HaiPay vs. Rapyd Comparison


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Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website Revaly Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. 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RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support. 201 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 114 Ratings Visit Website Square POS Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. 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About HaiPay is a payment platform for digital businesses that sell across markets. Its merchant dashboard and API support card and local-method acceptance, hosted checkout, payment links, recurring billing, and cross-border payouts. Merchants can offer major card networks and locally preferred methods such as UPI, Pix, MoMo, Alipay, and WeChat Pay, subject to market and account eligibility. Subscription features support recurring charges and configurable billing models; payouts can be sent to bank accounts and e-wallets in supported markets. The platform also provides transaction reporting, settlement and reconciliation tools, webhooks, developer documentation, and a sandbox for testing integrations. HaiPay targets online commerce, game publishers, content and social platforms, and other digital businesses that collect payments internationally or pay customers, creators, sellers, or suppliers.	About Rapyd does for fintech what the cloud did for IT. By connecting companies to all the ways the world likes to pay, we power frictionless global commerce and create new opportunities for businesses and people. We built the world’s largest local payments network so you can focus on creating great customer experiences and unlocking new markets. Rapyd does for fintech what the cloud did for IT. Our Global Payments Network connects your company to all the ways the world likes to pay and the infrastructure to create your own fintech solutions, like ewallets, cards and financial services. With Rapyd, digital sellers in Latin America can accept cash. Online shoppers in Asia can pay with their favorite ewallet. And businesses can make payouts to companies and individuals anywhere in the world. With 900+ payment methods in 100 countries, you can open new markets, reach new customers, and create new opportunities anywhere.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience HaiPay is built for online businesses whose customers pay in many local ways: SaaS and subscription products, apps and games, content and membership services, and platforms that pay out to creators, contractors or suppliers abroad.	Audience SMB, Mid to large global enterprises B2B and B2C Business looking for a Fintech-as-a-Service platform with APIs and local payments solutions
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing 2.5% + $0.30/transaction The blended card rate starts at 2.5% + $0.30 per transaction for eligible merchants; the exact scope is confirmed in the quote. There are no setup or monthly fees. Local payment method rates start at 0.8% and vary by market. IC++ pricing requires at least $1,000 in monthly processing volume. Cross-border and foreign-exchange fees vary by market. Free Version Not Supported Free Trial Not Supported	Pricing 2.9% + 30¢ per successful transaction Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 1.0 / 5 ease 1.0 / 5 features 1.0 / 5 design 1.0 / 5 support 1.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros There is no Pros in using Rapyd. The only thing is they make it easy to sing up because they want your money. Nothing is a pro on this platform, nor the way they charge you scamming you money without you ever authorized it. We have been processing with them for 2 years! They then decided that our business model does not match their requirements and have stolen $38,000! I like how good was the NeatCommerce company I opened the account with before being acquired by Rapyd. If you're lucky like me to leave before things get really bad for your money, your losses will be low compared to the average customers. Rapyd is a scam company with hidden fees, poor support, and deducting money without access to the account - avoid at all costs! Cons I am sure they will be out of business soon, it is practically impossible to work with Rapyd. 1. They make almost impossible to track the transaction, this is just to confuse the final user to check how much they charge you. 2. After few months I discovered, with a big head ache that we paid way more fees, they had to transfer around 500 EUR to us. 3. We had our last client transaction in March and we had to wait until October to receive all funds. 4. We cancelled our account at the beginning of November and we had to wait until now for the full closure. 5. They charged us an enormous amount of fee to close the account and they say it was in their Terms. Absolutely terrible experience. We were originally using Neat, which was working just fine. Then this company bought Neat and things went downhill. They started charging us $99 per month randomly, and what makes it worse is that we don't even use this service. They never sent us an email or any kind of notification to alert us about these charges. We found out five months later that they had been taking funds we never authorized. We're extremely unhappy and feel our money was taken unfairly." They have not told us how or if we will get the money back and have just closed our account! It is really horrible! They are thieves! No email, we had to email them 10 times to get them to respond as to why we were unable to process? Then they did not mention anything about our monies. Steal your money. High monthly fees without your consent. Rapyd is an outright scam company. I initially had an account with Neatcommerce that had no monthly charges, but ever since Rapyd took over, I couldn't even log in. It's frustrating that there's no way to reach support without logging in, and their website conveniently omits any mention of fees. Even if they did notify me of a fee change, it was deliberately hidden among lengthy text. Despite providing ample evidence, they still deducted $396 from my account while denying a refund. It's apparent that this company is sinking if they resort to scamming customers to stay afloat. Avoid Rapyd at all costs; they can't be trusted!
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information HaiPay Founded: 2025 Hong Kong www.haipay.net	Company Information Rapyd Founded: 2016 United Kingdom www.rapyd.net
Alternatives CVPay Fast and Safe Remittance	Alternatives Sila
UQPAY	Tazapay
Alipay Plus Alipay	Unlimit
Unlimit	M2P Fintech
Ivy View All	Payoneer View All
Categories Payment Processing Supported	Categories Card Issuance Supported Cross-Border Payment Supported Payment Orchestration Supported Payment Processing Supported Virtual Credit/Debit Cards Supported
	Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations CatalystPay Not Supported Cider Not Supported Corefy Not Supported Cycode Not Supported HostBill Not Supported Juspay Not Supported Magento Not Supported Merchanto Not Supported OpenTransact Not Supported PremierCashier Not Supported Primer Not Supported Quickwork Not Supported ResponseCRM Not Supported Shopify Not Supported Velmie Not Supported Wallet Engine Not Supported Wix Not Supported WooCommerce Not Supported Show More Integrations	Integrations CatalystPay Supported Cider Supported Corefy Supported Cycode Supported HostBill Supported Juspay Supported Magento Supported Merchanto Supported OpenTransact Supported PremierCashier Supported Primer Supported Quickwork Supported ResponseCRM Supported Shopify Supported Velmie Supported Wallet Engine Supported Wix Supported WooCommerce Supported Show More Integrations View All 18 Integrations
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