GCash vs. Razorpay Comparison


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With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 111 Ratings Visit Website Square Payments Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. 10,139 Ratings Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website Revaly Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. 7 Ratings Visit Website Square POS Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. 765,336 Ratings Visit Website Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. 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About Make fast and secure mobile payments with GCash. Create an account to start enjoying cashless transactions with the Philippines’ leading e-wallet! Now available for all networks. We are a BSP-licensed e-money issuer and remittance agent, so you can make sure your funds are safe with us. Enjoy the convenience of accepting mobile payments whether in your online website or in your offline store! Send your personal QR code to customers and instantly receive payments. Allow your customers to easily pay through your website, and quickly see payment settlements in your dashboard. Experience instant cashless transactions in your store via QR with regular transactional reports. Have the flexibility to manage both online and in-store payments through your dashboard. Be part of the GCash ecosystem and get direct access to the 33M users in the app. Take advantage of gaining higher user traffic with lower costs.	About Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Businesses and merchants looking for an application to accept and process mobile payments in their online website	Audience Companies of all sizes that need a payment gateway solution
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing 1.8% per Transaction Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 2.3 / 5 ease 3.0 / 5 features 2.5 / 5 design 2.5 / 5 support 1.7 / 5 Read all reviews	Reviews/Ratings Overall 4.3 / 5 ease 4.7 / 5 features 4.3 / 5 design 5.0 / 5 support 4.3 / 5 Read all reviews
Pros & Cons from Real Users Pros I used to use GCash until they stole my money and now their customer service will not investigate and find out how someone in their company took my money. I warn everyone to open a GCash account. It's widely accepted across the Philippines for transacting business and for sending money. Saves time and effort. Cons The con is that they can take your money anytime they want to and there is is nothing you can do about it. Too many scammers use GCash and the customer service doesn't care about your problem. We have already filed criminal charges against GCash. There are frequent interruptions in the service/offline. The opening screen is a promo, this is irritating if you are in a hurry. It doesn't work on some phones. Needed to change my phone to start using it. GCash is miles away from its competitors and now they are starting to charge fees on some transactions.	Pros & Cons from Real Users Pros Razorpay makes it fairly easy to manage online payments in one place. The dashboard is useful for checking transactions, tracking payment activity, and getting an overview of payments. I also find the variety of payment methods and integration options helpful for regular business use. Razorpay is truly the future of payments. I am so proud of this made-in-India company! It plays well with UPI, Internet Banking, CC/DC, wallets, Lazypay etc. Great dashboard Easy to use Easy to integrate Variety of payment options Analytics and insights Good customer service Cons Razorpay helps simplify the process of accepting and managing online payments without needing to handle different payment methods separately. Having transactions and payment information available through one platform makes day-to-day payment management more convenient. Nothing to complain about here. All-in-all a great gateway service. Needs more customization options. Lacks robust international payment options.
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information GCash Founded: 2015 Philippines www.gcash.com	Company Information Razorpay Founded: 2014 India razorpay.com
Alternatives Coins.ph	Alternatives Bharat Bill Pay NPCI Bharat BillPay
GrabPay Grab	BillDesk
Maya	Cashfree Payments
Blockonomics	BlueSnap
Interkassa View All	Sila View All
Categories Mobile Payment Supported Payment Processing Supported	Categories B2B Payment Supported Bank Verification Supported Banking as a Service (BaaS) Supported Embedded Finance Supported Embedded Payments Supported Event Registration Supported Mobile Payment Supported Payment Facilitation (PayFac) Supported Payment Gateways Supported Payment Orchestration Supported Payment Processing Supported Payroll Supported Point of Sale Supported Recurring Billing Supported Retail POS Systems Supported Shopping Cart Supported Subscription Management Supported
	Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Inai Supported ARTis Not Supported Agiled Not Supported CASA Not Supported ERPNext Not Supported Edistera Not Supported HostBill Not Supported Hyperzod Not Supported MedeilCloud POS Not Supported PrestaShop Not Supported Primer Supported Quick Dry Cleaning Software Not Supported Saaslogic Not Supported Supaboard Not Supported Tradetron Not Supported TruelySell Not Supported Wise Not Supported Wix Not Supported ZenBasket Not Supported Zoho Inventory Not Supported Show More Integrations View All 12 Integrations	Integrations Inai Supported ARTis Supported Agiled Supported CASA Supported ERPNext Supported Edistera Supported HostBill Supported Hyperzod Supported MedeilCloud POS Supported PrestaShop Supported Primer Not Supported Quick Dry Cleaning Software Supported Saaslogic Supported Supaboard Supported Tradetron Supported TruelySell Supported Wise Supported Wix Supported ZenBasket Supported Zoho Inventory Supported Show More Integrations View All 199 Integrations
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