FlexiLay

FlexiLay

FlexiLay Pty Ltd
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About

FlexiLay is a modern layby platform that helps ecommerce merchants increase sales by allowing customers to pay for purchases over time—without credit, lending or traditional Buy Now Pay Later finance. Customers choose a deposit and payment schedule, make payments securely through Stripe, and receive their order once the balance is paid in full. Built for platforms like Shopify (with WooCommerce and others to follow), FlexiLay gives merchants a simple, automated way to offer flexible payment plans while retaining ownership of their customer relationships. Merchants can customise deposits, payment frequencies and plan lengths, while customers benefit from a transparent, debt-free payment experience. Our mission is to make flexible payments more accessible, helping merchants convert more shoppers and giving consumers a smarter way to budget for the purchases they want.

About

Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Business Owners

Audience

Anyone looking to improve their daily cashflow

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

0
Free Version
Free Trial

Pricing

$14.99
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 4.7 / 5
ease 4.7 / 5
features 4.6 / 5
design 4.6 / 5
support 4.5 / 5

Pros & Cons from Real Users

Pros

  • No pros. It's garbage.
  • I love how they are very fast with helping you pay your bill. I was stuck in between looking for work. I was able to pay the 14.99 fee and was able to upload my bill and have my bill paid. Using Deferit helped get caught up with my bills. I am very satisfied with Deferit. I want to thank you all for such great service. Hopefully one day you will up my spending limit so I can pay more bills.
  • Absolutely nothing!
  • Customer service is quick and solved my problem without any issues. If I am short on a bill, I love that I can take some extra time to pay it! I also love that I can change the date to allow extra time if needed!
  • N/A.

Cons

  • They refuse to pay rent bills after being with them over 2 years. Do not rely on company like this it can really throw you off schedule if you have a rent plan
  • They are great just need higher limits. Thank you just a suggestion.
  • Frauds!!!! These people prey on the not so fortunate and you will never here from them again matter of fact after you sign up (pay their fee) and then boom!!! They lock your account reminds me of the movie bee keeper just a call center full of low lifes scamming people!!! Get a real job losers.
  • None, it’s a great service! Well worth the monthly fee!
  • I’m am replying just like I have been and emailing Deferit to stop fraudulent withdrawing funds out of my account for a subscription fee that I never signed up for nor did I want to become a member!! And this Deferit is still withdrawing funds!

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

FlexiLay Pty Ltd
Founded: 2025
Australia
flexilay.com

Company Information

Deferit
Founded: 2018
United States
deferit.com

Alternatives

Alternatives

Zip

Zip

Zip Co

Categories

Categories

Integrations

Odoo
QuickBooks Accountants
Shopify
Stripe
WooCommerce
Xero

Integrations

Odoo
QuickBooks Accountants
Shopify
Stripe
WooCommerce
Xero
Claim FlexiLay and update features and information
Claim FlexiLay and update features and information
Claim Deferit and update features and information
Claim Deferit and update features and information