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About

Lumo Wallet is a non-custodial cryptocurrency wallet that gives users full control of their digital assets. The platform enables users to securely store, send, receive, and swap cryptocurrencies, with additional services such as fiat on/off ramps and staking provided through trusted third-party partners. Lumo Wallet also includes Lumo Pay, a payment service provider (PSP) that enables businesses to accept cryptocurrency payments through merchant tools and payment integrations. Together, Lumo Wallet and Lumo Pay provide a secure and user-friendly ecosystem for managing digital assets and facilitating crypto payments.

About

Ramp Network is a financial technology company building solutions that connect the crypto economy with today’s global financial infrastructure. Through its core on- and off-ramp products, Ramp Network provides businesses and individuals across 150+ countries with a streamlined and smooth experience when converting between cryptocurrencies and fiat currencies. Ramp Network is fully integrated with the world’s major payment methods, including debit and credit cards, bank transfers, Apple Pay, Google Pay, and more. 

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Not Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Low, Medium and High risk companies, online merchants

Audience

Crypto Wallets, Web3 Games, DeFi Platforms and NFT Marketplaces looking to offer on-ramp and off-ramp within their apps

Support

Phone Support Not Supported
24/7 Live Support Supported
Online Not Supported

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

No images available

Pricing

0
Our application is free to use for every user.
Free Version Supported
Free Trial Not Supported

Pricing

$0
Integrating is free for our partners
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 4.9 / 5
support 5.0 / 5

Reviews/Ratings

Overall 2.3 / 5
ease 2.3 / 5
features 2.2 / 5
design 2.4 / 5
support 2.4 / 5

Pros & Cons from Real Users

Pros

  • This is absolutely an amazing application, user-friendly and secure. Sending and receiving money without any issues.
  • The app is simple, intuitive and very easy to use which has made my adoption with it seamless. I have been using for Android for some time now and have been impressed at how easy it is to buy and sell.
  • Clean, simple, and easy to use. The team is always working on improvements, and I'm excited to see what's coming next.
  • All in one app. You can own, manage, and spend crypto within one app. So you dont have to juggle multiple apps
  • Smooth, fast and does what it says on the tin. Everything is smooth and very quick. Customer service team are also very helpful.

Cons

  • As far as cons are concerned, i did not see anything that's annoying or not being friendly.
  • There is nothing I am dissatisfied with, very happy with the rollout.
  • Still improving, but it's been a good experience overall. I'd love to see more features added in future updates.
  • So far, none. The experience is overall great with no issues
  • There are no cons with this product, just one bit of advice would be to make Lumo Business available outside of the app

Pros & Cons from Real Users

Pros

  • Nothing, From the lack of support to the failed transactions it was a horrible experience. I will never use them again
  • - Good rates - Quick and intuitive crypto swaps - Buying and selling is supported as well - They also have a mobile app
  • Nothing - can’t even respond to my emails. Happy to charge me instantly and tell me it takes minutes which a lie
  • Nothing at all, terrible, horrible, do not recommend, find another company. Absolutely trash. Not good
  • Good prices, very quick purchases with Apple Pay, and the ability to sell crypto, all in one app. It's also much simpler to use than an exchange.

Cons

  • I initiated a small test transfer once setting up my account. $22.65 BTC was sold and send to my bank through an ACH transfer. The transaction was created on 04/21/26. It was finally refunded to me over a month later on 05/25/26. During those 34 days I attempted to reach customer support which I was only able to do through emails which said nothing more than “we’re working on this issue please be patient. As of 08/17/26 I was told that the funds would be returned to the original account it came from. But as of 09/16/26 I have not seen it. Matthew Lloyd
  • - Nothing that comes to my mind. It's generally good.
  • Took my money instantly off my card. Received an email saying they have received my funds and “and will start processing your transaction immediately.” Then 20 minutes later another email “Your transaction is taking a bit longer than usual” yet no replies and no crypto
  • Everything. The company banned me during the application process for no reason. I literally followed the protocol it asked for and then got instantly banned. Still waiting for my transaction to be refunded.
  • Not much. It does its job pretty well. Looking forward to when then expand crypto offering

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Company Information

Lumo Wallet
Founded: 2026
United States
lumowallet.com

Company Information

Ramp Network
Founded: 2018
United Kingdom
ramp.network/

Alternatives

Lumo

Lumo

Proton AG

Alternatives

Cybrid

Cybrid

Cybrid Technology Inc.
Lumos Stepup

Lumos Stepup

Lumos Learning
Topper

Topper

Uphold

Categories

Crypto Wallets Supported

Categories

Crypto Supported

Integrations

Argent Not Supported
Axie Infinity Not Supported
Brave Browser Not Supported
Chalk Not Supported
Exodus Not Supported
Ledger Not Supported
Sorare Not Supported
Trust Wallet Not Supported

Integrations

Argent Supported
Axie Infinity Supported
Brave Browser Supported
Chalk Supported
Exodus Supported
Ledger Supported
Sorare Supported
Trust Wallet Supported
Claim Lumo Wallet and update features and information
Claim Lumo Wallet and update features and information
Claim Ramp Network and update features and information
Claim Ramp Network and update features and information