PointPay vs. SWFT Comparison


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About The first blockchain-based bank in the world. Earn daily interest with PointPay. We use strong military-grade encryption to store private keys on PointPay. Cold storage is used to hold the users' funds. PointPay, being a PCI DSS compliant platform, enables its clients to confirm operations through 2FA protection. Your checking and savings accounts earn daily compound interest with PointPay Blockchain-Based Bank. We support major cryptocurrencies by market capitalization: Bitcoin, USDT, etc. One-click money transfers between your accounts within PointPay Ecosystem. There are two types of accounts in PointPay Blockchain Bank: Checking accounts and Savings accounts. Checking account is convenient for daily usage. It allows a user to make an unlimited number of operations for receiving and sending funds in cryptocurrency. Savings account is suitable for storing funds, has a higher annual interest rate on a deposit, but it is allowed to transfer funds from it only three times a month.	About SWFT Lending is a pledged collateral lending service. Users can now borrow up to 1 million USD Tether (USDt) or 100 Bitcoin (BTC) in just a few seconds. It takes 2 steps to borrow on the SWFT app: 1) Select the amount of BTC or USDT, and 2) Choose the time period for the loan. The interest is charged in advance at a daily rate of 0.03% Soon, users will be able to issue their own loans to other SWFT Lending users. Staking lets you earn passive income on funds held in your SWFT Blockchain wallet. Users earn rewards for simply depositing and holding tokens on SWFT Blockchain. Make transactions and use your cryptocurrencies on SWFT Blockchain as you normally would, while earning rewards based on daily balances for each staking-supported coin. Sell your currency at a discount to increase its distribution and spread awareness. Group Coin can help you make exclusive token sales! Make peer to peer trades including fiat currencies. Currently available only for users in China.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Anyone looking for a platform to receive daily interest on deposits in cryptocurrency	Audience Crypto traders and users looking for a solution to manage, swap, trade, and send cryptocurrencies
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 3.4 / 5 ease 3.4 / 5 features 3.4 / 5 design 3.4 / 5 support 3.4 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros That’s a clear scam, they took our money, the previous CEO run away with all the money and now the point pay it’s a joke, organising games and competitions 😞, really??? I invested about £1000 which is worth now NOTHING!!! Stay AWAY!!! No pros, very poor Customer Team Lead, she is not able even to provide a clean idea or explain anything. Interest Tokenomics Team support App Exchange Wallet Crypto school Debit card Community Payment system Beyond Banking What do we know about the crypto investment market? Everything is very complicated, each element raises questions, and only a specialist or many years of hard work will help you figure it out. But the cryptosphere does not stand still. Literally every day, new tokens appear, not to mention new opportunities and schemes to increase their investments. It seems that there is a first rule of the crypto fight club - do not talk about it. As a result, a general belief is created about the improbability of what is happening in the crypto market. Pointpay breaks down these stereotypes and gives you the opportunity to increase your investment in just a couple of clicks. The amazing Pointpay team has already implemented many earning tools, such as a universal crypto bank with a savings account, crypto loans, its promising token, and even a crypto school for absolutely any user. Convenience, clarity and versatility-these are the most important pillars on which Pointpay stands. The project is developing before our eyes and thanks to all the teachers, it is moving in the direction of improving the advantages and strengthening the existing positions. If you have long wanted to study the question of cryptotematics, then this is where you can understand any functions that are clear from the first glance and work with the speed of a hummingbird's wings. The opportunity to invest in an outstanding idea for cryptocurrency community. Excellent customer service and easy handling app. Cons Losing money!!! Do not invest in this coin as you will loose money!! Do not recommend this company. They have a horrible customer support and a very bad Customer Support Lead!!! She is not able to connect even two words together. I do not know who have made her a Team Lead. Waiting for the native blockchain, but it's matter of time. If you are tired of hearing about the advantages of Pointpay, then maybe you should listen about its disadvantages? I hasten to upset you, all the shortcomings that I noticed have already been corrected. and even with my personal error during the transaction, it was fixed by a great technical support team. Actually there is a minimal amount of technical delay as regards the updates for regular increase in token price.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information PointPay Founded: 2018 United Kingdom bank.pointpay.io	Company Information SWFT China www.swft.pro/
Alternatives Vauld	Alternatives Nostra Finance Nostra
Anchor	Fulcrum
QDAO DeFi Platinum Q DAO Engineering	PIZZA.FINANCE
Abra	Apricot Apricot Lend
Azbit View All	PolkaBridge View All
Categories Crypto Lending (DeFi) Supported Cryptocurrency Exchanges Supported	Categories Automated Market Makers (AMM) Supported Cross Chain Bridges Supported Decentralized Exchanges (DEX) Supported

Integrations Base App Not Supported Bitcoin Not Supported Bitget Wallet Not Supported Bitpie Not Supported Ethereum Not Supported Huobi Wallet Not Supported LeafWallet Not Supported MathWallet Not Supported MetaMask Not Supported ONTO Not Supported Polkadot Not Supported TRON Not Supported TokenPocket Not Supported WalletConnect Not Supported Xaman Not Supported imToken Not Supported polkadot{.js} Not Supported Show More Integrations	Integrations Base App Supported Bitcoin Supported Bitget Wallet Supported Bitpie Supported Ethereum Supported Huobi Wallet Supported LeafWallet Supported MathWallet Supported MetaMask Supported ONTO Supported Polkadot Supported TRON Supported TokenPocket Supported WalletConnect Supported Xaman Supported imToken Supported polkadot{.js} Supported Show More Integrations View All 25 Integrations
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