NMI Payments vs. Razorpay Comparison


NMI Payments NMI	Razorpay	+	+
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About NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.		About Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.
Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Supported		Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience SaaS builders, software companies, ISVs and ISOs who want to embed payments into their tech stack		Audience Companies of all sizes that need a payment gateway solution
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported		Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported
API Offers API Supported		API Offers API Supported
Screenshots and Videos View more images or videos		Screenshots and Videos View more images or videos
Pricing Contact us Free Version Supported Free Trial Supported		Pricing 1.8% per Transaction Free Version Supported Free Trial Not Supported
Reviews/Ratings Read all reviews		Reviews/Ratings Overall 4.3 / 5 ease 4.7 / 5 features 4.3 / 5 design 5.0 / 5 support 4.3 / 5 Read all reviews
		Pros & Cons from Real Users Pros Razorpay makes it fairly easy to manage online payments in one place. The dashboard is useful for checking transactions, tracking payment activity, and getting an overview of payments. I also find the variety of payment methods and integration options helpful for regular business use. Razorpay is truly the future of payments. I am so proud of this made-in-India company! It plays well with UPI, Internet Banking, CC/DC, wallets, Lazypay etc. Great dashboard Easy to use Easy to integrate Variety of payment options Analytics and insights Good customer service Cons Razorpay helps simplify the process of accepting and managing online payments without needing to handle different payment methods separately. Having transactions and payment information available through one platform makes day-to-day payment management more convenient. Nothing to complain about here. All-in-all a great gateway service. Needs more customization options. Lacks robust international payment options.
Training Documentation Supported Webinars Supported Live Online Supported In Person Supported		Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information NMI United States www.nmi.com/products/nmi-payments/		Company Information Razorpay Founded: 2014 India razorpay.com
Alternatives IntelliPay Convenient Brands		Alternatives Bharat Bill Pay NPCI Bharat BillPay
Stripe		BillDesk
Stax Stax Payments		Cashfree Payments
Razorpay		BlueSnap
BlueSnap View All		Sila View All
Categories Embedded Payments Supported Forms Automation Supported Merchant Management Supported Payment Facilitation (PayFac) Supported Payment Gateways Supported Payment Processing Supported Virtual Terminals Supported		Categories B2B Payment Supported Bank Verification Supported Banking as a Service (BaaS) Supported Embedded Finance Supported Embedded Payments Supported Event Registration Supported Mobile Payment Supported Payment Facilitation (PayFac) Supported Payment Gateways Supported Payment Orchestration Supported Payment Processing Supported Payroll Supported Point of Sale Supported Recurring Billing Supported Retail POS Systems Supported Shopping Cart Supported Subscription Management Supported
Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Not Supported Signature Capture Not Supported		Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Corefy Supported Shopify Supported ACI Enterprise Payments Platform Supported AlmaShines Not Supported Bit Form Not Supported Cashflows Supported DataChannel Not Supported Gravity Forms Not Supported Iconicus Commerce Not Supported Jumper.ai Not Supported NMI Merchant Central Supported OneSuite Not Supported Paya Supported Professor Not Supported Refurb ERP Not Supported Saaslogic Not Supported SilFer Bots Not Supported Store.link Not Supported Velocity Not Supported ZapERP Not Supported Show More Integrations View All 43 Integrations		Integrations Corefy Supported Shopify Supported ACI Enterprise Payments Platform Not Supported AlmaShines Supported Bit Form Supported Cashflows Not Supported DataChannel Supported Gravity Forms Supported Iconicus Commerce Supported Jumper.ai Supported NMI Merchant Central Not Supported OneSuite Supported Paya Not Supported Professor Supported Refurb ERP Supported Saaslogic Supported SilFer Bots Supported Store.link Supported Velocity Supported ZapERP Supported Show More Integrations View All 231 Integrations
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