Lokta CoreLokta Tech Pvt Ltd
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Spine PayrollSpine Technologies
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Related Products
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About
Lokta Core is the AI-first loan management system for banks, NBFCs, and digital lenders that want to run modern lending without trading away control, auditability, or sovereignty. It is built so the AI workflows your team is already piloting — agentic servicing, intelligent collections, copilots for credit ops — work natively on the same book of record, not as bolt-ons.
For a CXO, the question is what changes on Monday. Three things. Faster product launches: new loan products and policy changes ship in days, not quarters, because the platform is policy-driven and governance-first. Lower run cost: a single audit-ready system replaces stitched-together LMS, BRMS, collections, and reporting tools. AI-ready by default: every action — operator, customer, or agent — is policy-bounded, maker-checker enforced, and evidence-backed, so the AI use cases your board is asking about can actually go to production.
Lokta Core also gives you choice on deployment—managed SaaS, single-tenant cloud.
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About
Demographics of employees, a structured employee database with integrated statutory compliances PF, ESIC, TDS, eChallans, etc, Leave integration and pay structures. Oh Wait! There’s much much more you get when you opt for India’s best payroll system! Versatile dashboards as demographics which are related to HR & finance management process in required formats. Design your own pay structure as per organization policy or pay commissions. In-Build loan management to the employees and repercussion in Income Tax computation. Cost – center wise manpower budget management with the Variance Reporting or restriction on crossing the limits. Double surety can be managed with separate rolls of entry and dual approval for payroll authorization. 400+ ready reports inclusive of Master, Statutory & MIS. User-definable template generator with drag-and-drop facility.
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Audience
Banks, NBFCs, and digital lenders; Fintechs; Lending Service Providers (LSPs). Mid-market to large regulated lenders running active books of 10,000 to 1M+ accounts.
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Audience
Payroll solution for businesses
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Support
Phone Support
24/7 Live Support
Online
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Support
Phone Support
24/7 Live Support
Online
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API
Offers API
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API
Offers API
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Screenshots and VideosNo images available
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Pricing
$1000
Free Version
Free Trial
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Pricing
No information available.
Free Version
Free Trial
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Reviews/
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Reviews/
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Training
Documentation
Webinars
Live Online
In Person
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Training
Documentation
Webinars
Live Online
In Person
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Company InformationLokta Tech Pvt Ltd
Founded: 2025
India
lokta.ai
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Company InformationSpine Technologies
Founded: 2001
India
www.spinetechnologies.com
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Categories |
Categories |
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Payroll Features
401(k) Tracking
Attendance Management
Benefits Management
Check Printing
Compensation Management
Deductions Management
Direct Deposit
Multi-Country
Multi-State
Reporting/Analytics
Self Service Portal
Tax Compliance
Vacation / Leave Tracking
W-2 and 1099 Preparation
Wage Garnishment
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Integrations
Truein
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