Razorpay vs. Skrill Comparison


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With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 111 Ratings Visit Website EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 207 Ratings Visit Website Square Payments Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. 10,131 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website FISPAN FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. 5 Ratings Visit Website Regpack Regpack is an online registration and payment platform built for programs, not subscriptions. It centralizes enrollment, data collection, and payments in a single system, so you can manage participants, streamline operations, and eliminate manual processes. Used by camps, courses, afterschool programs, and multi-program organizations, Regpack connects registration forms, payment workflows, and reporting in a way subscription billing tools can't. Instead of forcing your process into recurring billing logic, Regpack is designed to reflect how programs actually operate, from first sign-up through final payment. With features like customizable registration flows, flexible payment plans, automated invoicing and reminders, and real-time reporting, Regpack gives you full visibility into your enrollment and revenue. Whether you are running a single program or managing multiple sessions and locations, everything stays connected in one place. 392 Ratings Visit Website Trumba Trumba is an event calendar and registration platform for your website or intranet. Manage all your event data in one place and publish custom calendars for your end users. Trumba currently powers the event calendars for large organizations and small businesses worldwide. Features include: • Customizable and unlimited calendars to cater to multiple audiences or business units. • Integration with 3rd party calendars to manage and publish all events in one place. • Flexible event management with custom templates and role-based editor access. • Event registration with custom forms and payment gateway support. • Attendee management including automated wait listing. • HIPAA-compliant solution for hospitals and healthcare organizations. • SSO support for user and visitor management. • Automated reminders and follow-ups, calendar syncing and personalized event lists. • Integration services and ongoing support included. • And so much more.... Get a demo or free trial today. 59 Ratings Visit Website Traild Traild is an accounts payable automation platform designed to streamline, secure, and modernize AP processes. It integrates seamlessly with leading ERP and accounting systems to automate invoice processing, approvals, and payments. 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About Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.	About With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it.
Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook	Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook
Audience Companies of all sizes that need a payment gateway solution	Audience People looking for an online wallet application
Support Phone Support 24/7 Live Support Online	Support Phone Support 24/7 Live Support Online
API Offers API	API Offers API
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing 1.8% per Transaction Free Version Free Trial	Pricing No information available. Free Version Free Trial
Reviews/Ratings Overall 4.5 / 5 ease 5.0 / 5 features 4.5 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 4.1 / 5 ease 4.9 / 5 features 4.5 / 5 design 4.5 / 5 support 4.4 / 5 Read all reviews
Pros & Cons from Real Users Pros Razorpay is truly the future of payments. I am so proud of this made-in-India company! It plays well with UPI, Internet Banking, CC/DC, wallets, Lazypay etc. Great dashboard Easy to use Easy to integrate Variety of payment options Analytics and insights Good customer service Cons Nothing to complain about here. All-in-all a great gateway service. Needs more customization options. Lacks robust international payment options.	Pros & Cons from Real Users Pros Skrill handles a large limit for all types of transactions in various currencies, it is a platform that works as a wallet and supports large sums of money. I really liked the general interface of Skrill, this was essential to move correctly within the platform and be able to move my currencies to different accounts, also, I liked how quickly all transfers are processed within Skrill, each transfer is processed in a different way. immediate at the time it is made, this guarantees that the recipient of the money receives the full amount and can use those funds immediately. I liked the deposit and withdrawal options that Skrill has, deposits are processed in a couple of minutes after confirming the deposit from a bank account, also, you can add money to your Skrill wallet using debit or credit cards. + The prepaid card is the most useful of this platform if you want to use the funds within this platform since the commissions when passing the card through points of sale are very low. However, it is not available to everyone as it has limits to reach certain countries. Another thing is that in ATMs it is expensive to obtain cash. So you have to take advantage of the card when you buy so you don't have to spend so much on commissions when you have funds within Skrill. + Supports payments from different currencies, especially the strongest currencies like USD, EUR, CAD, NZD and much more. I like that variety as it doesn't get stuck in just USD and EUR, but goes further with respect to the exchange rate. Allowing me to receive income from clients from different parts of the world without the need for currency exchange to be a barrier. + It has a good security that allows you to protect the money without there being a risk of loss. Skrill allows me to not only have to receive codes via email or phone, it also allows me to integrate 2fa authenticator for greater security and making it not easy to get into my account. In addition, I can configure a function that allows me to have security when making a transfer, making it more difficult to send a payment since it is necessary to have security codes that allow this action, thus safeguarding my money within this platform. + It is very easy to create an account within this payment processor, it begins with the typical registration of any platform with the name, email, telephone and password and then you have to verify your identity which is very fast since everything is done automatically automatic. I have been on other platforms that I have to wait 24 to 48 hours to validate my profile. However, with Skrill it was extremely easy, also they have not changed anything in the registration process since I have my account there since 2015. + For people interested in the cryptocurrency market, this feature is quite useful since it is not only possible to receive and buy other currencies with coins. But also in Skrill cryptocurrencies are allowed, thus making it easier for people in that area who seek savings or investment within the cryptographic world, making Skrill more flexible with the currencies that it allows within its platform. Skrill has been an amazing payment processor to be able to send any amount of money to any email address, the things I liked the most were: 1- This platform does not have any type of limitations or restrictions on the money that anyone sends, that means that you can make any type of payment online, you can transfer it to me by any email address that you registered in this formal letter and the money is immediately available, it does not have any kind of system to restrict the recently sent number. 2- I also like the currency conversion system, despite the fact that the commissions are quite high within this form, I consider that these conditions are not directly affected my company, since it has allowed us to send money in foreign currency to any address mail, that has fascinated us and we will continue to use this currency conversion service today. 3- I also liked the application for mobile phones, this application is fully optimized, in addition, it also allows you to make payments directly, and allows you to receive money immediately, I consider that this application has all the necessary functions so that the user can make use of your Skrill account without using the web version. 4- I really liked the deposit modality within this platform, since it allows me to deposit from a bank account, debit card or credit card, this deposit modality helps a lot so that I can link my bank account to that platform in a way immediately, and start depositing money into my account. 5- The technical support service of this platform answers any type of request very quickly, the contact of your son, because on approximately five occasions, and on four occasions I have received quite fast support, in less than 24 hours it has been able to solve my concern about a problem in this payment platform. For us, Skrill has meant a lot mainly because this platform has helped us send money internationally, when our employees are abroad. The first feature that I liked about this payment processor is the availability of money, due to that on constant occasions I have deposited money into my account using my bank account, and the deposited money is immediately enabled within the payment platform, which helps me to be able to transfer money without waiting for additional time, In addition, I also like the availability of money when transferring money to any of my colleagues, the transfer process immediately and the money is enabled in my colleague's account immediately, he does not have to wait additional time for the transfer to be processed . The second feature that I liked about this platform are the more commissions it has when making a transfer between accounts, just by depositing money with my bank account, I can use the money within the platform and I can refer it to a colleague if paying very high fees or commissions, which helps me transfer money to any account without worrying about the commission. The third feature that I liked about this platform is that I can make transfers by linking my debit or credit card, this is a very important feature since I can use my debit card to transfer money to any employee or colleague without any limit, I don't have to transfer money using my bank account, but can use my card within Skrill to transfer larger amounts and pay fewer fees. Skrill is a platform that has become a very important payment system for my company, mainly because that platform has helped us create a system where we can receive and transfer all kinds of currency just by using an email address, the The first thing that I loved about this payment processor is the great variety that there is when I deposit money into it, I can deposit money through my bank account just by associating it with this payment platform, I can also deposit money with a credit or debit card, as well as I can deposit money with CryptoCurrencies, it is very important for me to be able to deposit money in various ways, this helps me to deposit money in the way that best suits my comfort. The second thing that I liked about this platform is the great ease and speed of identity verification within this payment platform, when I started using it, I performed the verification process, and it counted to verify against only waiting five minutes, I sent the corresponding documents and in five minutes my account is 100% verified, this Verification was quite fast and allowed me to deposit money immediately. The third thing that I liked about this payment processor is the speed with which it is able to process any transfer and the availability of the money sent, I really loved being able to send money to my colleagues and that they could access that money immediately without No restrictions whatsoever, plus I loved being able to receive money into my Skrill account and be able to use it immediately. Cons The high commissions are the first negative point of Skrill, these high commissions are applied to absolutely everything within the platform, each deposit has a high percentage of commission, in addition, you must pay high commissions to complete transfers to businesses or individuals. In addition, the commissions are also high when you try to exchange your local currency to another currency of another country, Skrill charges high commissions for any process. The second negative aspect is the almost non-existent support it has, the support takes a long time to answer the request tickets, in addition, they do not have any means of live communication. - Super expensive commissions, if it weren't for the fact that I have to make and receive international transfers almost instantly, I wouldn't use this platform. In addition, with the passage of time their percentage increases a bit, being this and Neteller one of the most expensive platforms to send and receive money. I do not know if it is because of the low flow of money that this platform may have or I do not know what it may be that they have a large percentage to make movements with my money. Sometimes it is even preferable for the transfer to arrive through a bank account and wait the necessary days when it comes to high amounts, since the accounts are triggered when calculating with high amounts. - They withhold the money very often, to the point that I almost lost my Skrill account, luckily I always keep the receipts and contracts with my clients to be able to demonstrate the origin of the funds. However, already after a long time of verification there should be no retention problems, it is annoying when I want to have immediate possession of my money. Years ago I had a big dispute that took almost a month to resolve, and this causes another big problem, technical support. - Being able to have direct contact with the technical support team is a journey, I have to wait a long time to get an answer when I have problems with my transactions. It IS a little annoying that this happens since I am a repeat customer. I'm not saying that I have to be served faster than others, I'm just saying that I want Skrill to have better customer service and know how to listen when a customer wants improvements to their platform. This sometimes makes me mistrust the platform for fear of a final, sudden closure with no apparent excuse. - I have not been able to associate my American account to this platform in order to receive payments to my bank accounts. I have only been able to add accounts that accept dollars. I don't know what will be the cause, I don't even get response for this problem. It's annoying to have to convert everything to EUR, and then put everything back to USD. It is not practical or so fast when I want to have my money immediately. The main negative things I have noticed about this platform were: 1- There is no type of money return system, therefore, if the user makes a mistake in transferring funds to an erroneous email, they will not be able to make any type of claim, since this platform does not have any type of money back system. This can turn out to be a bit positive, since if you receive payment from your clients, they will not be able to reverse that transfer, however, if for some reason you make a wrong transfer, you will not be able to recover that money, that is why it is also negative. 2- I also did not like that this platform does not allow you to deposit money in CryptoCurrencies, currently the only way to deposit money within this platform and half a credit card or half a debit card, you can also use a bank account linked to the account However, it would be that I cannot deposit cryptocurrencies on these platforms and be able to exchange them within it as happens with currency conversion. 3- There is no type of debit card that provides you within this platform, therefore, if you want to use your money within this platform, you can transfer it to other accounts or exchange it with someone, it would be excellent if you currently there was some kind of debit card to make use of my funds deposited within Skrill. The first negative feature of this payment processor is at the time of converting currencies, the currency conversion is done immediately, the conversion process is quite fast, it takes about a minute for the currency conversion to be processed, however, I do not recommend using this function as it has very high commissions, I recommend using other platforms to make a much cheaper currency conversion with respect to fees. Another of the negative things about this platform is that it is currently not accepted in the vast majority of online stores, so if your main objective is to use this payment method in online stores or to buy a product online, you will have inconveniences. , since this payment method is not so well known and is not currently working in most online stores. The last negative thing about this platform is that it does not have a good support system, so if you have any kind of problem with a transfer or if you have made a mistake in a transfer made by a specific person, you will have to wait. up to 48+ hours for this issue to be resolved as this payment platform does not have live support. Skrill is a quite optimal payment processor, however, the main negative characteristic of this platform is that the interface of the application for mobile phones is quite slow, sometimes it is slow when many referrals are made constantly, in addition, It is also slow when opening details of each transfer made. It is very important that this mobile application has an optimization as soon as possible. The second negative thing that this platform has is the high commissions that it handles for each of the currency conversions that are made within it, it does not matter what type of currency conversion I am doing, in the same way the Commission will be higher than the 10%, which sometimes causes users to not feel comfortable making this conversion, due to the high commissions. The third negative thing about this platform is that the technical support is almost deficient, since they do not have real-time support and they do not have a support that responds quickly to the requirements, in order to communicate with the support team you must send a request by mail and wait 24 or 48 hours for the question to be answered, I consider that this support is very negative.
Training Documentation Webinars Live Online In Person	Training Documentation Webinars Live Online In Person
Company Information Razorpay Founded: 2014 India razorpay.com	Company Information Skrill Founded: 2001 United Kingdom skrill.com
Alternatives Bharat Bill Pay NPCI Bharat BillPay	Alternatives Advcash Advcash Group
BillDesk	Airtm
Cashfree Payments	NETELLER
BlueSnap	PayPal
Sila View All	MSS Payments View All
Categories B2B Payment Bank Verification Banking as a Service (BaaS) Embedded Finance Embedded Payments Event Registration Mobile Payment Payment Facilitation (PayFac) Payment Gateways Payment Orchestration Payment Processing Payroll Point of Sale Recurring Billing Retail POS Systems Shopping Cart Subscription Management	Categories Mobile Payment Money Transfer Payment Gateways Payment Processing
Payment Processing Features ACH Check Transactions Bitcoin Compatible Debit Card Support Gift Card Management Mobile Payments Online Payments POS Transactions Receipt Printing Recurring Billing Signature Capture	Payment Gateways Features ACH / eCheck support Buyer Authentication Credit / Debit Support Customer Information Storage Fraud Prevention Invoicing Multi-Currency PCI Compliance Point-of-Sale (POS) Recurring Billing / Subscriptions Reporting / Analytics Payment Processing Features ACH Check Transactions Bitcoin Compatible Debit Card Support Gift Card Management Mobile Payments Online Payments POS Transactions Receipt Printing Recurring Billing Signature Capture
Integrations ARMember BookingPress Corefy HostBill Purchase Commerce Accesstype Afterbuy AiSensy AxisRooms CASA Eightcap Evoltsoft Jotform Omnify Pronnel Recycly TalentScreen Taplink Teachmore VirtuKiosk Show More Integrations View All 191 Integrations	Integrations ARMember BookingPress Corefy HostBill Purchase Commerce Accesstype Afterbuy AiSensy AxisRooms CASA Eightcap Evoltsoft Jotform Omnify Pronnel Recycly TalentScreen Taplink Teachmore VirtuKiosk Show More Integrations View All 46 Integrations
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