GiniMachine

GiniMachine

HES FinTech
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+

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About

Predictive Modeling with Machine Learning and Explainable AI. FICO® Analytics Workbench™ is an integrated suite of state-of-the-art analytic authoring tools that empowers companies to improve business decisions across the customer lifecycle. With it, data scientists can build superior decisioning capabilities using a wide range of predictive data modeling tools and algorithms, including the latest machine learning (ML) and explainable artificial intelligence (xAI) approaches. We enhance the best of open source data science and machine learning with innovative intellectual property from FICO to deliver world-class analytic capabilities to discover, combine, and operationalize predictive signals in data. Analytics Workbench is built on the leading FICO® Platform to allow new predictive models and strategies to be deployed into production with ease.

About

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Enterprises requiring a scorecard and decision tree solution to improve collaboration with data scientists and business analysts

Audience

Organizations interested in an AI-based solution for automated decision making

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Functional and affordable software for AI/ML decision-making in lending. Requires no complicated training. Implementation and onboarding are super fast.

Cons

  • The software requires quite a large amount of data for reliable predictive analytics. We had enough, but some customers may not have enough data (1000+ loans issued).

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

FICO
Founded: 1956
United States
www.fico.com/en/products/fico-analytics-workbench

Company Information

HES FinTech
Founded: 2017
Lithuania
ginimachine.com

Alternatives

Modeller

Modeller

Paragon Business Solutions

Alternatives

OnPoint CORTEX

OnPoint CORTEX

OnPoint - A Koch Engineered Solutions Company
OneScore

OneScore

Equifax for FinTech

Categories

Data Science Supported

Categories

Integrations

CREDITONLINE Not Supported
Ultimus Digital Process Automation Suite Not Supported

Integrations

CREDITONLINE Supported
Ultimus Digital Process Automation Suite Supported
Claim FICO Analytics Workbench and update features and information
Claim FICO Analytics Workbench and update features and information
Claim GiniMachine and update features and information
Claim GiniMachine and update features and information