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About

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.

About

Take your AP and AR processes to the next level in automation with Scrypt’s truly touchless AI data capture technology. Data processing using artificial intelligence and machine learning still requires human intervention, for data entry, coding, writing rules, templating, approvals, and more. What was once merely automated is now autonomous with Scrypt. Our integrated payables and receivables platform revolutionizes the way you deal with data, or rather, the way you don’t deal with it. By simulating human thinking, Scrypt can read any document or image, then learn, discover, and perform judgment-based tasks on its own. Scrypt customers enjoy the most accurate and cost-effective way to automate AP and AR processing with revolutionary scale and extensibility. Universal invoice hub for end-to-end accounts is payable. Automatic processing of checks and remittances all the way to deposit. Smarter payments turn AP from a cost center into a profit center.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Small and medium-sized businesses that are looking to better manage their cash flow and get rid of busywork.

Audience

Companies seeking an AI solution that reads any document or image in order to learn, discover and perform judgment-based tasks on its own

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Melio provides four subscription plans: Go, Core, Boost, and Unlimited.

Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.

What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links

Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items

Melio Boost provides access to priority support, faster payment options, and advanced controls.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support

Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding
Free Version Supported
Free Trial Supported

Pricing

$1 per invoice
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 4.6 / 5
ease 4.5 / 5
features 4.5 / 5
design 4.5 / 5
support 4.3 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros from Real Users

Pros

  • I like that bills can be entered directly into Melio, or Melio can get them from the accounting software. Also, the ability to email bills to Melio is a great option for business owners/employees who aren't hands-on with the bookkeeping side of things.
  • 1. Simplifies Bill Payments: Say goodbye to manual checks and envelopes. Melio lets you pay vendors through ACH bank transfers, credit cards, or debit cards, even if they don't accept electronic payments. Schedule payments in advance, ensuring you never miss a deadline and avoiding late fees. Combine or split payments easily, making it convenient to handle complex billing situations. Send payments with notes or attachments, adding a personal touch and streamlining communication with vendors. 2. Saves Time and Money: Eliminate the need for manual data entry. Melio automatically syncs with popular accounting software like QuickBooks and Xero, saving you hours of tedious work. Reduce late fees and postage costs. Paying electronically through Melio can help you avoid these unnecessary expenses. Earn rewards on eligible payments. When you pay with a credit card through Melio, you can earn points or cashback,
  • Melio is so user friendly! It is easy to login and review payments or vendors and find the information that I need. If I ever have a question or concern, the support team is jus t a few clicks away.
  • Clean user interface, the ability to contribute to multiple organizations with a single personal profile, integrates with popular accounting software, the ability to send a payment or request to someone that doesn't have a Melio account, and, my favorite feature so far, free ACH payments.
  • With Melio, One is able to pay even non Melio users. In addition, i love the fact that you can decide if person been paid receives direct deposit or Check.
  • The payment gateway and UI is good, the experience is also good, also the ease of access is designed a better way.
  • User-Friendly Interface: Melio offers an intuitive and easy-to-navigate platform, making it simple for users to manage their transactions. Time-Efficient: The payment process is quick and efficient, saving valuable time for both businesses and customers. Versatile Payment Options: MelioPayments supports various payment methods, providing flexibility for users to choose their preferred way of making transactions. Invoice Management: The platform's robust invoice management system allows for easy tracking and organization of payments, streamlining the overall financial workflow. Customer Support: The customer support team is responsive and helpful, addressing queries and concerns promptly.
  • I've been using Melio for my property management business, and it has truly streamlined the way I handle payments. The platform's user-friendly interface makes it a breeze to both send payments to businesses and receive payments from clients. The straightforward design makes the payment process quick and efficient.
  • User-friendly interface. Add an unlimited number of team members effortlessly. Sync seamlessly with your accounting software. No need to worry about monthly fees when using Melio. Initiate payments instantly, opt for same-day bank transfers, or choose fast check for expedited 3-day delivery. Consolidate multiple bills to a single invoice for the same vendor. Take advantage of the option to make partial payments. Set up recurring payments with ease. Vendors don't have to sign up with Melio to receive payments. Flexibility to pay both domestic and international vendors. Decide when and how you want to pay your vendors. Choose from ACH transfers, card payments, international bank transfers, or send a check to your vendor. Pay vendors on the go using Melio's mobile app. Run your business from anywhere with Melio's convenient features. Maintain control over tasks with customizable approval workflows. Allocate payment responsibilities among your team members. Effortlessly capture bills in various ways with Melio's easy bill capture – take a photo, upload an invoice, manually enter details, connect with your accounting software, or send invoices to your Melio pay inbox. Schedule payments conveniently. Make payments in installments without impacting your credit score.
  • As a Business Development Manager/ Co owner of IKJewels and and Affiliate Partner using Melio as a payment option for my team is really reliable and easy to use. Especially when paying Business Bills. You Pay business bills with bank transfers for free or pay by card, even where cards aren’t accepted also there’s no monthly fee and your vendors don’t need to sign up. Melio is highly recommended especially for start ups and growing business. Melio will be your partner for success!

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Supported

Company Information

Melio
Founded: 2018
New York
melio.com/accounts-payable/

Company Information

Scrypt AI
Founded: 2020
United States
scrypt.ai/

Alternatives

Alternatives

LayerNext

LayerNext

LayerNext Inc.

Categories

Categories

Accounts Payable Features

Approval Process Control Supported
Bank Reconciliation Supported
Cash Management Not Supported
Check Writing Supported
Duplicate Payment Alert Supported
Fraud Detection Supported
General Ledger Entry Not Supported
Vendor Management Supported

Accounts Receivable Features

ACH Payment Processing Supported
Billing & Invoicing Supported
Check Processing Supported
Collections Management Supported
Online Payment Processing Supported
Overpayment Processing Not Supported
Partial Payments Supported
Receivables Ledger Not Supported
Recurring Billing Supported

Payment Processing Features

ACH Check Transactions Supported
Bitcoin Compatible Not Supported
Debit Card Support Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Not Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported

Billing and Invoicing Features

Billing Portal Supported
Contact Database Supported
Contingency Billing Not Supported
Customer Portal Not Supported
Customizable Invoices Supported
Dunning Management Not Supported
Hourly Billing Not Supported
Invoice History Supported
Mobile Payments Supported
Multi-Currency Not Supported
Online Invoicing Supported
Online Payments Supported
Payment Processing Supported
Project Billing Not Supported
Recurring/Subscription Billing Supported
Service Ticket Billing Not Supported
Tax Calculator Not Supported

Bookkeeping Features

Accounts Payable Supported
Accounts Receivable Supported
Bank Reconciliation Supported
Billing & Invoicing Supported
Cash Management Supported
Collections Supported
Expense Tracking Supported
Fixed Asset Management Supported
General Ledger Not Supported
Payroll Not Supported
Revenue Recognition Not Supported
Spend Management Not Supported
Tax Management Not Supported

Recurring Billing Features

Customer Portal Supported
Deferred Billing Supported
Discount Management Supported
Dunning Management Not Supported
Invoice History Supported
Multi-Currency Not Supported
Multi-Period Recurring Billing Supported
Payment Processing Supported
Recurring Donations Supported
Subscription Billing Supported

Accounts Payable Features

Approval Process Control Supported
Bank Reconciliation Supported
Cash Management Supported
Check Writing Not Supported
Duplicate Payment Alert Supported
Fraud Detection Not Supported
General Ledger Entry Not Supported
Vendor Management Not Supported

Accounts Receivable Features

ACH Payment Processing Supported
Billing & Invoicing Supported
Check Processing Not Supported
Collections Management Not Supported
Online Payment Processing Not Supported
Overpayment Processing Not Supported
Partial Payments Not Supported
Receivables Ledger Not Supported
Recurring Billing Not Supported

Payment Processing Features

ACH Check Transactions Supported
Bitcoin Compatible Not Supported
Debit Card Support Not Supported
Gift Card Management Not Supported
Mobile Payments Not Supported
Online Payments Not Supported
POS Transactions Supported
Receipt Printing Not Supported
Recurring Billing Not Supported
Signature Capture Not Supported

Integrations

Xero Supported
Ace Cloud Hosting Supported
Amazon Web Services (AWS) Not Supported
Apple Pay Not Supported
Box Not Supported
Chalk Supported
Docusign Not Supported
Finexio Not Supported
FreshBooks Supported
Justt Supported
Mastercard Payment Gateway Services Not Supported
Microsoft Azure Not Supported
Microsoft Dynamics 365 Business Central Supported
Microsoft SharePoint Not Supported
Oracle Fusion Cloud ERP Not Supported
QuickBooks Online Supported
Railz Not Supported
Sage 200 Not Supported
Visa Click to Pay Not Supported
Yardi Bluepoint Not Supported

Integrations

Xero Supported
Ace Cloud Hosting Not Supported
Amazon Web Services (AWS) Supported
Apple Pay Supported
Box Supported
Chalk Not Supported
Docusign Supported
Finexio Supported
FreshBooks Not Supported
Justt Not Supported
Mastercard Payment Gateway Services Supported
Microsoft Azure Supported
Microsoft Dynamics 365 Business Central Not Supported
Microsoft SharePoint Supported
Oracle Fusion Cloud ERP Supported
QuickBooks Online Not Supported
Railz Supported
Sage 200 Supported
Visa Click to Pay Supported
Yardi Bluepoint Supported
Claim Scrypt AI and update features and information
Claim Scrypt AI and update features and information