GCash vs. PhonePe Comparison


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About Make fast and secure mobile payments with GCash. Create an account to start enjoying cashless transactions with the Philippines’ leading e-wallet! Now available for all networks. We are a BSP-licensed e-money issuer and remittance agent, so you can make sure your funds are safe with us. Enjoy the convenience of accepting mobile payments whether in your online website or in your offline store! Send your personal QR code to customers and instantly receive payments. Allow your customers to easily pay through your website, and quickly see payment settlements in your dashboard. Experience instant cashless transactions in your store via QR with regular transactional reports. Have the flexibility to manage both online and in-store payments through your dashboard. Be part of the GCash ecosystem and get direct access to the 33M users in the app. Take advantage of gaining higher user traffic with lower costs.	About PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number. Our goal is to make digital payments so easy, safe & universally accepted that people never feel the need to carry cash or cards again. Invest money, secure your wealth and achieve your financial goals! Pay bills, recharge, send money, buy gold, invest and shop at your favorite stores. Choose from options like BHIM UPI, the PhonePe wallet or your Debit and Credit Card. Book flights, order food or buy groceries. Use all your favorite apps without downloading them. Every day we wake up, learn to navigate life into 'the new normal' and help each other to keep going - all this with a smile behind our masks. Over the next decade, digital payments are going to become more accessible to the next billion users. Our goal is to facilitate this change by building payment solutions for this user base.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Businesses and merchants looking for an application to accept and process mobile payments in their online website	Audience Anyone who wants a mobile payments app that allows you to transfer money with a mobile number
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 2.3 / 5 ease 3.0 / 5 features 2.5 / 5 design 2.5 / 5 support 1.7 / 5 Read all reviews	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 4.5 / 5 support 5.0 / 5 Read all reviews
Pros & Cons from Real Users Pros I used to use GCash until they stole my money and now their customer service will not investigate and find out how someone in their company took my money. I warn everyone to open a GCash account. It's widely accepted across the Philippines for transacting business and for sending money. Saves time and effort. Cons The con is that they can take your money anytime they want to and there is is nothing you can do about it. Too many scammers use GCash and the customer service doesn't care about your problem. We have already filed criminal charges against GCash. There are frequent interruptions in the service/offline. The opening screen is a promo, this is irritating if you are in a hurry. It doesn't work on some phones. Needed to change my phone to start using it. GCash is miles away from its competitors and now they are starting to charge fees on some transactions.	Pros & Cons from Real Users Pros 1. The user interface of the application is easy to understand and use. 2. The payments are easy and only fails rarely. 3. It allows connecting the bank account via UPI directly to the application for faster payments and balance inquiries. 4. It can be used to pay individuals as well as shops and e-commerce. 5. The amount of failed transactions get settled back in the wallet or account in no time. - PhonePe can be used to pay online platforms directly from the bank account through UPI. - It also helps in paying various types of bills like electricity and water and also allows to book tickets directly from the application. - Multiple bank accounts can be added and linked with a single PhonePe accounts for faster payments. - It is stable and secure to use and available on all the Mobile platforms. Cons I have not found any major con or drawbacks in the applications. - The homepage of the application feels cluttered and can be simplified more for easy access of the features.
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information GCash Founded: 2015 Philippines www.gcash.com	Company Information PhonePe Founded: 2015 India www.phonepe.com
Alternatives Coins.ph	Alternatives BHIM
GrabPay Grab	Google Pay Google
Maya	Razorpay
Blockonomics	PayPal
TrueMoney View All	BharatPe View All
Categories Mobile Payment Supported Payment Processing Supported	Categories Mobile Payment Supported

Integrations Inai Supported BOTSHOT Not Supported BharatPe Not Supported CVPay Supported Cartin.Store Not Supported Foodiv Not Supported Iconicus Commerce Not Supported Juspay Not Supported PayKun Not Supported PixelLayout Not Supported Primer Supported Pyrops WMS Not Supported Qashier Supported SMMFollows Supported Transact Bridge Not Supported Unified Payments Interface (UPI) Not Supported Zoyride Not Supported gomo Supported ninexhoomie Not Supported Show More Integrations View All 13 Integrations	Integrations Inai Supported BOTSHOT Supported BharatPe Supported CVPay Not Supported Cartin.Store Supported Foodiv Supported Iconicus Commerce Supported Juspay Supported PayKun Supported PixelLayout Supported Primer Not Supported Pyrops WMS Supported Qashier Not Supported SMMFollows Not Supported Transact Bridge Supported Unified Payments Interface (UPI) Supported Zoyride Supported gomo Not Supported ninexhoomie Supported Show More Integrations View All 19 Integrations
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