Figure Markets vs. PIZZA.FINANCE Comparison Chart

Decentralized lending protocol on EOS where users act as depositors or/and lenders at the same time. Depositors provide liquidity to the market to earn passive interest income; borrowers can utilize excessive and keep their loans without a specific time limit. Interest rate curve parameter: when the utilization rate rises, the larger the interest rate curve parameters, the faster the interest rate accelerates. When a user deposits, the system acquires the price of pztoken, then calculate the amount of pztoken required. Pztoken is an interest bearing token, it grows value as interest accumulate. Pztokens could be transferred, traded, or collateralized. One who owns pztokens have the right to claim the deposited tokens. The value of pztokens will compound every 15mins. The health factor corresponds to the degree of safety of debt. When the health factor breaches 1, the debt position will face liquidation.