Juni

Juni

Juni Technology AB
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About

As a financial management platform made for ecommerce, we’ve built a fintech platform that empowers you to run a hassle-free business and unlock new growth. Our centralised dashboard will simplify your spend and expense management, allowing you to track your funds by seamlessly integrating all your bank accounts, networks and payment services in one place. Our business cards are made for media buying, with reward features such as 2% cashback for your first 30 days and up to 1% thereafter, plus FX fees capped at 0.25%. Our cards and accounts are available in multiple currencies: EUR, USD, GBP and SEK*. You can even integrate Juni with your Google Ads account and Juni will auto-fetch your Google invoices and match them with your transactions. * SEK cards and accounts currently available for EU-based companies only. Enable subtitles on video for information related to Mastercard

About

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Ecommerce businesses, dropshippers, affiliate marketers, ad agencies

Audience

Small and medium-sized businesses that are looking to better manage their cash flow and get rid of busywork.

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

$0
It’s free to sign up to Juni and fees are kept to a minimum across the board
Free Version
Free Trial

Pricing

Free
Melio provides four subscription plans: Go, Core, Boost, and Unlimited.

Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.

What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links

Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items

Melio Boost provides access to priority support, faster payment options, and advanced controls.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support

Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.

Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 4.6 / 5
ease 4.5 / 5
features 4.5 / 5
design 4.5 / 5
support 4.3 / 5

Pros & Cons from Real Users

Pros

  • * Fast support (which often times lacks with online banks) * Cards work great. No declines so far. * 1% cashback.
  • I've had a lot of issues with my legacy banks not understanding my business. Why I would need additional cards for multiple ad accounts. I've never experienced this level of customer support at any bank I've had in the past. Not only replies within a minute but also understands my business fully so that I don't have to explain every single detail to them before getting the help I need. The cashback on all card spend doesn't hurt either.
  • I love the fact that Juni can handle all my employees with various degrees of access to the Juni account - the fact that I can see all my balances across all our banks within one platform - and further, I love that I get cashback on every dollar we spend now - that we can create however many cards we need, that we get expert advice from industry leaders - all from our bank. Juni truly is something special.
  • *All you could need banking features *Cards are great. 1% cashback + not having to deal with low spend limits when I want to scale campaigns. *Amazing support *feel like you're part of a journey together with the team *Whenever there's an issue you're never met with phone queues or copy+paste replies.

Cons

  • None that I can think of right now.. I guess cause they're still in beta mode you don't have 100% of the functionalities out yet but that hasn't been a problem for me so far.
  • Some of the features I was looking for are still under development. Really excited to see them coming this year!
  • A lot of the features are still in development so expect som parts of the platform to not be fully fletched out yet.
  • Fairly new platform so there are some bugs now and then. Waiting for USD accounts to release.

Pros from Real Users

Pros

  • I like that bills can be entered directly into Melio, or Melio can get them from the accounting software. Also, the ability to email bills to Melio is a great option for business owners/employees who aren't hands-on with the bookkeeping side of things.
  • 1. Simplifies Bill Payments: Say goodbye to manual checks and envelopes. Melio lets you pay vendors through ACH bank transfers, credit cards, or debit cards, even if they don't accept electronic payments. Schedule payments in advance, ensuring you never miss a deadline and avoiding late fees. Combine or split payments easily, making it convenient to handle complex billing situations. Send payments with notes or attachments, adding a personal touch and streamlining communication with vendors. 2. Saves Time and Money: Eliminate the need for manual data entry. Melio automatically syncs with popular accounting software like QuickBooks and Xero, saving you hours of tedious work. Reduce late fees and postage costs. Paying electronically through Melio can help you avoid these unnecessary expenses. Earn rewards on eligible payments. When you pay with a credit card through Melio, you can earn points or cashback,
  • Melio is so user friendly! It is easy to login and review payments or vendors and find the information that I need. If I ever have a question or concern, the support team is jus t a few clicks away.
  • Clean user interface, the ability to contribute to multiple organizations with a single personal profile, integrates with popular accounting software, the ability to send a payment or request to someone that doesn't have a Melio account, and, my favorite feature so far, free ACH payments.
  • With Melio, One is able to pay even non Melio users. In addition, i love the fact that you can decide if person been paid receives direct deposit or Check.
  • The payment gateway and UI is good, the experience is also good, also the ease of access is designed a better way.
  • User-Friendly Interface: Melio offers an intuitive and easy-to-navigate platform, making it simple for users to manage their transactions. Time-Efficient: The payment process is quick and efficient, saving valuable time for both businesses and customers. Versatile Payment Options: MelioPayments supports various payment methods, providing flexibility for users to choose their preferred way of making transactions. Invoice Management: The platform's robust invoice management system allows for easy tracking and organization of payments, streamlining the overall financial workflow. Customer Support: The customer support team is responsive and helpful, addressing queries and concerns promptly.
  • I've been using Melio for my property management business, and it has truly streamlined the way I handle payments. The platform's user-friendly interface makes it a breeze to both send payments to businesses and receive payments from clients. The straightforward design makes the payment process quick and efficient.
  • User-friendly interface. Add an unlimited number of team members effortlessly. Sync seamlessly with your accounting software. No need to worry about monthly fees when using Melio. Initiate payments instantly, opt for same-day bank transfers, or choose fast check for expedited 3-day delivery. Consolidate multiple bills to a single invoice for the same vendor. Take advantage of the option to make partial payments. Set up recurring payments with ease. Vendors don't have to sign up with Melio to receive payments. Flexibility to pay both domestic and international vendors. Decide when and how you want to pay your vendors. Choose from ACH transfers, card payments, international bank transfers, or send a check to your vendor. Pay vendors on the go using Melio's mobile app. Run your business from anywhere with Melio's convenient features. Maintain control over tasks with customizable approval workflows. Allocate payment responsibilities among your team members. Effortlessly capture bills in various ways with Melio's easy bill capture – take a photo, upload an invoice, manually enter details, connect with your accounting software, or send invoices to your Melio pay inbox. Schedule payments conveniently. Make payments in installments without impacting your credit score.
  • As a Business Development Manager/ Co owner of IKJewels and and Affiliate Partner using Melio as a payment option for my team is really reliable and easy to use. Especially when paying Business Bills. You Pay business bills with bank transfers for free or pay by card, even where cards aren’t accepted also there’s no monthly fee and your vendors don’t need to sign up. Melio is highly recommended especially for start ups and growing business. Melio will be your partner for success!

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Juni Technology AB
Founded: 2020
Sweden
www.juni.co

Company Information

Melio
Founded: 2018
New York
melio.com/accounts-payable/

Alternatives

Alternatives

Penta

Penta

Penta Fintech

Categories

Categories

Business Bank Accounts Features

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Accounts Payable Features

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounts Receivable Features

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Billing and Invoicing Features

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

Bookkeeping Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
General Ledger
Payroll
Revenue Recognition
Spend Management
Tax Management

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Recurring Billing Features

Customer Portal
Deferred Billing
Discount Management
Dunning Management
Invoice History
Multi-Currency
Multi-Period Recurring Billing
Payment Processing
Recurring Donations
Subscription Billing

Integrations

Xero
Ace Cloud Hosting
Chalk
FreshBooks
Google Ads
Justt
Microsoft Dynamics 365 Business Central
PayPal
QuickBooks Online
Revolut
Stripe
Syngency
Wise
Zeropark

Integrations

Xero
Ace Cloud Hosting
Chalk
FreshBooks
Google Ads
Justt
Microsoft Dynamics 365 Business Central
PayPal
QuickBooks Online
Revolut
Stripe
Syngency
Wise
Zeropark
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Claim Juni and update features and information