Skrill vs. Xoom Comparison


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Just fast, secure payments you can depend on. 10,145 Ratings Visit Website Square POS Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. 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About With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it.	About Send money abroad with Xoom, a PayPal service. Deposit to a bank account. Send money to almost any bank account. Send cash for pickup at thousands of partner locations around the world. Send money directly to your recipient’s door. Stay current with text updates, email notifications, online access, or call our friendly support staff 24/7. With Xoom, you’ll always see your exact fee and the amount your recipient will receive. Contact us or visit our Help Center to get the answers and information you need. We’re here to help. We're committed to keeping your transaction secure by not sharing your financial information. Our encryption and fraud monitoring help protect your transaction 24/7. We guarantee that your money will be received or we’ll refund your transaction in full. Have questions? Contact us anytime. Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported
Audience People looking for an online wallet application	Audience Anyone wanting to receive and send money abroad using an online money transfer application solution
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
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Pricing No information available. Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 4.1 / 5 ease 4.9 / 5 features 4.5 / 5 design 4.5 / 5 support 4.4 / 5 Read all reviews	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
Pros & Cons from Real Users Pros Skrill handles a large limit for all types of transactions in various currencies, it is a platform that works as a wallet and supports large sums of money. I really liked the general interface of Skrill, this was essential to move correctly within the platform and be able to move my currencies to different accounts, also, I liked how quickly all transfers are processed within Skrill, each transfer is processed in a different way. immediate at the time it is made, this guarantees that the recipient of the money receives the full amount and can use those funds immediately. I liked the deposit and withdrawal options that Skrill has, deposits are processed in a couple of minutes after confirming the deposit from a bank account, also, you can add money to your Skrill wallet using debit or credit cards. + The prepaid card is the most useful of this platform if you want to use the funds within this platform since the commissions when passing the card through points of sale are very low. However, it is not available to everyone as it has limits to reach certain countries. Another thing is that in ATMs it is expensive to obtain cash. So you have to take advantage of the card when you buy so you don't have to spend so much on commissions when you have funds within Skrill. + Supports payments from different currencies, especially the strongest currencies like USD, EUR, CAD, NZD and much more. I like that variety as it doesn't get stuck in just USD and EUR, but goes further with respect to the exchange rate. Allowing me to receive income from clients from different parts of the world without the need for currency exchange to be a barrier. + It has a good security that allows you to protect the money without there being a risk of loss. Skrill allows me to not only have to receive codes via email or phone, it also allows me to integrate 2fa authenticator for greater security and making it not easy to get into my account. In addition, I can configure a function that allows me to have security when making a transfer, making it more difficult to send a payment since it is necessary to have security codes that allow this action, thus safeguarding my money within this platform. + It is very easy to create an account within this payment processor, it begins with the typical registration of any platform with the name, email, telephone and password and then you have to verify your identity which is very fast since everything is done automatically automatic. I have been on other platforms that I have to wait 24 to 48 hours to validate my profile. However, with Skrill it was extremely easy, also they have not changed anything in the registration process since I have my account there since 2015. + For people interested in the cryptocurrency market, this feature is quite useful since it is not only possible to receive and buy other currencies with coins. But also in Skrill cryptocurrencies are allowed, thus making it easier for people in that area who seek savings or investment within the cryptographic world, making Skrill more flexible with the currencies that it allows within its platform. Skrill has been an amazing payment processor to be able to send any amount of money to any email address, the things I liked the most were: 1- This platform does not have any type of limitations or restrictions on the money that anyone sends, that means that you can make any type of payment online, you can transfer it to me by any email address that you registered in this formal letter and the money is immediately available, it does not have any kind of system to restrict the recently sent number. 2- I also like the currency conversion system, despite the fact that the commissions are quite high within this form, I consider that these conditions are not directly affected my company, since it has allowed us to send money in foreign currency to any address mail, that has fascinated us and we will continue to use this currency conversion service today. 3- I also liked the application for mobile phones, this application is fully optimized, in addition, it also allows you to make payments directly, and allows you to receive money immediately, I consider that this application has all the necessary functions so that the user can make use of your Skrill account without using the web version. 4- I really liked the deposit modality within this platform, since it allows me to deposit from a bank account, debit card or credit card, this deposit modality helps a lot so that I can link my bank account to that platform in a way immediately, and start depositing money into my account. 5- The technical support service of this platform answers any type of request very quickly, the contact of your son, because on approximately five occasions, and on four occasions I have received quite fast support, in less than 24 hours it has been able to solve my concern about a problem in this payment platform. For us, Skrill has meant a lot mainly because this platform has helped us send money internationally, when our employees are abroad. The first feature that I liked about this payment processor is the availability of money, due to that on constant occasions I have deposited money into my account using my bank account, and the deposited money is immediately enabled within the payment platform, which helps me to be able to transfer money without waiting for additional time, In addition, I also like the availability of money when transferring money to any of my colleagues, the transfer process immediately and the money is enabled in my colleague's account immediately, he does not have to wait additional time for the transfer to be processed . The second feature that I liked about this platform are the more commissions it has when making a transfer between accounts, just by depositing money with my bank account, I can use the money within the platform and I can refer it to a colleague if paying very high fees or commissions, which helps me transfer money to any account without worrying about the commission. The third feature that I liked about this platform is that I can make transfers by linking my debit or credit card, this is a very important feature since I can use my debit card to transfer money to any employee or colleague without any limit, I don't have to transfer money using my bank account, but can use my card within Skrill to transfer larger amounts and pay fewer fees. Skrill is a platform that has become a very important payment system for my company, mainly because that platform has helped us create a system where we can receive and transfer all kinds of currency just by using an email address, the The first thing that I loved about this payment processor is the great variety that there is when I deposit money into it, I can deposit money through my bank account just by associating it with this payment platform, I can also deposit money with a credit or debit card, as well as I can deposit money with CryptoCurrencies, it is very important for me to be able to deposit money in various ways, this helps me to deposit money in the way that best suits my comfort. The second thing that I liked about this platform is the great ease and speed of identity verification within this payment platform, when I started using it, I performed the verification process, and it counted to verify against only waiting five minutes, I sent the corresponding documents and in five minutes my account is 100% verified, this Verification was quite fast and allowed me to deposit money immediately. The third thing that I liked about this payment processor is the speed with which it is able to process any transfer and the availability of the money sent, I really loved being able to send money to my colleagues and that they could access that money immediately without No restrictions whatsoever, plus I loved being able to receive money into my Skrill account and be able to use it immediately. Cons The high commissions are the first negative point of Skrill, these high commissions are applied to absolutely everything within the platform, each deposit has a high percentage of commission, in addition, you must pay high commissions to complete transfers to businesses or individuals. In addition, the commissions are also high when you try to exchange your local currency to another currency of another country, Skrill charges high commissions for any process. The second negative aspect is the almost non-existent support it has, the support takes a long time to answer the request tickets, in addition, they do not have any means of live communication. - Super expensive commissions, if it weren't for the fact that I have to make and receive international transfers almost instantly, I wouldn't use this platform. In addition, with the passage of time their percentage increases a bit, being this and Neteller one of the most expensive platforms to send and receive money. I do not know if it is because of the low flow of money that this platform may have or I do not know what it may be that they have a large percentage to make movements with my money. Sometimes it is even preferable for the transfer to arrive through a bank account and wait the necessary days when it comes to high amounts, since the accounts are triggered when calculating with high amounts. - They withhold the money very often, to the point that I almost lost my Skrill account, luckily I always keep the receipts and contracts with my clients to be able to demonstrate the origin of the funds. However, already after a long time of verification there should be no retention problems, it is annoying when I want to have immediate possession of my money. Years ago I had a big dispute that took almost a month to resolve, and this causes another big problem, technical support. - Being able to have direct contact with the technical support team is a journey, I have to wait a long time to get an answer when I have problems with my transactions. It IS a little annoying that this happens since I am a repeat customer. I'm not saying that I have to be served faster than others, I'm just saying that I want Skrill to have better customer service and know how to listen when a customer wants improvements to their platform. This sometimes makes me mistrust the platform for fear of a final, sudden closure with no apparent excuse. - I have not been able to associate my American account to this platform in order to receive payments to my bank accounts. I have only been able to add accounts that accept dollars. I don't know what will be the cause, I don't even get response for this problem. It's annoying to have to convert everything to EUR, and then put everything back to USD. It is not practical or so fast when I want to have my money immediately. The main negative things I have noticed about this platform were: 1- There is no type of money return system, therefore, if the user makes a mistake in transferring funds to an erroneous email, they will not be able to make any type of claim, since this platform does not have any type of money back system. This can turn out to be a bit positive, since if you receive payment from your clients, they will not be able to reverse that transfer, however, if for some reason you make a wrong transfer, you will not be able to recover that money, that is why it is also negative. 2- I also did not like that this platform does not allow you to deposit money in CryptoCurrencies, currently the only way to deposit money within this platform and half a credit card or half a debit card, you can also use a bank account linked to the account However, it would be that I cannot deposit cryptocurrencies on these platforms and be able to exchange them within it as happens with currency conversion. 3- There is no type of debit card that provides you within this platform, therefore, if you want to use your money within this platform, you can transfer it to other accounts or exchange it with someone, it would be excellent if you currently there was some kind of debit card to make use of my funds deposited within Skrill. The first negative feature of this payment processor is at the time of converting currencies, the currency conversion is done immediately, the conversion process is quite fast, it takes about a minute for the currency conversion to be processed, however, I do not recommend using this function as it has very high commissions, I recommend using other platforms to make a much cheaper currency conversion with respect to fees. Another of the negative things about this platform is that it is currently not accepted in the vast majority of online stores, so if your main objective is to use this payment method in online stores or to buy a product online, you will have inconveniences. , since this payment method is not so well known and is not currently working in most online stores. The last negative thing about this platform is that it does not have a good support system, so if you have any kind of problem with a transfer or if you have made a mistake in a transfer made by a specific person, you will have to wait. up to 48+ hours for this issue to be resolved as this payment platform does not have live support. Skrill is a quite optimal payment processor, however, the main negative characteristic of this platform is that the interface of the application for mobile phones is quite slow, sometimes it is slow when many referrals are made constantly, in addition, It is also slow when opening details of each transfer made. It is very important that this mobile application has an optimization as soon as possible. The second negative thing that this platform has is the high commissions that it handles for each of the currency conversions that are made within it, it does not matter what type of currency conversion I am doing, in the same way the Commission will be higher than the 10%, which sometimes causes users to not feel comfortable making this conversion, due to the high commissions. The third negative thing about this platform is that the technical support is almost deficient, since they do not have real-time support and they do not have a support that responds quickly to the requirements, in order to communicate with the support team you must send a request by mail and wait 24 or 48 hours for the question to be answered, I consider that this support is very negative.	Pros & Cons from Real Users Pros Easy integration with current PayPal and bank accounts, multiple banking outlets and user friendliness. Cons The only potential drawback is that you have to have an existing PayPal account tied into your personal bank account prior to using Xoom.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Skrill Founded: 2001 United Kingdom skrill.com	Company Information PayPal Founded: 1998 United States www.xoom.com
Alternatives Advcash Advcash Group	Alternatives Small World Small World Financial Services
Airtm	Sendwave
NETELLER	Paysend
PayPal	Aspora
MSS Payments View All	Félix View All
Categories Mobile Payment Supported Money Transfer Supported Payment Gateways Supported Payment Processing Supported	Categories Money Transfer Supported
Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported
Integrations AdvertiseFree Traffic Exchange Supported Dynasoft Telefactura Supported Eightcap Supported Fusion Markets Supported HostBill Supported MetForm Supported NMI Payments Supported Payneteasy Supported Payouts.com Supported Paytently Supported PlentyONE Supported PremierCashier Supported Reiterate Supported Saphyte Supported SimplyBook.me Supported Tickmill Supported VEVS Car Rental Software Supported WHMDC Supported ePages Supported Show More Integrations View All 46 Integrations	Integrations AdvertiseFree Traffic Exchange Not Supported Dynasoft Telefactura Not Supported Eightcap Not Supported Fusion Markets Not Supported HostBill Not Supported MetForm Not Supported NMI Payments Not Supported Payneteasy Not Supported Payouts.com Not Supported Paytently Not Supported PlentyONE Not Supported PremierCashier Not Supported Reiterate Not Supported Saphyte Not Supported SimplyBook.me Not Supported Tickmill Not Supported VEVS Car Rental Software Not Supported WHMDC Not Supported ePages Not Supported Show More Integrations View All 2 Integrations
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