Ivno vs. Zift Comparison


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About Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive payouts instantly in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX). The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and crypto	About Zift is a Payments-as-a-Service platform, also known as PayFac-as-a-Service, that lets software platforms embed payment processing into their systems and turn it into a high-margin revenue stream. Zift handles the underwriting, compliance, and risk infrastructure behind the scenes, offering card, ACH, Bank Bill Pay and point-of-sale processing plus merchant onboarding through a single integration. Merchants can use EMV-ready terminals with cloud-based or standalone operation. Zift reduces PCI compliance scope through tokenization, which securely stores payment data, and its Proxynization .js library, which converts custom payment forms into hosted fields. Zift's reporting API includes reconciliation tools so merchants can match transactions to deposits. Platforms can white label the experience or consume Zift's entire API within their own software.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Startups, SaaS companies, eCommerce businesses, digital service providers, and global merchants seeking flexible payment and crypto payout solutions.	Audience Software platforms or ISV's that want to make payments a more integrated and seamless part of their product offering.
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Starting at 7.9% per transaction Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 4.8 / 5 features 5.0 / 5 design 5.0 / 5 support 4.8 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros VERY quick set-up, took less than a day (but def a solid 8-12 hours) Easy to integrate with a ton of open source ecommerce tools (specifically OpenCart and Presto, but can easily add to Magento, and more). No KYC SIMPLE checkout process for customers Our peptide research company integrated Ivno in less than a day and saw checkout completion rates improve by 16% during the following quarter. The payment links are easy to use, the dashboard is intuitive, and transaction exports have reduced manual accounting work significantly. The platform has been reliable and simple for both our operations team and customers. We run a large IPTV subscription business and needed a payment gateway that could handle recurring billing reliably without unnecessary account limitations. Ivno delivered a smooth experience from the start. Integration was simple, checkout speeds are fast, and Apple Pay plus Google Pay noticeably improved our customer conversion rates. Within our first 4 months using Ivno, we processed more than $96,000 in subscription payments with very stable uptime and excellent transaction reliability. The dashboard also makes subscription and payment management much easier for our operations team. Ivno has been very smooth to use for our online business. The dashboard is clean, transactions are processed quickly, and the WooCommerce integration was surprisingly easy to configure. I also like the merchant tools and reporting section because it helps us track payments and customer activity in one place. The API documentation is clear enough for developers and the onboarding process was much faster compared to other payment providers we tested. Ivno has completely transformed our checkout experience. The seamless integration with WooCommerce allows us to easily accept Apple Pay and GPay without friction. The 100% chargeback protection provides incredible peace of mind for our high-risk transactions, letting us focus on growth. What I like most about Ivno is the cart abandonment recovery feature and the fact that we are allowed to pass fee to customers or split it 50/50 between us and our customers or just absorb the fee so our customers wont have to worry about fees. Cons Their dashboards could be a bit better (but that doesn't really matter if you have orders going through a crm anyway) The platform is evolving steadily, and we're looking forward to seeing additional integrations and workflow enhancements in future updates. Not really something negative but as with most fiat-on-ramp, just keep an eye on conversion rates. Ivno already offer tools and features like sending automatic cart abandonment recovery emails to our customers, paired with our most effective strategy for higher Ivno conversion such as offering and automatically applying a 10% discount to customers items when the select ´Pay with Ivno´ on checkout. Right now the gateway supports major ecommerce stores and platform, about sixteen of them if I remember correctly. That's way overly robust API. Would love to see even more integrations added as the platform continues to grow. Excellent works. The dashboard interface took a little bit of time to get used to initially, but it works flawlessly now and provides all the reporting data we need including keeping our accounting clean using its CSV export and transaction filters.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Ivno Founded: 2018 United Kingdom ivno.io	Company Information Zift United States zift.io
Alternatives GrineoPay	Alternatives Structured StructuredWeb
RiskPay	Exact Payments
AllPays.co	MagicPay MagicPay Merchant Services
Remmint	PayNuts
B2Broker Merchant Solution B2Broker View All	NETePay Hosted Datacap Systems View All
Categories High-Risk Payment Processors Supported Payment Gateways Supported Payment Processing Supported	Categories Payment Gateways Supported Payment Processing Supported
Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Not Supported	Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Not Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Not Supported Invoicing Not Supported Multi-Currency Not Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported
Integrations BigCommerce Supported Drupal Commerce Supported Ecwid Supported Elastic Path Supported Magento Supported Miva Supported OpenCart Supported Pocomos Not Supported PrestaShop Supported Shopify Supported Shopwave Supported Spree Commerce Supported Volusion Supported WooCommerce Supported Show More Integrations View All 13 Integrations	Integrations BigCommerce Not Supported Drupal Commerce Not Supported Ecwid Not Supported Elastic Path Not Supported Magento Not Supported Miva Not Supported OpenCart Not Supported Pocomos Supported PrestaShop Not Supported Shopify Not Supported Shopwave Not Supported Spree Commerce Not Supported Volusion Not Supported WooCommerce Not Supported Show More Integrations View All 1 Integration
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