Ratio vs. in3 Comparison


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Through its offices in the U.S., Mexico, Indonesia, Singapore, Australia, New Zealand and the United Kingdom, the company supports thousands of manufacturing facilities in over 25 countries and more than 30 industries. 77 Ratings Visit Website Order.co Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more. 228 Ratings Visit Website D&B Finance Analytics D&B Finance Analytics helps organizations optimize credit-to-cash processes by combining trusted business intelligence, predictive analytics, portfolio monitoring, and workflow automation in a single solution. Powered by the Dun & Bradstreet Data Cloud, the platform helps finance teams assess credit risk, streamline customer onboarding, improve collections, reduce bad debt exposure, and strengthen overall cash-flow performance. With continuous portfolio monitoring, automated decision support, and actionable risk insights, teams can identify potential issues earlier, make more informed credit decisions, reduce manual effort, and improve operational efficiency. D&B Finance Analytics supports the entire customer lifecycle, helping organizations better manage risk while delivering a stronger customer experience. 802 Ratings Visit Website Collect! Collect! is a highly configurable debt collection software serving collection agencies, debt buyers, law firms, government, healthcare providers, educational institutions, property managers and other creditors. Collect! offers good value for startups and full functionality for large agencies. Built for flexibility, Collect! offers configurability and features to enable users to automate and track contacts and payments, manage judgments, manage sales, communicate from the system, create payment plans, report to bureaus and manage month-end reporting. Importantly, configurations and customizations remain available through updates, upgrades, and moving to larger editions. Features and tools include robust import-export functions, large set of stock reports and letter templates, report generator tool, account segmentation tool, flexible trust accounting, account level forms and document attachments, consumer portal, client portal, integrated payment processing, reporting dashboard, HIPAA and SOC 2. 77 Ratings Visit Website CompUp CompUp is a complete compensation management platform that helps rewards teams benchmark, plan, and communicate compensation for fair pay. By consolidating all compensation data and benchmarks, it provides valuable insights, enabling seamless appraisal simulations and end-to-end executive appraisals. Key Product Modules: Survey Management: Centralized management of compensation surveys. Bands: Securely create and share compensation bands by function, family, and level. Simulation: Run budget simulations to determine employee-level increments. Appraisal Cycles: Streamline multi-level budget approvals across business units. People Analytics: Customizable dashboards for data-driven compensation insights. Total Rewards Portal: Communicate compensation package value to employees. Pay Equity Management: Address and ensure pay equity compliance. 66 Ratings Visit Website InterProse ACE InterProse ACE is a modern, web-based debt recovery software solution built for collection agencies who specialize in consumer or commercial debt, including property management, healthcare, education, and government accounts. ACE also serves collection attorneys, property managers, original creditors, financial institutions and government entities. Developed to be flexible and configurable with no one business case in mind, our feature-rich debt collection application helps users easily manage their accounts, set up custom payment plans, process billing, issue client invoicing and reports, manage legal judgments, report/analyze their data in custom templates, automate just about any manual process and do it all in a highly efficient and cost-effective way. Key features include account bundling, account-level documents attachments, heavy process automation, client access, trust accounting, credit reporting, consumer self-service tools, and numerous tech integrations. 147 Ratings Visit Website WEX Field Service Management WEX FSM is a cloud-based, all-in-one field service management platform built to streamline every aspect of a contractor’s business, from scheduling and dispatch to invoicing, payments, reporting, and customer management. It consolidates workflow tasks so technicians, office staff, and customers all operate from a single system: real-time location tracking, drag-and-drop scheduling, optimized route dispatching, and customer history (jobs, equipment, notes, photos) are combined with quote/proposal generation, price-book management, and on-the-spot mobile invoicing and payment options. WEX FSM supports recurring service plans, flexible financing, and integrated payment processing, enabling faster cash flow by reducing delays in invoicing and collections. It includes built-in connectivity to accounting systems (e.g., QuickBooks sync), robust reporting and analytics for business insight, and a mobile app for field technicians so they can manage jobs and get paid directly. 67 Ratings Visit Website AI Video Cut AI Video Cut is a free tool that transforms lengthy videos into engaging short clips suitable for platforms like YouTube Shorts, TikTok, and social media ads. Leveraging AI-driven prompts, it offers ready-to-use templates and customizable options to create captivating trailers, product highlights, and instructional content. Features include smart cropping with face detection, various caption styles, and support for multiple languages, ensuring content is optimized for diverse audiences. Users can export videos in different aspect ratios and lengths to suit various platforms and audience preferences. AI Video Cut caters to content creators, digital marketers, social media managers, e-commerce businesses, event planners, and podcasters aiming to enhance their video content efficiently. 1 Rating Visit Website Wallester Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. 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About Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants.	About in3 Business is the new payment method in collaboration with Rabobank that allows you to pay for business purchases in 3 parts, without interest or extra costs. You immediately pay a third part. The second instalment you pay within 30 days and the third instalment within 60 days. This way you maintain control over your cash flow, have less risk and you have maximum payment convenience and flexibility. Keep track of your payments and get insights into your spending limit. Never miss another payment thanks to push notifications and have our full catalog of stores available at your fingertips. Choose in3 Business at the checkout of the online store or on a digital invoice and go through the verification process. This only takes 2 minutes. Pay a third of your order immediately. This will then be sent by the seller. You make the second payment within 30 days and the third payment within 60 days.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Companies seeking a solution to manage their recurring revenue contracts, close more deal, implement payment options, and get funded	Audience Businesses looking for a tool to manage payments, purchases, sales, and cash flow operations
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing Free Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Ratio Founded: 2021 United States www.ratiotech.com	Company Information in3 Founded: 2018 Netherlands payin3.eu/en/in3-business/
Alternatives Capchase	Alternatives Slope
SaaSPay	Promise2Pay FUGU
tranch	ZoodPay
Element Finance	Zinia Santander Group
Lighter Capital View All	Splitit View All
Categories Buy Now Pay Later Supported Quote-to-Cash Supported Revenue-Based Financing Supported	Categories Buy Now Pay Later Supported

Integrations Chargebee Supported Clear Books Supported FreeAgent Supported FreshBooks Supported KashFlow Supported Maxio Supported Mollie Not Supported NetSuite Supported Plaid Supported QuickBooks Desktop Pro Supported QuickBooks Online Supported Recurly Supported Sage 50 Supported Sage Accounting Supported Stripe Supported Xero Supported Show More Integrations View All 15 Integrations	Integrations Chargebee Not Supported Clear Books Not Supported FreeAgent Not Supported FreshBooks Not Supported KashFlow Not Supported Maxio Not Supported Mollie Supported NetSuite Not Supported Plaid Not Supported QuickBooks Desktop Pro Not Supported QuickBooks Online Not Supported Recurly Not Supported Sage 50 Not Supported Sage Accounting Not Supported Stripe Not Supported Xero Not Supported Show More Integrations View All 1 Integration
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