About
Monarch Money is a personal finance management platform that helps individuals and households track spending, manage budgets, monitor investments, and plan financial goals. The software connects bank accounts, credit cards, loans, investment accounts, and other financial assets into a centralized dashboard. Its transaction management tools automatically categorize expenses, track cash flow, and provide detailed spending reports. Monarch Money supports flexible budgeting, recurring bill monitoring, subscription tracking, and financial goal planning. Users can also collaborate with partners, household members, or financial advisors to manage shared finances and coordinate financial decisions. The platform is available through web browsers and mobile applications for iOS and Android, with connectivity to more than 13,000 financial institutions.
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About
Upgrade is a neobank offering a suite of financial products designed to simplify and enhance everyday money management. Its offerings include personal loans, credit cards, a hybrid credit card/loan product called OneCard, and high-yield checking and savings accounts. Upgrade’s account provides up to 2% cash back on select everyday expenses when customers set up direct deposits of $1,000 or more, along with no monthly fees, early direct deposit, and access to a nationwide fee-free ATM network. Additionally, customers can pair this account with a performance savings account to earn up to 4.02% APY. Upgrade’s OneCard offers the flexibility to pay for purchases immediately or over time, with up to 3% cash back on select categories. The company also provides personal loans up to $50,000 with fixed rates and credit lines ranging from $500 to $25,000.
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Platforms Supported
Windows
Not Supported
Mac
Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Supported
iPad
Supported
Android
Supported
Chromebook
Not Supported
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Platforms Supported
Windows
Not Supported
Mac
Not Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Supported
iPad
Not Supported
Android
Supported
Chromebook
Not Supported
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Audience
Individuals and couples seeking a comprehensive, easy-to-use financial app for tracking, budgeting, goal setting, and collaborative money management
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Audience
Individuals requiring a soluion providing personal loans, credit cards, and high-yield checking and savings accounts
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Support
Phone Support
Not Supported
24/7 Live Support
Not Supported
Online
Supported
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Support
Phone Support
Supported
24/7 Live Support
Not Supported
Online
Supported
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API
Offers API
Supported
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API
Offers API
Not Supported
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Screenshots and Videos |
Screenshots and Videos |
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Pricing
$8.33/month
Annual: $8.33 per month ($99/year)
Monthly: $14.99 per month
Free Version
Supported
Free Trial
Supported
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Pricing
Free
Free Version
Supported
Free Trial
Not Supported
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Reviews/
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Reviews/
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Pros from Real UsersPros
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Training
Documentation
Supported
Webinars
Not Supported
Live Online
Not Supported
In Person
Not Supported
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Training
Documentation
Supported
Webinars
Supported
Live Online
Supported
In Person
Supported
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Company InformationMonarch Money
Founded: 2018
United States
www.monarchmoney.com
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Company InformationUpgrade
Founded: 2016
United States
www.upgrade.com
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Alternatives |
Alternatives |
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Categories |
Categories |
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Integrations
Amazon
Supported
Claude
Supported
Claude Desktop
Supported
Claude Duet
Supported
Claude for Legal
Supported
Finicity
Supported
MX
Supported
Model Context Protocol (MCP)
Supported
Plaid
Supported
Target
Supported
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Integrations
Amazon
Not Supported
Claude
Not Supported
Claude Desktop
Not Supported
Claude Duet
Not Supported
Claude for Legal
Not Supported
Finicity
Not Supported
MX
Not Supported
Model Context Protocol (MCP)
Not Supported
Plaid
Not Supported
Target
Not Supported
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