Ratepay vs. TWINT Comparison


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About Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.	About With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.
Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported
Audience Large ecommerce platforms	Audience Companies and individuals in need of a tool to make convenient and secure payments
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions. Free Version Not Supported Free Trial Supported	Pricing Free Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Ratepay Founded: 2009 Germany ratepay.com	Company Information TWINT Founded: 2016 Switzerland www.twint.ch/
Alternatives Creditea International Personal Finance	Alternatives Payconiq
MONEI MONEI DIGITAL PAYMENTS SL	Scalapay
Splitit	Samsung Pay Samsung
tabby	OnePay
@Pay View All	Meta Pay Meta View All
Categories Buy Now Pay Later Supported	Categories Buy Now Pay Later Supported Mobile Payment Supported

Integrations Adyen Supported Magento Supported Shopware Supported CS-Cart Free Not Supported Computop Paygate Not Supported DataTrans EDI Not Supported Gambio Not Supported MyCommerce Not Supported Nexi Not Supported Nuvei Not Supported OXID eShop Not Supported Odoo Not Supported OmniPay Not Supported PayPal Supported PrestaShop Not Supported Shopify Not Supported Wix Not Supported WooCommerce Not Supported WordPress Not Supported nopCommerce Not Supported Show More Integrations View All 4 Integrations	Integrations Adyen Supported Magento Supported Shopware Supported CS-Cart Free Supported Computop Paygate Supported DataTrans EDI Supported Gambio Supported MyCommerce Supported Nexi Supported Nuvei Supported OXID eShop Supported Odoo Supported OmniPay Supported PayPal Not Supported PrestaShop Supported Shopify Supported Wix Supported WooCommerce Supported WordPress Supported nopCommerce Supported Show More Integrations View All 25 Integrations
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