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About

With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family. Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard. Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again. Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside. Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones. For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.

About

OpenBudget connects your bank and investment accounts to Claude, ChatGPT, and any other AI assistant through MCP, so you can ask real questions about your money and get real answers, not generic advice. Once connected, every transaction and every holding syncs automatically. Ask about your spending, your net worth, your dividend income, or what you'd owe in capital gains tax before you sell, and Claude answers from your actual accounts instead of guessing. The connection is read-only. OpenBudget can see your data but can never move money, place a trade, or change anything in your accounts. It works with whichever AI client you already use, so you're not locked into one app to get value from it. Plans start at $5/month with a 7-day free trial.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Individuals searching for an advanced Budgeting solution

Audience

Individuals looking to track personal finances, investors monitoring portfolios, and users of AI assistants like Claude or ChatGPT who want to analyze their financial data.

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

$4.80 per month
Free Version
Free Trial

Pricing

$5/month
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Pros & Cons from Real Users

Pros

  • Love the flexibility. Can add any shared bills, expenses and accounts into a shared space with my partner. And can keep my personal finances in my private space. Very neat, and easy

Cons

  • Would love to see some savings options. i.e. so me and my partner can save together in Lumio

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Lumio
Founded: 2017
United Kingdom
www.lumio-app.com

Company Information

OpenBudget
Founded: 2025
United States
www.openbudget.sh/

Alternatives

Alternatives

Gains App

Gains App

Gains Money App Ltd
Mint

Mint

Intuit
MoneyLine

MoneyLine

NCH Software

Categories

Categories

Integrations

ChatGPT
Claude
Cursor
Hermes 4
Model Context Protocol (MCP)

Integrations

ChatGPT
Claude
Cursor
Hermes 4
Model Context Protocol (MCP)
Claim Lumio and update features and information
Claim Lumio and update features and information
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Claim OpenBudget and update features and information