrexx Supported PrestaShop Supported Shopify Supported Telegram Supported Trust Wallet Supported Uphold Supported WooCommerce Supported Show More Integrations View All 16 Integrations
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