FlexiLay

FlexiLay

FlexiLay Pty Ltd
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About

FlexiLay is a modern layby platform that helps ecommerce merchants increase sales by allowing customers to pay for purchases over time—without credit, lending or traditional Buy Now Pay Later finance. Customers choose a deposit and payment schedule, make payments securely through Stripe, and receive their order once the balance is paid in full. Built for platforms like Shopify (with WooCommerce and others to follow), FlexiLay gives merchants a simple, automated way to offer flexible payment plans while retaining ownership of their customer relationships. Merchants can customise deposits, payment frequencies and plan lengths, while customers benefit from a transparent, debt-free payment experience. Our mission is to make flexible payments more accessible, helping merchants convert more shoppers and giving consumers a smarter way to budget for the purchases they want.

About

Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, bank transfers, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive instant payouts in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Binance Coin (BNB), Ripple (XRP), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX). The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and crypto

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Business Owners

Audience

Startups, SaaS companies, eCommerce businesses, digital service providers, and global merchants seeking flexible payment and crypto payout solutions.

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

0
Free Version
Free Trial

Pricing

Starting at 0.5%
per transaction
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Our peptide research company integrated Ivno in less than a day and saw checkout completion rates improve by 16% during the following quarter. The payment links are easy to use, the dashboard is intuitive, and transaction exports have reduced manual accounting work significantly. The platform has been reliable and simple for both our operations team and customers.
  • We run a large IPTV subscription business and needed a payment gateway that could handle recurring billing reliably without unnecessary account limitations. Ivno delivered a smooth experience from the start. Integration was simple, checkout speeds are fast, and Apple Pay plus Google Pay noticeably improved our customer conversion rates. Within our first 4 months using Ivno, we processed more than $96,000 in subscription payments with very stable uptime and excellent transaction reliability. The dashboard also makes subscription and payment management much easier for our operations team.
  • Ivno has been very smooth to use for our online business. The dashboard is clean, transactions are processed quickly, and the WooCommerce integration was surprisingly easy to configure. I also like the merchant tools and reporting section because it helps us track payments and customer activity in one place. The API documentation is clear enough for developers and the onboarding process was much faster compared to other payment providers we tested.
  • Ivno has completely transformed our checkout experience. The seamless integration with WooCommerce allows us to easily accept Apple Pay and GPay without friction. The 100% chargeback protection provides incredible peace of mind for our high-risk transactions, letting us focus on growth. What I like most about Ivno is the cart abandonment recovery feature and the fact that we are allowed to pass fee to customers or split it 50/50 between us and our customers or just absorb the fee so our customers wont have to worry about fees.

Cons

  • The platform is evolving steadily, and we're looking forward to seeing additional integrations and workflow enhancements in future updates.
  • Not really something negative but as with most fiat-on-ramp, just keep an eye on conversion rates. Ivno already offer tools and features like sending automatic cart abandonment recovery emails to our customers, paired with our most effective strategy for higher Ivno conversion such as offering and automatically applying a 10% discount to customers items when the select ´Pay with Ivno´ on checkout.
  • Right now the gateway supports major ecommerce stores and platform, about sixteen of them if I remember correctly. That's way overly robust API. Would love to see even more integrations added as the platform continues to grow. Excellent works.
  • The dashboard interface took a little bit of time to get used to initially, but it works flawlessly now and provides all the reporting data we need including keeping our accounting clean using its CSV export and transaction filters.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

FlexiLay Pty Ltd
Founded: 2025
Australia
flexilay.com

Company Information

Ivno
Founded: 2018
United Kingdom
ivno.io

Alternatives

Alternatives

Zip

Zip

Zip Co

Categories

Categories

Payment Gateways Features

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Integrations

Shopify
WooCommerce
BigCommerce
Drupal Commerce
Ecwid
Elastic Path
Magento
Miva
Odoo
OpenCart
PrestaShop
QuickBooks Accountants
Shopwave
Spree Commerce
Stripe
Volusion
Xero

Integrations

Shopify
WooCommerce
BigCommerce
Drupal Commerce
Ecwid
Elastic Path
Magento
Miva
Odoo
OpenCart
PrestaShop
QuickBooks Accountants
Shopwave
Spree Commerce
Stripe
Volusion
Xero
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