Guarda Wallet vs. Lumo Wallet Comparison


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About Guarda Wallet is a custody-free multiplatform cryptocurrency wallet with a user-friendly interface designed to store, manage, exchange, stake, transfer and receive digital assets. Guarda currently supports over 40 most popular blockchains and thousands of their tokens (including BTC, BCH, BSV, ETH, ETC, XMR, ZEC, XRP, EOS, KIN, LTC, XLM, DASH and more). All the currencies can be purchased within the wallet with a bank card. The users can also exchange currencies via built-in exchange service and make fast crypto transactions as well as stake assets via the Earn 2.0 service. Existing in Web, Desktop (Linux, Windows, MacOS), Mobile (iOS, Android) and Chrome Extension versions, the wallets are accessible from any device connected to the Internet. Compatible with Ledger wallets. Guarda Wallet is non-custodial, and the user’s personal data or private keys are not stored by the company. Be in full control of your funds while maintaining privacy and anonymity.	About Lumo Wallet is a non-custodial cryptocurrency wallet that gives users full control of their digital assets. The platform enables users to securely store, send, receive, and swap cryptocurrencies, with additional services such as fiat on/off ramps and staking provided through trusted third-party partners. Lumo Wallet also includes Lumo Pay, a payment service provider (PSP) that enables businesses to accept cryptocurrency payments through merchant tools and payment integrations. Together, Lumo Wallet and Lumo Pay provide a secure and user-friendly ecosystem for managing digital assets and facilitating crypto payments.
Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Supported	Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Individuals interested in non-custodial cryptocurrency multiwallet to manage, exchange, stake, transfer and receive digital assets	Audience Low, Medium and High risk companies, online merchants
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Free Free Version Supported Free Trial Not Supported	Pricing 0 Our application is free to use for every user. Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 4.4 / 5 ease 4.6 / 5 features 4.3 / 5 design 4.5 / 5 support 4.5 / 5 Read all reviews	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 4.9 / 5 support 5.0 / 5 Read all reviews
Pros & Cons from Real Users Pros * The interface - very simple and intuitive. * The system allow create Guarda Wallet to access guarda.com and after you can open some coin wallet. * Lot +100 crypto in list. It's fairly easy to use when it works. Many tokens are available, but be careful, as they may disappear without warning. Very nice and everything is good. Fast processes, the fastest active admin, and I really really like it. Light app. Multi-wallet. Non custodial. Free & Open source. Native Dark theme. Hierarchical Deterministic. Multi-Signature. Guarda provides its customers with a safe place to keep their cryptocurrency, with an additional layer of protection against unauthorized access to their wallets. Safety is a significant benefit it provides. Considering their safety features and simple interface, I can't think of anything negative to say about the wallet. It's a sure bet if I risk my cryptocurrency on it. I can move my cryptocurrency holdings to a centralized trading platform in a few minutes. Cons * Non-custodial Wallet - How is created Guarda Wallet? And inside system you can create "x" coins wallets, gave impressions this that is custodial by Guarda. * The entire system will have an option to recover your account, and proof that this account is yours, by email or by proof deposit in your wallet using guardarian, is a service from Guarda. * Recover password on Guarda Wallet (not coin wallet): you will lose all the money if you not remember password, there is no option to recover your account. Support just joking with "what's your password?", its not funny for client. * About enhanced security, no options recover your account when your lost password, lack of sense of security of your wallet. * The wallet prioritizes anonymity - this feature opens the door to CORRUPTIONS and SCAMS. Make is necessary regulate crypto to create confidence in the market and prevent scam and fraud. Guarda DOT wallet is incorrectly showing a $0.01 balance. However, when viewed on subscan.io, the same wallet shows both the correct balance in DOT on the Polkadot parachain and the incorrect $0.01 balance on the AssetHub parachain. No answer from support@guarda.co for about a week. I like the how active admin every work is action i like it. Changes (commits) are not always published in GitHub (desktop version). Little customizable interface. If there are tabs that you don't use, you can't hide them. Although your wallet's login is incredibly secure, regaining access if you lose your passphrase might be a significant hassle.	Pros & Cons from Real Users Pros This is absolutely an amazing application, user-friendly and secure. Sending and receiving money without any issues. The app is simple, intuitive and very easy to use which has made my adoption with it seamless. I have been using for Android for some time now and have been impressed at how easy it is to buy and sell. Clean, simple, and easy to use. The team is always working on improvements, and I'm excited to see what's coming next. All in one app. You can own, manage, and spend crypto within one app. So you dont have to juggle multiple apps Smooth, fast and does what it says on the tin. Everything is smooth and very quick. Customer service team are also very helpful. Cons As far as cons are concerned, i did not see anything that's annoying or not being friendly. There is nothing I am dissatisfied with, very happy with the rollout. Still improving, but it's been a good experience overall. I'd love to see more features added in future updates. So far, none. The experience is overall great with no issues There are no cons with this product, just one bit of advice would be to make Lumo Business available outside of the app
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Guarda Founded: 2017 Portugal guarda.com	Company Information Lumo Wallet Founded: 2026 United States lumowallet.com
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Categories Crypto Staking Supported Crypto Wallets Supported Cryptocurrency Exchanges Supported DApp Browsers Supported	Categories Crypto Wallets Supported

Integrations BitTorrent Supported Bitcoin SV Supported Cardano Supported Chainlink Supported CoinRabbit Supported Dash Supported Dogecoin Supported EOS Supported Ethereum Supported Harmony Supported Hedgehog Supported Monero Supported MultiversX Supported PancakeSwap Supported Qtum Supported Ripple Supported ShibaSwap Supported Uniswap Supported VeChain Supported Zcash Supported Show More Integrations View All 53 Integrations	Integrations BitTorrent Not Supported Bitcoin SV Not Supported Cardano Not Supported Chainlink Not Supported CoinRabbit Not Supported Dash Not Supported Dogecoin Not Supported EOS Not Supported Ethereum Not Supported Harmony Not Supported Hedgehog Not Supported Monero Not Supported MultiversX Not Supported PancakeSwap Not Supported Qtum Not Supported Ripple Not Supported ShibaSwap Not Supported Uniswap Not Supported VeChain Not Supported Zcash Not Supported Show More Integrations
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