FISCAL vs. Lendio Comparison


FISCAL Vision Software Solutions	Lendio	+	+
Learn More Update Features	Learn More Update Features	Add To Compare	Add To Compare


		Related Products Banker's Dashboard Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results. 6 Ratings Visit Website SBS Banking Platform SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence. 29 Ratings SBS Asset Finance SBS Asset Finance is a cloud-native, modular platform built for banks, captives, and specialist lenders managing asset-based finance. It supports the full financing lifecycle, from digital onboarding and credit decisioning to loan servicing, portfolio management, risk control, and digital audit. SBS Asset Finance can be deployed end-to-end or module by module, making it easy to modernize legacy systems without a full replacement. The platform automates core processes, improves data visibility in real time, and integrates seamlessly with existing ecosystems through open APIs. Designed for scale and operational control, SBS Asset Finance helps lenders reduce processing costs, manage risk consistently across portfolios, and adapt quickly to new asset classes, markets, and regulatory requirements. Delivered as a SaaS solution with an evergreen upgrade model, it ensures predictable costs, minimal maintenance, and long-term scalability. 3 Ratings Visit Website IUX IUX Markets is a professional trading platform offering access to over 250 financial instruments, including forex, stocks, indices, cryptocurrencies, commodities, and thematic indices. It provides ultra-low spreads starting from 0.0 pips, commission-free trading, and fast order execution with average speeds under 30 milliseconds, supported by institutional-grade liquidity. Traders can access markets through multiple platforms, including the proprietary IUX App Trade and MetaTrader 5, available on desktop and mobile devices. The platform offers transparent pricing, no requotes, and zero trade restrictions to ensure seamless trading experiences. IUX Markets also provides accessible market analytics, an economic calendar, and margin/spread calculators to assist traders in making informed decisions. Regulated by the Financial Services Commission of Mauritius, the platform prioritizes security and compliance, adhering to PCI DSS standards to protect customer funds and data. 968 Ratings Visit Website FISPAN FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. 5 Ratings Visit Website Bryt Software Bryt Software is a flexible, cloud-based loan servicing platform designed to help lenders automate servicing, reduce manual processes and manage their loan portfolios from one centralized system. Bryt supports configurable loan structures, automated payment allocation, multiple interest accrual methods, late fees, borrower communications, document management, reporting and portfolio monitoring. Optional modules extend the platform with capabilities including ACH payment processing, borrower and investor portals, escrow/impound management, multi-lender and investor servicing, custom reporting, API access and more. Designed for organizations ranging from private and commercial lenders to consumer finance companies, CDFIs, automotive lenders and nonprofits, Bryt combines powerful servicing capabilities with an intuitive interface and modular pricing. Bryt is 100% cloud-based and includes unlimited support. Start a free 30-day trial or schedule a personalized demonstration to see how Bryt can simplify your loan servicing operation. 19 Ratings Visit Website Budgyt Budgyt replaces Excel without the learning curve. No broken formulas. No circular references. No #REF error panic before board meetings. It's built on a true database, so your formulas never break and every number traces back to source. Import your chart of accounts and actuals directly from your accounting system. Click any variance to drill down to vendor-level detail instantly. Run rolling reforecasts every month without rebuilding everything from scratch. The interface feels familiar because it works like Excel. Except it actually works. API connections mean you're up and running in hours, not the months other platforms require. Built for multi-department organizations that need real collaboration without emailing spreadsheets around. 291 Ratings Visit Website VoucherCart VoucherCart is a sales engine, allowing you to sell your products and services as gift cards, vouchers, and tickets with powerful automation. Create vouchers, gift cards, memberships, and tickets, uniquely branded to your products and services. Automate the publication of your vouchers, limited-time offers, and discounts. Share via all your channels including your website, socials, and email. Achieve sustained & predictable revenue growth. VoucherCart is loaded with incentives for customers to buy again and again. Grow sales, track orders & get paid instantly. Vouchers, gift cards and tickets are the most profitable items your business can sell today. On average, only 85% of business vouchers are redeemed. Since VoucherCart delivers payment in full and in advance, your business can sell confidently, safely, and without hassle. Watch your sales grow and get paid direct to your nominated Bank account. 67 Ratings Visit Website D&B Credit Insights D&B Credit Insights helps small business owners monitor and understand their business credit profiles with real-time alerts on changes to scores and ratings. The platform provides unlimited access to key credit scores like PAYDEX®, Delinquency, and Supplier Evaluation Risk, helping you spot potential risks quickly. By tracking legal events such as liens and judgments, it keeps you informed of factors that may affect your creditworthiness. D&B Credit Insights offers benchmarking against industry standards, allowing you to set realistic credit goals and make informed financial decisions. The service integrates business banking data and provides detailed payment histories to improve transparency. Overall, it empowers businesses to strengthen their credit standing and plan confidently for future growth. D&B Credit Insights is available in three tiers: Free, Basic, and Plus. • Credit Insights Free • Credit Insights Basic • Credit Insights Plus 57 Ratings Visit Website Epicor Financials Epicor Financials is a cloud-native financial management solution that helps organizations streamline accounting processes, automate workflows, improve compliance, and gain real-time visibility into financial performance. Built on a modern cloud architecture, the platform combines core accounting, financial reporting, planning, analytics, governance, and AI capabilities within a unified ecosystem. Organizations can extend the core accounting solution through Epicor's broad ecosystem of business applications and ISV solutions. Designed exclusively for the cloud, Epicor Financials benefits from continuous innovation through regular upgrades and a modern CI/CD deployment approach, helping customers stay current without disruptive upgrades. The solution scales globally with support for multiple books, companies, sites, currencies, languages, and legal entities while maintaining centralized financial control. Visit Website
About For over thirty years, our products have delivered standardization and efficiency to banks and credit unions across the country. We understand how you work. Fiscal spreading and tracking are products of Vision Software Solutions. We’ve worked with thousands of bankers for over three decades, and our average customer has been with us for more than 11 years. Because we understand the things that are important to you, our approach to banking software solutions, credit analysis software, loan exception tracking, and financial statement spreading always balances consistency and flexibility. Again and again, as banking software providers we’ve heard that Excel-based statement spreading and tickler tracking processes are inconsistent, prone to error, and time-consuming. At the same time, we’ve maintained our products as stand-alone solutions because spreading and tracking are too critical to be treated as add-ons in large end-to-end systems.	About Simplify your bookkeeping and save money. Focus on growing your business and let us take care of the books. Answer a few questions about your business to get started. Automatically import expenses and income, making reporting accurate. In a few easy steps your branded invoice is created. Free bookkeeping software that fits your small business. Simply link your bank to start reconciling your accounts. Easy to read and accurate profit and loss statement and balance sheet. It’s as easy as handing over your up to date books to your accountant. Get your money faster with Lendio. Accept credit cards and bank transfers and get your funds faster. Add branding elements to your invoices and estimates for a professional look. Create recurring invoices and your customer can opt into automatic payments. Hand the entire process over to our expert bookkeepers. Have questions or concerns? You will be able to chat with a bookkeeper to get the answers you need.
Platforms Supported Windows Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Financial institutions and banks searching for a community banking software solution	Audience Small and growing businesses
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported
Company Information Vision Software Solutions www.visionsoftwaresolutions.com	Company Information Lendio Founded: 2011 United States www.lendio.com/small-business-software
Alternatives Aloan	Alternatives ABLE Platform
TAC CREDIT Tyler Analytics	Xero
Baker Hill UN/FY Baker Hill	QuickBooks Online Intuit
Abrigo	Sage Intacct
Banker's Dashboard Deluxe View All	Outmin View All
Categories Commercial Loan Supported Financial Reporting Supported	Categories Accounting Supported Billing and Invoicing Supported Bookkeeping Supported Farm Accounting Supported Financial Reporting Supported
Financial Reporting Features "What If" Scenarios Supported Audit Trail Not Supported Balance Sheet Supported Cash Management Not Supported Consolidation / Roll-Up Not Supported Forecasting Supported General Ledger Not Supported Income Statements Supported Multi-Company Supported Multi-Department / Project Not Supported Profit / Loss Statement Supported Show More Features Commercial Loan Features Asset Management Not Supported Audit Trail Not Supported Complex Debt Structures Not Supported Dashboard Not Supported Document Management Not Supported Exposure Management Not Supported Lead Management Not Supported Pipeline Management Not Supported Risk Management Supported Trend Analysis Supported	Financial Reporting Features "What If" Scenarios Not Supported Audit Trail Supported Balance Sheet Supported Cash Management Supported Consolidation / Roll-Up Not Supported Forecasting Not Supported General Ledger Not Supported Income Statements Not Supported Multi-Company Supported Multi-Department / Project Not Supported Profit / Loss Statement Supported Show More Features Accounting Features Accounts Payable Supported Accounts Receivable Supported Bank Reconciliation Supported Billing & Invoicing Supported Cash Management Not Supported CPA Firms Not Supported Cryptocurrency Support Not Supported Expense Tracking Supported Fixed Asset Management Not Supported Fund Accounting Not Supported General Ledger Supported Government Not Supported Multi-Currency Supported Nonprofits Supported Payroll Management Not Supported Project Accounting Not Supported Purchase Orders Supported Tax Management Not Supported Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Supported Invoice History Not Supported Mobile Payments Supported Multi-Currency Not Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Not Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Bookkeeping Features Accounts Payable Not Supported Accounts Receivable Not Supported Bank Reconciliation Supported Billing & Invoicing Not Supported Cash Management Not Supported Collections Not Supported Expense Tracking Not Supported Fixed Asset Management Not Supported General Ledger Supported Payroll Not Supported Revenue Recognition Supported Spend Management Supported Tax Management Supported
Integrations Compliancely Not Supported GetMyInvoices Not Supported PracticeAdmin Not Supported Square Appointments Not Supported Square POS Not Supported Square Payments Not Supported Square Payroll Not Supported Square for Retail Not Supported Stripe Not Supported	Integrations Compliancely Supported GetMyInvoices Supported PracticeAdmin Supported Square Appointments Supported Square POS Supported Square Payments Supported Square Payroll Supported Square for Retail Supported Stripe Supported View All 9 Integrations
Claim FISCAL and update features and information Claim FISCAL and update features and information	Claim Lendio and update features and information Claim Lendio and update features and information