MerchantE vs. SensePass Comparison


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		Related Products EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 208 Ratings Visit Website PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 105 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. 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Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website KonstructIQ KonstructIQ is an AI-powered construction and financial platform designed for residential general contractors, remodeling firms, and home builders. It consolidates the full project lifecycle, from fast, professional estimates to budgeting, invoicing, payments, change-order management, cost tracking, subcontractor coordination, and real-time reporting, into a single interface. 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Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. 10,145 Ratings Visit Website Wallester Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control. 277 Ratings Visit Website Nexo Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. 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Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. 765,336 Ratings Visit Website RetailEdge RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. 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About We satisfy the full range of in-person and online payment processing needs for your business, facilitating one-time and recurring payments for all Visa, Mastercard, American Express, and Discover payment methods including credit, debit, prepaid, and ACH. Advanced security supported by proprietary tokenization services, protecting your customers' sensitive payment data during transaction processing and when stored for future use. Accepting and processing credit card, debit card and ACH payments has never been easier, and getting you paid has never been quicker. More options for how and when you pay people. From pay-on-demand to reimbursements—you set the pace. Grow faster with new tools to maximize your cash flow. Be prepared for unexpected expenses or launch your new ventures. The software you trust and the most advanced capabilities altogether.	About SensePass is a unified payment gateway and connector that links your business systems to the entire payments ecosystem (100+ payment methods) through one integration. Built for NetSuite and Microsoft Dynamics 365 (Business Central, Finance & Operations, Commerce), SensePass also connects with Shopify, BigCommerce, Oracle Xstore, Aptos, and more. Accept 100+ payment methods — credit and debit cards, digital wallets (Apple Pay, Google Pay, PayPal, Venmo), BNPL and financing (Klarna, Affirm, Afterpay), bank transfers (ACH, pay-by-bank), and crypto — through 50+ processors, with no lock-in to a single acquirer. SensePass includes a full suite of payment products: a payment gateway, Tap and Pay (chargeless in-person payments), Pay by Link (secure payment links for invoices, phone, and remote sales), and compliant credit card surcharging. Every transaction reconciles automatically back into your ERP. One connector. Every way to pay, online and in person.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Organizations of all sizes seeking a reliable and cost-effective way to manage payments	Audience NetSuite and Dynamics 365 businesses, retailers, B2B and wholesale companies, field service businesses and franchises, call centers, global and multi-national organizations (including nonprofits), finance/AR teams, ERP and POS partners and system integrators
Support Phone Support Supported 24/7 Live Support Not Supported Online Not Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing $50/month Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 4.5 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros As a NetSuite merchant, SensePass gives us an agnostic payment gateway - one bundle, fully reconciled with NetSuite, that connects to virtually any processor, wallet, or platform we need. It handles everything from credit cards to BNPL options like Klarna, Afterpay, and Affirm, plus wallets like Apple Pay, Google Pay, and PayPal — all through the same integration. Reconciliation used to be a manual headache - matching lump-sum deposits against dozens of individual transactions. With SensePass, payments and fees post directly into NetSuite and reconcile automatically, which has saved our finance team real hours every month-end close. We also use Pay by Link for remote and invoice-based payments, which has been great for collecting outside the storefront. But the biggest win has been freedom: we can move between credit card processors without paying migration fees or re-tokenizing our customers' saved cards - which used to be the most painful and expensive part of switching. That flexibility has let us negotiate better processing rates and cut our overall card processing costs meaningfully. Easy to use, answers all my needs, very flexible, great response time. I highly recommend using SensePass Cons I wish I knew about this sooner, we spent a lot of money on processing it is flashing money down the drain. They should do a better job advertising this. None. I never had an issue with the product or team
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information MerchantE Founded: 1999 United States www.merchante.com	Company Information SensePass Founded: 2017 United States Sensepass.com
Alternatives Smartpay	Alternatives xPay
ProPay TSYS	Ikajo
Ikajo	Planet Payments Planet
Cashflows	TradePay VennHQ LLC
Uswipe View All	Priority Rerun Rerun LLC View All
Categories Payment Gateways Supported	Categories Payment Gateways Supported
Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported	Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported
Integrations NetSuite Supported Adobe Commerce Not Supported Affirm Not Supported Alipay Not Supported Apple Pay Not Supported BigCommerce Not Supported Google Pay Not Supported Gravity Forms Not Supported Kakao Pay Not Supported Klarna Not Supported Mercado Pago Not Supported Microsoft Dynamics 365 Business Central Not Supported Oracle MICROS POS Not Supported PAR POS Not Supported PromptPayPlanner Not Supported Retail Management Hero (RMH) Not Supported Trustly Not Supported Venmo Not Supported WooCommerce Not Supported Zapier Not Supported Show More Integrations View All 2 Integrations	Integrations NetSuite Supported Adobe Commerce Supported Affirm Supported Alipay Supported Apple Pay Supported BigCommerce Supported Google Pay Supported Gravity Forms Supported Kakao Pay Supported Klarna Supported Mercado Pago Supported Microsoft Dynamics 365 Business Central Supported Oracle MICROS POS Supported PAR POS Supported PromptPayPlanner Supported Retail Management Hero (RMH) Supported Trustly Supported Venmo Supported WooCommerce Supported Zapier Supported Show More Integrations View All 44 Integrations
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