MerchantPlus vs. PayFacto Comparison


MerchantPlus	PayFacto	+	+
Learn More Update Features	Learn More Update Features	Add To Compare	Add To Compare


		Related Products PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 163 Ratings Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 207 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 111 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website Fishbowl Fishbowl is the #1 selling manufacturing and warehouse management software for QuickBooks. Designed for small and medium-sized businesses, including manufacturers, distributors, and service providers, Fishbowl gives businesses the flexibility to stay within the QuickBooks platform for accounting while seamlessly integrating advanced inventory features with it. It also offers multi-location tracking, work orders, bills of materials, barcoding, shipping, auto reorder points, and integrations with EDI, shopping carts, merchant services, and other business solutions. If you are looking for an affordable inventory management solution that can help your business take advantage of the latest technology to streamline operations and save time and money, Fishbowl is a great option. 1,141 Ratings Visit Website Ecwid Ecwid by Lightspeed is the easiest way to add an online store to any webpage or social media profile. Used by hundreds of thousands of merchants in 175 countries, Ecwid has everything you need to reach your customers wherever they are: in-person, through your website, Instagram, Facebook, Amazon, or Google Shopping. And with Ecwid’s point-of-sale integrations, email marketing integrations, and dedicated mobile app, you can manage your marketing, merchandising, and sales - any time, anywhere. 1,030 Ratings Visit Website Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website AgeChecker.Net AgeChecker.Net provides an easy checkout experience while keeping your site up to date with the latest age regulations in your industry. More than 90% of customers are verified instantly with our extensive database of trusted records and intelligent matching technology. Keep up to date with the latest FDA age requirements, state laws, and merchant account policies. Our verification rules are customizable. Reduce cart abandonment and customer frustration over competing systems. Customers are verified directly on your website during checkout. We are a real age verification solution, not just a pop-up! We match customer information from your checkout form against our identity networks to verify that a customer meets your minimum age requirements. All major e-commerce platforms are supported. When a customer is ready to place their order, the AgeChecker.Net popup will appear and explain the verification process and why it is required. 3 Ratings Visit Website Descartes Sellercloud Descartes Sellercloud is a robust ecommerce growth platform that empowers businesses to control their catalog, inventory, orders, purchasing, fulfillment, and shipping all from one centralized system. It offers seamless integrations with over 350 partners, including marketplaces like Amazon, Shopify, and Wayfair, helping merchants expand their reach and increase sales. The platform supports automation of routine tasks, boosting efficiency and allowing businesses to ship faster and sell more. Sellercloud caters to a wide range of ecommerce operations with customizable solutions for wholesalers, retailers, 3PLs, and FBA sellers. Numerous customers praise Sellercloud for its ability to streamline workflows, eliminate inventory discrepancies, and drive significant revenue growth. Backed by a dedicated product expert team, Sellercloud ensures smooth implementation and continuous support. 98 Ratings Visit Website
About MerchantPlus offers 3 major account packages, geared at startup through large-scale enterprise businesses. With 10+ years of electronic payment experience, MerchantPlus has solutions to fit a wide range of business verticals and technical needs. A brief overview of our capabilities is listed below -- please contact a payment consultant to discuss your particular requirements. The MerchantPlus support team is based in NYC and ready to support you from initial account onboarding questions, through tech integrations and into your production environment. MerchantPlus offers solutions to bridge the gaps for global eCommerce, SaaS and service businesses, including foreign currency conversion, native settlement, multi-region merchant account balancing and alternative payment options.	About PayFacto is a leading payment solutions provider with offices in Canada, the United States and Asia-Pacific region. Recognized for our expertise, agility and quality of execution, we meet the operational needs of large and small customers nationally and internationally by enabling them to achieve their business objectives in a more efficient and affordable way. With a wide range of services and proven payment solutions, we help businesses and organizations gain control over their electronic transactions. We offer a wide variety of best-in-class credit and debit payment terminals for which we can build custom proprietary payment applications for the ultimate in flexibility and customization. PayFacto supports every facet of hospitality industry merchant operations with best-in-class, cloud, and mobile POS and Payment solutions: streamline service, control the kitchen and bar, manage payments, analyze sales, and rest easy with premium support.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Growing companies that need a merchant processing solution	Audience Restaurants in need of an integrated payment and POS solution to manage and take control of their electronic transactions
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information MerchantPlus Founded: 2002 United States www.merchantplus.com	Company Information PayFacto Founded: 2018 Canada payfacto.com
Alternatives PaySpace PaySpace Processing	Alternatives Decta DECTA
NETS	AsiaPay
PayKings	NDMS Merchant Account National Discount Merchant Services (NDMS)
MagicPay MagicPay Merchant Services	Payroc
Solid Payments View All	Reach View All
Categories Payment Gateways Supported Payment Processing Supported	Categories Payment Processing Supported
Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported
Integrations Apple Pay Not Supported Atlantic-Pacific Processing Systems Not Supported Cashboard Supported DataCandy Not Supported Exact Payments Not Supported FreshBooks Supported Google Pay Not Supported Magento Supported Maitre'D POS Not Supported OpenCart Supported PrestaShop Supported Squirrel POS Not Supported TELUS Digital Not Supported TSYS Not Supported Veloce Not Supported Xero Supported Zoho Books Supported Show More Integrations View All 7 Integrations	Integrations Apple Pay Supported Atlantic-Pacific Processing Systems Supported Cashboard Not Supported DataCandy Supported Exact Payments Supported FreshBooks Not Supported Google Pay Supported Magento Not Supported Maitre'D POS Supported OpenCart Not Supported PrestaShop Not Supported Squirrel POS Supported TELUS Digital Supported TSYS Supported Veloce Supported Xero Not Supported Zoho Books Not Supported Show More Integrations View All 10 Integrations
Claim MerchantPlus and update features and information Claim MerchantPlus and update features and information	Claim PayFacto and update features and information Claim PayFacto and update features and information