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About

Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. Create your first card in minutes and use it right away.

About

PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Businesses looking for a solution to create configurable cards and approve transactions in real-time

Audience

PayPal is designed for consumers, online shoppers, freelancers, and businesses seeking secure digital payments, flexible financing options, and convenient money management tools

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Pricing

Free
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 4.3 / 5
ease 4.5 / 5
features 4.3 / 5
design 4.6 / 5
support 3.9 / 5

Pros & Cons from Real Users

Pros

  • As an independent professional, I rely on PayPal as my primary gateway for receiving cross-border payments from international clients. The platform's automated withdrawal system to local Indian bank account is incredibly efficient, ensuring that my business cash flow remains consistent. Its robust security and KYC protocols provide the peace of mind necessary for managing high-value global transactions.
  • PayPal is a safe and convenient online payment method that offers many benefits. Here are some of the benefits of PayPal: 1. Security: PayPal uses advanced encryption technology to protect payment information to ensure secure online transactions. 2. Speed: PayPal facilitates online payments by allowing users to pay quickly and easily. 3. Accessibility: PayPal is available in many countries around the world and is accepted by many online merchants. 4. Buyer protection: PayPal provides buyer protection that allows consumers to be reimbursed for fraudulent transactions. 5. No transaction fees: PayPal does not charge fees for transactions between PayPal accounts, allowing users to transfer money easily and at no additional cost.
  • I like how quick and accessible it is I’ve been using it for a long time now, it’s good, I also like how I don’t have to remember card numbers.
  • I like its worldwide acceptance and its ability to get different currency into one local currency and that into associated bank account.
  • Convenient to use. You can pay and receive money from anywhere in the world. Financing is also good.

Cons

  • The main drawback is the currency conversion rat, which is often less competitive than mid-market rates for international transfers. Furthermore, while security is a plus, the occasional 24-hour hold on funds can be challenge when managing immediate operational expenses for a small business.
  • Some of the disadvantages of PayPal are: 1. High fees: PayPal often charges higher fees than other online payment options available. 2. Account Freezing Option: PayPal may freeze your account if you make a transaction that may constitute fraud or if you use the service inappropriately. 3. Processing delays: Technical or security issues can sometimes lead to delays in processing payments and refunds. 4. Foreign exchange charges: If you make international payments with PayPal, you may have to pay additional foreign exchange charges. 5. Transaction limits: PayPal may place limits on the amount of money you can send or receive. 6. Potential loss of buyer protection: If you make a payment outside of PayPal, you may lose the buyer protection offered by PayPal.
  • I didn’t have any dislikes really except I don’t really like having to put my email in every time I wish it was only the password.
  • It cuts slightly high tax otherwise nothing to complain about.
  • I changed my account now, but my account was hacked once. Fortunately, there was no financial damage because I did not put any account information, but it was almost a disaster. After that, the safety device that goes through several steps is rather reassuring.

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Company Information

Lithic
Founded: 2014
United States
lithic.com

Company Information

PayPal
Founded: 1998
United States
www.paypal.com

Alternatives

Bond

Bond

Bond Financial Technologies, Inc.

Alternatives

Categories

Banking Supported
Card Issuance Supported
Money Transfer Supported
Payment Processing Supported
PCI Compliance Supported

Categories

B2B Payment Supported
Digital Wallets Supported
Mobile Payment Supported
Money Transfer Supported
Payment Gateways Supported
Payment Processing Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Supported
Receipt Printing Supported
Recurring Billing Supported
Signature Capture Supported

Mobile Payment Features

ACH Support Supported
Contactless / NFC Supported
Credit Card Support Supported
Cryptocurrency Support Supported
Debit Card Support Supported
eCommerce Payments Supported
In-App Payments Supported
In-Store Payments Supported
Micropayments Not Supported
P2P Payments Supported

Payment Gateways Features

ACH / eCheck support Supported
Buyer Authentication Supported
Credit / Debit Support Supported
Customer Information Storage Supported
Fraud Prevention Supported
Invoicing Supported
Multi-Currency Supported
PCI Compliance Supported
Point-of-Sale (POS) Not Supported
Recurring Billing / Subscriptions Supported
Reporting / Analytics Supported

Integrations

ActiveCollab Not Supported
Aritic Sales Not Supported
Auctify Not Supported
Blossom Not Supported
Cheapsmmstore Not Supported
Clientexec Not Supported
Endorsely Not Supported
FAT FINGER Not Supported
FormAssembly Not Supported
KashFlow Not Supported
MemberDev Not Supported
OfficeRnD Hybrid Not Supported
Orchesty Not Supported
ScrumGenius Not Supported
SendWork Not Supported
StarfishETL Not Supported
Ticketor Not Supported
Ucopia Not Supported
VoucherCart Not Supported
inoRain Not Supported

Integrations

ActiveCollab Supported
Aritic Sales Supported
Auctify Supported
Blossom Supported
Cheapsmmstore Supported
Clientexec Supported
Endorsely Supported
FAT FINGER Supported
FormAssembly Supported
KashFlow Supported
MemberDev Supported
OfficeRnD Hybrid Supported
Orchesty Supported
ScrumGenius Supported
SendWork Supported
StarfishETL Supported
Ticketor Supported
Ucopia Supported
VoucherCart Supported
inoRain Supported
Claim Lithic and update features and information
Claim Lithic and update features and information
Claim PayPal and update features and information
Claim PayPal and update features and information