Joompay vs. PST Comparison


Joompay	PST	+	+
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About With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.	About Our service provides virtual VISA and MC cards in USD and EUR to pay for online purchases, but our cards are primarily designed to pay for advertising. Cards can be instantly topped up with with crypto.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported
Audience Any user looking for a mobile application to send and receive cash instantly	Audience Affiliate, online purchases
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing $0 Account opening and maintenance — €0 Customer service €0 Notifications — €0 Debit Card issuance —€0 Monthly fee — €0 Per purchase fee— €0 Foreign currency transaction fee — 1% Plastic card delivery for new card — €5 Plastic card replacement delivery for any existing card that was lost, stolen, not collected from the post or requested to be reissued by you — €3 Add Money from a consumer EEA card — €0 Add Money from Google Pay/ Apple Pay — €0 Add Money from a non-EEA card — 3% Add Money from a commercial card — 3% Incoming Bank Transfer — €0 Receive a Paylink payment from an EEA card — 1.3% + €0.10* Receive a Paylink payment from a non-EEA card or a commercial card — 2.7% + €0.10* Receive a Joompay Payment — €0 Send a Joompay Payment from your Joompay balance — €0 Send a Joompay Payment from a consumer EEA card — €0 Send a Joompay Payment from a commercial card — 3% Send a Joompay Payment from a non-EEA card —3% Outgoing Bank Transfer— 3 transfers per month free, then €1 each ATM balance inquiries €0 ATM withdrawals — 5 withdrawals or €200 per month free (whichever comes first), then 2%, €1 minimum per withdrawal Inactivity fee — €0 Top-Up Chargeback Fee — €30 Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 4.0 / 5 design 4.0 / 5 support 4.0 / 5 Read all reviews	Reviews/Ratings Overall 4.5 / 5 ease 4.0 / 5 features 4.0 / 5 design 4.0 / 5 support 4.0 / 5 Read all reviews
Pros & Cons from Real Users Pros Swift opening account. Free Luxembourg IBAN account. Free top up by credit card or bank transfers. Good support in app. Free debit Visa card. Apple Pay. Google Pay. Notifications by transfers. Cons Instant Payment transfers are dealt with delays of within 15 minutes instead of the usual 10 seconds with IP. Not 100.000€ deposit guarantee.	Pros & Cons from Real Users Pros I’ve never seen virtual cards with 3D Secure and 2FA at the same time before. For slightly worried people, it’s a green flag I was a bit skeptical at first so I started with small payments with ultima but after just 1 month of using I bought a 1-year tariff plan. I hope everything will stay fine, with no technical or other troubles I was a little worried about KYC because I used to always have trouble with my ID in international banks. Everything works great. Sport has never appealed. All payments are processed successfully. Good cards Cons I can say that all services have their drawbacks and downsides, but in PST they are very unimportant. If you want, you can always find downsides. sometimes the support team takes a long time to respond I recently started using maps. I haven't found any significant downsides yet. So far, so good. There were no problems. There are some minor flaws, but overall everything works fine.
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Joompay Founded: 2020 Luxembourg www.joompay.com	Company Information PST Founded: 2018 Canada pst.net
Alternatives PayPal	Alternatives LuckyCards
PerfectGift.com	Embily
Payowire	Payowire
Plastic Card ID	ZikCards
Maya View All	Oxygen View All
Categories Mobile Payment Supported Money Transfer Supported Virtual Credit/Debit Cards Supported	Categories Virtual Credit/Debit Cards Supported
Show More Features Mobile Payment Features ACH Support Not Supported Contactless / NFC Supported Credit Card Support Not Supported Cryptocurrency Support Not Supported Debit Card Support Supported eCommerce Payments Supported In-App Payments Supported In-Store Payments Not Supported Micropayments Not Supported P2P Payments Supported
Integrations No info available.	Integrations No info available.
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