Link

Link

Stripe
Sila

Sila

5.0 out of 5 stars
Link Sila

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Link:

About

Link is a digital wallet developed by Stripe that is designed to streamline online checkout by allowing users to securely store and reuse their payment information across multiple websites. It enables customers to save credit or debit cards, billing details, and shipping addresses in a single account, which can then be automatically filled in during purchases wherever Link is supported, eliminating the need to repeatedly enter payment data. Its core purpose is to create a faster, frictionless checkout experience that improves convenience while maintaining secure transaction handling. Link supports multiple payment methods beyond traditional cards, including bank payments, buy-now-pay-later options, and certain international payment systems, depending on availability. It also provides account-level features such as subscription management, allowing users to view active subscriptions, update payment methods, and track recurring charges in one place.
Sila:

About

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.
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Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Sila:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported
Link:

Audience

Frequent online shoppers who want a faster, one-click checkout experience by securely storing and reusing their payment and shipping information across multiple websites
Sila:

Audience

Fintech , Crypto, Web3, embedded finance, banking-as-a-service
Link:

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported
Sila:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported
Link:

API

Offers API Not Supported
Sila:

API

Offers API Supported
Link:

Screenshots and Videos

Sila:

Screenshots and Videos

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Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported
Sila:

Pricing

Ask sales
Free Version Supported
Free Trial Not Supported
Link:

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software
Sila:

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.5 / 5
design 5.0 / 5
support 5.0 / 5
Sila:

Pros & Cons from Real Users

Pros

  • The basic features are there to use, and the complex features can be easily be implemented with their extensive documentation and onboarding support.
  • 1. Organized and transparent onboarding and diligence process 2. API is well-documented and robust 3. The Sila team and the level of support and service they provide is the best we've seen in the space. 4. Sila acts and operates as a true partner

Cons

  • Complex scenarios can be tricky, so you need to involve onboarding support.
  • When I find one I'll post it - the partnership has been incredibly positive.
Link:

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported
Sila:

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Not Supported
Link:

Company Information

Stripe
Founded: 2010
United States
link.com
Sila:

Company Information

Sila
Founded: 2018
United States
silamoney.com
Link:

Alternatives

Sila:

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PayPal

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4.3 out of 5 stars
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Link:

Categories

Agentic AI Supported
Agentic Commerce Supported
Digital Wallets Supported
Sila:

Categories

AML Supported
B2B Payment Supported
Banking Supported
Compliance Supported
Crypto APIs Supported
Digital Wallets Supported
Embedded Finance Supported
Embedded Payments Supported
Finance Supported
Financial Services Supported
Fraud Detection Supported
KYC Supported
Mobile Banking Supported
Money Transfer Supported
Payment Gateways Supported
Payment Processing Supported
Sila:

AML Features

Behavioral Analytics Supported
Case Management Not Supported
Compliance Reporting Supported
Identity Verification Supported
Investigation Management Not Supported
PEP Screening Not Supported
Risk Assessment Supported
SARs Supported
Transaction Monitoring Supported
Watch List Supported

Banking Features

ATM Management Not Supported
Compliance Tracking Supported
Corporate Banking Not Supported
Credit Card Management Not Supported
Credit Union Not Supported
Investment Banking Not Supported
Multi-Branch Not Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Not Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Billing and Invoicing Features

Billing Portal Not Supported
Contact Database Not Supported
Contingency Billing Not Supported
Customer Portal Not Supported
Customizable Invoices Not Supported
Dunning Management Not Supported
Hourly Billing Not Supported
Invoice History Not Supported
Mobile Payments Supported
Multi-Currency Not Supported
Online Invoicing Not Supported
Online Payments Supported
Payment Processing Supported
Project Billing Not Supported
Recurring/Subscription Billing Supported
Service Ticket Billing Not Supported
Tax Calculator Not Supported

Business Bank Accounts Features

Bank Wires Not Supported
Bill Pay Supported
Billing & Invoicing Supported
Business Credit Cards Not Supported
Checking Account Supported
Checks Not Supported
Expense Management Not Supported
Instant Payouts Supported
No Fee Payments Not Supported
Rewards Not Supported
Savings Account Not Supported
Spend Management Not Supported

Compliance Features

Archiving & Retention Not Supported
Artificial Intelligence (AI) Not Supported
Audit Management Supported
Compliance Tracking Not Supported
Controls Testing Not Supported
Environmental Compliance Not Supported
FDA Compliance Not Supported
HIPAA Compliance Not Supported
Incident Management Not Supported
ISO Compliance Not Supported
OSHA Compliance Not Supported
Risk Management Supported
Sarbanes-Oxley Compliance Not Supported
Surveys & Feedback Not Supported
Version Control Not Supported
Workflow / Process Automation Supported

Financial Reporting Features

"What If" Scenarios Not Supported
Audit Trail Not Supported
Balance Sheet Not Supported
Cash Management Not Supported
Consolidation / Roll-Up Not Supported
Forecasting Not Supported
General Ledger Supported
Income Statements Not Supported
Multi-Company Not Supported
Multi-Department / Project Not Supported
Profit / Loss Statement Not Supported

Financial Services Features

Analytics Not Supported
Branch Optimization Not Supported
Channel Management Not Supported
Compliance Management Not Supported
Customer Engagement Not Supported
Performance Management Not Supported
Risk Management Supported

Fraud Detection Features

Access Security Management Not Supported
Check Fraud Monitoring Not Supported
Custom Fraud Parameters Supported
For Banking Supported
For Crypto Supported
For eCommerce Supported
For Insurance Industry Supported
Internal Fraud Monitoring Supported
Investigator Notes Not Supported
Pattern Recognition Supported
Transaction Approval Supported

Mobile Banking Features

Bill Payment Supported
Biometric Not Supported
Cash Management Not Supported
Chat / Messaging Not Supported
Cross Selling Functionality Not Supported
Digital Wallet Supported
P2P Payments Supported
Remote Deposit Supported
SMS Banking Supported
Transaction Monitoring Supported
Voice Banking Not Supported

Payment Gateways Features

ACH / eCheck support Supported
Buyer Authentication Supported
Credit / Debit Support Supported
Customer Information Storage Supported
Fraud Prevention Supported
Invoicing Supported
Multi-Currency Not Supported
PCI Compliance Supported
Point-of-Sale (POS) Supported
Recurring Billing / Subscriptions Supported
Reporting / Analytics Supported

Payment Processing Features

ACH Check Transactions Supported
Bitcoin Compatible Supported
Debit Card Support Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported
Link:

Integrations

Alloy Not Supported
Alloy Not Supported
ChatGPT Plus Supported
Claude Duet Supported
Currencycloud Not Supported
Etsy Supported
Finicity Not Supported
Grok Bot Supported
Izuran Pro Supported
Maqetta Not Supported
Midjourney Supported
MoonPay Not Supported
Notion Supported
Pinwheel Not Supported
ServiceBell Not Supported
TransUnion TruValidate Not Supported
Unit21 Not Supported
Vesta Not Supported
Yodlee Not Supported
Sila:

Integrations

Alloy Supported
Alloy Supported
ChatGPT Plus Not Supported
Claude Duet Not Supported
Currencycloud Supported
Etsy Not Supported
Finicity Supported
Grok Bot Not Supported
Izuran Pro Not Supported
Maqetta Supported
Midjourney Not Supported
MoonPay Supported
Notion Not Supported
Pinwheel Supported
ServiceBell Supported
TransUnion TruValidate Supported
Unit21 Supported
Vesta Supported
Yodlee Supported
Link:
Claim Link and update features and information
Claim Link and update features and information
Sila:
Claim Sila and update features and information
Claim Sila and update features and information