Simplex vs. SpectroCoin Comparison


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About Powerful. Seamless. Impactful. As the industry leader, we empower hundreds of partners to enable millions of people to buy billions of dollars in digital assets. Simplex, a licensed financial institution, empowers its vast network of partners to accept the widest range of payment methods, including Visa, MasterCard, Apple Pay, SWIFT, SEPA, and more! Zero risk, zero rolling reserve, zero security incidents. Highest conversion rates, multiple acquiring solutions. Enabling the purchase of 90+ cryptocurrencies through Simplex’s network of hundreds of partners. As a team obsessed with crypto adoption, we’re constantly rolling out support for additional currencies, including over 50 fiat currencies to date.Innovative solutions ensuring 100% fraudless transactions for you and your users, so you can focus on your expertise.	About Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Crypto companies	Audience Anyone searching for a crypto lending platform that supports euro, Bitcoin, Ethereum, and other currencies
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 1.0 / 5 ease 1.0 / 5 features 1.0 / 5 design 1.0 / 5 support 1.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros NONE AT ALL - absolutely no pros, not in any area, not one good thing about the company or my experience Cons Located in Lithuania Offshore broker that is not reliable and abuses the regulations Listed on many countries' broker scam/fraud lists No refunds, tells you they are not responsible for ensuring bitcoin is delivered
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Simplex Founded: 2014 Israel www.simplex.com	Company Information SpectroCoin Founded: 2013 Lithuania spectrocoin.com/en/crypto-loans.html
Alternatives Guardarian	Alternatives BitLoan HyperPay
Mercuryo	MoneyToken
Mobilum	APX Lending
KuCoin	Inlock Income Locker
SimplexHub Simplex Group View All	Arch View All
Categories Cryptocurrency Exchanges Supported Cryptocurrency Payment Supported	Categories Crypto Credit Cards Supported Crypto Lending (DeFi) Supported Cryptocurrency Exchanges Supported Cryptocurrency Payment Supported

Integrations Bit.com Supported Bitcoin Not Supported CoinLedger Not Supported Eidoo Wallet Supported Ethereum Not Supported Evercode White Label Wallet Supported Koinly Not Supported Meld Supported MyEtherWallet (MEW) Supported Onez White Label Wallet Supported Onramper Supported ProBit Global Supported iMe Supported isolved Supported Show More Integrations View All 10 Integrations	Integrations Bit.com Not Supported Bitcoin Supported CoinLedger Supported Eidoo Wallet Not Supported Ethereum Supported Evercode White Label Wallet Not Supported Koinly Supported Meld Not Supported MyEtherWallet (MEW) Not Supported Onez White Label Wallet Not Supported Onramper Not Supported ProBit Global Not Supported iMe Not Supported isolved Not Supported Show More Integrations View All 4 Integrations
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