Payroc vs. SumUp Comparison


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Payroc	SumUp
		Related Products PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 4.4 out of 5 stars 106 Ratings Visit Website for PayKings EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 4.6 out of 5 stars 208 Ratings Visit Website for EBizCharge RetailEdge RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support. 4.8 out of 5 stars 201 Ratings Visit Website for RetailEdge Square POS Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. 4.8 out of 5 stars 765,336 Ratings Visit Website for Square POS Creatio Creatio is an AI CRM and workflow platform where people and AI agents work together — with no limits on users, agents, workflows, or scale. Built for midsize and large organizations, it combines best-in-class CRM across sales, marketing, and service with an AI-native, no-code engine that lets business teams automate workflows, deploy AI agents, and adapt processes without developer dependency. The platform includes Creatio Business Studio for building applications and AI agents using natural language and visual designers, and Creatio AI Studio — a dedicated environment for managing the full enterprise agent lifecycle, from building and deploying to governing and optimizing agents at scale. The AI CRM suite covers Marketing, Sales, and Service, each with embedded AI agents that handle routine tasks autonomously so teams can focus on higher-value work. Creatio's Unlimited Enterprise model removes per-seat, per-agent, and per-workflow pricing constraints entirely — the more your people and AI agents do together, the more value you get, without the cost scaling with it. The platform supports industry-specific deployments across 20+ verticals including financial services, manufacturing, high-tech, and public sector, backed by 700+ marketplace add-ons and a global network of 500+ partners. Recognized as a Leader and Strong Performer across multiple Gartner and Forrester reports, Creatio serves thousands of customers in 100+ countries. Creatio is headquartered in Boston, US, has 1000 employees, 7 offices globally, and $300M in revenue. 4.6 out of 5 stars 589 Ratings Visit Website for Creatio Birdeye Birdeye builds AI agents for multi-location brands — trusted by the largest enterprise brands globally, including Sutter Health, Aspen Dental, Sun Auto and Caesars Entertainment. We give you AI coworkers at every location — for marketing, operations, and customer experience — that do the jobs your business needs done by employing multiple agents that work together to win AI visibility, convert demand, and deliver a consistent customer experience. Enterprise-Ready → Built for Scale SSO, audit logging, HIPAA, SOC 2, and GDPR. Role-based access, tiered approvals, and location-level reporting give corporate and local teams the control they need. So you stay in control while AI handles execution across hundreds of locations. With teams across the U.S., U.K., Australia, and India, Birdeye is redefining how enterprises win locally at scale. 4.7 out of 5 stars 5,195 Ratings Visit Website for Birdeye LS Retail LS Central is the global POS and operations platform developed by LS Retail. It's built for mid-market and enterprise retail, restaurant, hotel, pharmacy, and gas station businesses running multiple locations, countries, or sales channels. It combines POS, inventory, pricing and promotions, loyalty, eCommerce, workforce management, analytics, and financial operations in one system, so teams work from the same data. LS Central is ERP-agnostic. It integrates natively with Microsoft Dynamics 365 Business Central, and connects to SAP S/4HANA, Oracle, and Microsoft Dynamics through CentralConnect, LS Retail's own managed integration. The modular design lets businesses adopt only the capabilities they need and expand over time, with global templates for consistent processes and local rules for taxation, pricing, and compliance. AI-enhanced capabilities support demand forecasting, inventory optimization, promotion tracking, and operational reporting, with data synced in real time. 4.3 out of 5 stars 212 Ratings Visit Website for LS Retail Curbside Laundries Wash and fold POS and pickup and delivery software designed BY laundromat owners FOR laundromat owners. Our easy to use wash and fold software handles in store point of sale (POS), dry cleaning, and pickup/delivery. Our software helps you grow your business, increase customer loyalty, lower your payroll, and make smarter decisions. Our laundromat POS system manages the entire wash and fold process, over the counter sales, online scheduling for laundry pickups, and tracks each order from beginning to end. We offer an SEO enhanced website, designed to attract new customers. View real time business, customer, and employee reports from anywhere. 4.9 out of 5 stars 63 Ratings Visit Website for Curbside Laundries NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 4.6 out of 5 stars 115 Ratings Visit Website for NMI Payments Silverware Silverware is an enterprise-grade hospitality platform built for hotels, resorts, and complex multi-venue operations. For more than 30 years, Silverware has powered high-end hospitality environments where uptime, integration depth, and operational flexibility are critical. The platform includes Point of Sale, GuestX, Scan & Pay, Online Ordering, and Mobile Technology for front-of-house operations, with Heartbeat Dashboard and Admin Center providing enterprise visibility and control. Integrated capabilities such as Silverware Pay, CRM & Loyalty, Self-Serve Kiosks, and Kitchen Display System support payments, guest engagement, and high-volume service workflows. With deep PMS integrations, unified guest profiles, multi-revenue-center management, real-time reporting, and 170+ integration partners, Silverware powers over 20,000 venues across 35+ countries, helping hospitality operators reduce complexity, protect revenue, and deliver consistent guest experiences at scale. 4.3 out of 5 stars 12 Ratings Visit Website for Silverware
Payroc: About Payroc helps you supercharge your business with best-in-class payment processing options, all backed by our world-class agent and merchant support teams. We empower business owners to get back up and running and process payments – fast! Building a business and helping small business owners each day is what being an agent is all about. We provide the products, resources, and support. You make it happen. Experience what it’s like to work with a processor with incredible scale. We serve our clients at the scale they need with a global team of local people. Our API provides global terminal certification to over 50 types of terminals in over 50 countries. Provide your customers with seamless onboarding and advanced reporting.	SumUp: About Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.
Payroc: Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	SumUp: Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Payroc: Audience Payment processing solution for financial institutions	SumUp: Audience Companies of all sizes that want to get paid easier
Payroc: Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	SumUp: Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
Payroc: API Offers API Supported	SumUp: API Offers API Not Supported
Payroc: Screenshots and Videos View more images or videos	SumUp: Screenshots and Videos View more images or videos
Payroc: Pricing No information available. Free Version Not Supported Free Trial Not Supported	SumUp: Pricing 2.75% transaction fee 2.75% per transaction + $69 for the SumUp EMV Reader Free Version Not Supported Free Trial Not Supported
Payroc: Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	SumUp: Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Payroc: Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	SumUp: Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Payroc: Company Information Payroc Founded: 2003 United States payroc.com	SumUp: Company Information SumUp Founded: 2012 United Kingdom sumup.com
Payroc: Alternatives Paynt	SumUp: Alternatives Flatpay
Payroc: CDGcommerce	SumUp: Ingenico TETRA Ingenico
Payroc: Hips HIPS Payment Group	SumUp: PayPal Point of Sale PayPal 4.7 out of 5 stars
Payroc: EzPay America 5.0 out of 5 stars	SumUp: Paynt
Payroc: Ingenico TETRA Ingenico View All	SumUp: Cashflows View All
Payroc: Categories Payment Processing Supported Point of Sale Supported	SumUp: Categories Credit Card Processing Supported Payment Gateways Supported Payment Processing Supported Point of Sale Supported
	SumUp: Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Supported Show More Features Credit Card Processing Features Cash Transactions Supported Contactless NFC Supported Electronic Receipts Not Supported Electronic Signature Not Supported Mobile Card Reader Supported PCI Compliance Not Supported
Payroc: Integrations App4 Not Supported Chargezoom Supported Evenda Not Supported Flipdish Not Supported HarbaMaster Not Supported Justt Supported Kash.click Not Supported LithosPOS Not Supported Little Box Office Not Supported Loyverse POS Not Supported Mately Not Supported Mucka Not Supported NewCart Not Supported Orderry Not Supported RentSyst Not Supported Shredeo Not Supported Starling Bank Not Supported StockTake Online Not Supported TaxiCaller Not Supported iTransact Supported Show More Integrations View All 4 Integrations	SumUp: Integrations App4 Supported Chargezoom Not Supported Evenda Supported Flipdish Supported HarbaMaster Supported Justt Not Supported Kash.click Supported LithosPOS Supported Little Box Office Supported Loyverse POS Supported Mately Supported Mucka Supported NewCart Supported Orderry Supported RentSyst Supported Shredeo Supported Starling Bank Supported StockTake Online Supported TaxiCaller Supported iTransact Not Supported Show More Integrations View All 35 Integrations
Payroc: Claim Payroc and update features and information Claim Payroc and update features and information	SumUp: Claim SumUp and update features and information Claim SumUp and update features and information