N26 vs. SoFi Comparison Chart

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnerships with FDIC member banks like Silicon Valley Bank, and Texas National Bank

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. SBS Financing Platform is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of the SBS Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow. Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances to keep your business running smoothly.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.

Simplify your entire purchasing journey with Purchasing Software that empowers you to Control, Request, Approve, Purchase, Pay, and Reconcile—the key to unlocking Proactive Spend Management. Take control of the entire purchasing process and supplier management. Dive into Proactive Spend Management, Track Every Penny, Eliminate Paperwork, Match Orders, and Pay Vendors — All Before Finishing Your First Cup of Coffee. Start the purchasing process by creating a purchase request. With ControlHub, your team has the best procurement software to generate and track POs in a single place. No Spreadsheets. No emails. No bottlenecks.

Clair is a workplace-connected banking app that offers free earned wage advances for America’s workforce to offer great financial flexibility and make the money they earn do more for them. Clair works seamlessly with existing payroll systems to offer a full suite of financial wellness tools, including a 2% APY Savings Account†, free withdrawals at 40,000 in-network ATMs*, and a Clair Debit Mastercard®. Clair is free to offer and could help; - Boost retention and engagement with no additional admin lift. - Attract more talent when listed as a part of your benefits package. - Increase Clair users’ savings & reduce reliance on high-interest loans. - Promote financial wellness benefits that are free to offer and don’t impact payroll. Clair is used by over 10,000 businesses across the country. By partnering with Clair, you're not just gaining an earned wage access app, you're gaining a strategic ally committed to the growth and financial well-being of your organization.

Nexo is a comprehensive all-in-one solution for managing your crypto assets. Since its launch in 2018, Nexo has revolutionized the crypto world with its Instant Crypto Credit Lines. The Nexo platform is equipped with strict over-collateralization policies and market-neutral tactics to ensure liquidity and growth. Secure your earnings with up to 16% interest on stablecoins, paid out daily. Borrow funds at rates starting at 0% and keep your crypto. Trade Futures with up to 50x leverage. Diversify your portfolio with Crypto Bundles. Enjoy 24/7 support and a detailed help section. Open an account in minutes and trade over 60 digital assets using card or bank transfer.

Earn Bitcoins in Your Favorite Browser! Pool Mining is available in any browser and on any device. Set up your income the way you want and mine from anywhere in the world, without installing additional software! Configure Pool Miner to suit you and choose exactly the speed of mining that you want. There is no need for special hardware for high-speed mining. You already have everything you need. Always stay relaxed, knowing that your crypto income is well protected and only under your control. Fully manage your Pool Miners to achieve your desired income. All the tools are in your hands. Withdraw your earnings any number of times a day without commissions or additional fees. No downloads or installs! Control your mining from any browser and any device. Sign in your account to access mining dashboard from any web browser and device. Enjoy stable income in BTC, withdraw without commissions at any time.

AccountEdge is a powerful, easy-to-use, small-business accounting software for the Mac and Windows desktop. With AccountEdge, business owners can organize, process, and report on their financial information so they can focus on their business. Features include: accounting, integrated payroll, sales and purchases, contact management, inventory tracking, time billing, and more. Invoicing - Create and send customer invoices for products, services, or time and track payment status on open sales. Expenses - Manage your vendors, payments, and recurring transactions. Banking - Manage money in and out in as much detail as you want. With integrated bank feeds and auto-match, reconciling your accounts is a breeze. Payroll - Pay your employees and tracking their pay, accruals, and expenses is critical to your business. Inventory - Manage your items and services and track their stock by location to ensure you have enough products on hand.