Higson

Higson

Decerto
+
+

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About

Higson is a high-performance business rules engine designed to help organizations manage complex decision logic and automate rule-based processes with ultra-fast execution and an intuitive, business-user-friendly interface. It separates business rules from application code so users can configure products, pricing, and decision logic through a web-based Studio without deep programming knowledge, reducing reliance on developers and accelerating time to market. Higson offers advanced version control, a clear tree-structured rule editor, and tools like tester and mass tester to validate changes before publishing. It supports visual rule modeling, AI model integration, decision tables, functions written in Groovy, and import/export via Excel, and it can integrate with existing systems through REST or Java APIs while storing configurations in popular SQL databases. The runtime engine is optimized for real-time decisioning, handling thousands of API calls per second and large datasets.

About

LendAPI is a highly flexible, infrastructure-first lending and financial services platform that enables organizations to build, launch, and scale custom credit products without the drag of legacy systems. Its Product Studio offers a visual no-code interface to design and publish new lending products in days, while the Decision Engine, Rules Studio, and integrated Pricing Engine allow dynamic rule-configuration, underwriting logic, and pricing strategies to be updated instantly. It includes core modules for Loan Origination and Loan Management, supports embedded-finance use cases such as point-of-sale financing, BNPL (Buy Now Pay Later), real-estate lending, and virtual cards, and offers deep integrations with KYC/KYB, credit-bureau data, fraud-prevention tools, and document-automation. With more than 270 pre-built integrations and a fully API-driven architecture, LendAPI enables fintechs, banks, and retailers to reduce manual review by ~30%.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Businesses with complex decision logic needs, especially insurers and financial institutions, looking to manage, automate, and execute business rules quickly without heavy coding

Audience

Fintech startups, banks and retail-partners in search of a tool to launch and scale credit and financing products with low-code customization and enterprise-grade compliance

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

$10,000 per year
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Not Supported

Company Information

Decerto
Founded: 2006
Poland
www.higson.io

Company Information

LendAPI
Founded: 2024
United States
www.lendapi.com

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Categories

Categories

Embedded Finance Supported
Loan Management Supported
Loan Origination Supported

Integrations

Amazon Web Services (AWS) Supported
Apache Groovy Supported
Azure SQL Database Supported
Equifax BusinessConnect Not Supported
Java Supported
Microsoft Excel Supported
MySQL Supported
ONNX Supported
Oracle Database Supported
Pave Not Supported
Plaid Not Supported
PostgreSQL Supported
Totality Not Supported
TransUnion TruContact Not Supported

Integrations

Amazon Web Services (AWS) Not Supported
Apache Groovy Not Supported
Azure SQL Database Not Supported
Equifax BusinessConnect Supported
Java Not Supported
Microsoft Excel Not Supported
MySQL Not Supported
ONNX Not Supported
Oracle Database Not Supported
Pave Supported
Plaid Supported
PostgreSQL Not Supported
Totality Supported
TransUnion TruContact Supported
Claim Higson and update features and information
Claim Higson and update features and information
Claim LendAPI and update features and information
Claim LendAPI and update features and information