GiniMachine

GiniMachine

HES FinTech
OneScore

OneScore

Equifax for FinTech
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+

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About

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

About

Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a next-generation risk score pairing industry-leading, traditional consumer credit attributes with differentiated alternative data sources — helping you score more consumers and enhance your decisioning power.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Organizations interested in an AI-based solution for automated decision making

Audience

Lenders

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

No images available

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

HES FinTech
Founded: 2017
Lithuania
ginimachine.com

Company Information

Equifax for FinTech
Founded: 1899
United States
www.equifax.com/business/product/onescore/

Alternatives

Alternatives

AppGini

AppGini

BigProf Software
GiniMachine

GiniMachine

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NumXL

NumXL

SPIDER FINANCIAL CORP
DirectID

DirectID

DirectID
OnPoint CORTEX

OnPoint CORTEX

OnPoint - A Koch Engineered Solutions Company

Categories

Categories

Integrations

CREDITONLINE
Ultimus Digital Process Automation Suite

Integrations

CREDITONLINE
Ultimus Digital Process Automation Suite
Claim GiniMachine and update features and information
Claim GiniMachine and update features and information
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Claim OneScore and update features and information