IncomeGenius vs. LendingPad Comparison Chart

IncomeGenius®, our automation software for income calculations and analysis, provides you with accurate income calculations when it matters—when you are talking to a borrower at the application stage. Because this automation software consolidates income documents from the borrower and provides your single source of truth, you have access to accurate data in one cohesive view. This simplifies the process of calculating income for use by originators and processors at the start of the loan process. They obtain accurate income, which improves the borrower experience at the most critical time in the borrower relationship. IncomeGenius® also generates a cash flow analysis (CFA) and provides a clear audit trail. With IncomeGenius®, you’re able to automate the income calculation process which helps shorten loan cycles and improve pull through rates.