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About

Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.

About

Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more responsible, and gain access to financial freedom. Serving more than 17,500 online merchants, Sezzle allows shoppers to make their purchase today with 4 payments over the following 6 weeks, interest-free! Sezzle also offers customers the option to reschedule their payment once for free, and the max fee for late payment is $10. Sezzle is the financially responsible solution to buy now, pay later. What's in it for merchants? Increased conversions, AOV, and shopper frequency. The best part? Sezzle takes on all the risk of fraud, chargebacks, and repayment. It's a win, win, WIN.

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Large ecommerce platforms

Audience

Online merchants and eCommerce retailers

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Version Not Supported
Free Trial Supported

Pricing

Sezzle charges a per-transaction fee, that includes payment processing, upfront payout, and assumption of all risk.
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

Ratepay
Founded: 2009
Germany
ratepay.com

Company Information

Sezzle
Founded: 2016
United States
sezzle.com/merchants

Alternatives

Creditea

Creditea

International Personal Finance

Alternatives

MONEI

MONEI

MONEI DIGITAL PAYMENTS SL

Categories

Buy Now Pay Later Supported

Categories

Buy Now Pay Later Supported

Integrations

Magento Supported
Adyen Supported
Appbrew Not Supported
BigCommerce Not Supported
BuyItLive Not Supported
Canopy Not Supported
CommentSold Not Supported
Cumulus Retail Not Supported
Cybersource Not Supported
GetVantage Not Supported
Juspay Not Supported
PayPal Supported
ResponseCRM Not Supported
SAP Store Not Supported
Salesforce Agentforce Commerce Not Supported
SensePass Not Supported
Shift4Shop Not Supported
Shopify Not Supported
Shopware Supported
WooCommerce Not Supported

Integrations

Magento Supported
Adyen Not Supported
Appbrew Supported
BigCommerce Supported
BuyItLive Supported
Canopy Supported
CommentSold Supported
Cumulus Retail Supported
Cybersource Supported
GetVantage Supported
Juspay Supported
PayPal Not Supported
ResponseCRM Supported
SAP Store Supported
Salesforce Agentforce Commerce Supported
SensePass Supported
Shift4Shop Supported
Shopify Supported
Shopware Not Supported
WooCommerce Supported
Claim Ratepay and update features and information
Claim Ratepay and update features and information
Claim Sezzle and update features and information
Claim Sezzle and update features and information