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About

Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.

About

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Large ecommerce platforms

Audience

eCommerce brands that want to give customers the ability to pay over time with installment payments

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Version Not Supported
Free Trial Supported

Pricing

1.5% + $1.50 per installment
Receive the full cost of the purchase upfront: 3% + $1.00 per installment*
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

Ratepay
Founded: 2009
Germany
ratepay.com

Company Information

Splitit
Founded: 2012
United States
www.splitit.com

Alternatives

Creditea

Creditea

International Personal Finance

Alternatives

MONEI

MONEI

MONEI DIGITAL PAYMENTS SL
MONEI

MONEI

MONEI DIGITAL PAYMENTS SL

Categories

Buy Now Pay Later Supported

Categories

Buy Now Pay Later Supported
Shopping Cart Supported

Shopping Cart Features

Abandoned Cart Saver Supported
Catalog Management Not Supported
Credit Card Processing Not Supported
Discount / Coupon Management Not Supported
Inventory Control Not Supported
Product Configurator Not Supported
Product Ratings / Reviews Not Supported
Refund Management Not Supported
Returns Management Not Supported
Shipping Management Not Supported
Tax Management Not Supported

Integrations

Magento Supported
PayPal Supported
Adyen Supported
BigCommerce Not Supported
BlueSnap Not Supported
PayPal Checkout Not Supported
PrestaShop Not Supported
Quickwork Not Supported
Shopify Not Supported
Shopware Supported
WooCommerce Not Supported

Integrations

Magento Supported
PayPal Supported
Adyen Not Supported
BigCommerce Supported
BlueSnap Supported
PayPal Checkout Supported
PrestaShop Supported
Quickwork Supported
Shopify Supported
Shopware Not Supported
WooCommerce Supported
Claim Ratepay and update features and information
Claim Ratepay and update features and information
Claim Splitit and update features and information
Claim Splitit and update features and information