EzPay America vs. Payability Comparison


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About Empowering Businesses Through Intelligent, Modern Payment Technology In a marketplace where efficiency, automation, and customer experience define success, business owners need more than just payment processing—they need smart, integrated software solutions that work seamlessly with every aspect of their operation. EzPay America stands at the intersection of payment technology and business innovation. With more than a decade of trusted service in the merchant services industry, we have evolved into a comprehensive resource for companies seeking guidance on the right software tools to power their growth. From POS systems and ACH platforms to AI-driven automation, inventory management, and digital invoicing, EzPay America provides clear, experience-backed advice to help business owners choose the right technology—without the confusion, sales hype, or hidden costs that dominate the industry. We bring: Expert insight into industry-leading software systems Customized recom	About Empowering eCommerce sellers with friction-free cash flow and working capital solutions. Payability is the leading funding platform for eCommerce businesses, providing much-needed growth capital to thousands of seller-entrepreneurs based on their marketplace sales. In order to keep up with demand, 5 Strands Affordable Testing signed up for Instant Access to get paid daily for their Amazon sales and reinvest in their business in real-time. Using Instant Access, 5 Strands has been able to scale their business their way–free from debt and without any outside investors. Since signing up with Payability, they’ve doubled their office space, increased sales dramatically, and provided their entire team with quality, affordable health insurance.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Businesses searching for a cloud-based software that provides zero-fee payment processing options for all business types	Audience eCommerce platform for companies
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $49.00 Unlimited Payment Processing Just $49.00 per month. No Hidden Fees. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros The software is super easy to use with hardly any learning curve. EzPay America customized the POS to meet our specific needs and we could not be happier. Their service is great and the people are friendly. Cons No Cons. This product meets all of our needs and then some. Plus upgrades are free.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Supported Live Online Not Supported In Person Not Supported
Company Information EzPay America Founded: 2009 United States ezpayamerica.com	Company Information Payability Founded: 2014 United States www.payability.com
Alternatives SkySystemz	Alternatives Strands Retail
Square POS Block	StrandVision Digital Signage StrandVision
POSaBIT	SentryKit
Decta DECTA	SnapAP Snap Accounts Payable Corporation
AHTPOS View All	Viably View All
Categories Billing and Invoicing Supported Financial Management Supported Financial Services Supported Payment Processing Supported Point of Sale Supported Retail POS Systems Supported	Categories eCommerce Supported Financial Services Supported
Financial Services Features Analytics Supported Branch Optimization Supported Channel Management Supported Compliance Management Supported Customer Engagement Supported Performance Management Supported Risk Management Supported Show More Features Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Supported Dunning Management Not Supported Hourly Billing Not Supported Invoice History Not Supported Mobile Payments Supported Multi-Currency Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Not Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Financial Management Features Budgeting & Forecasting Supported Cash Management Supported Consolidation / Roll-Up Not Supported Currency Management Supported Financial Reporting Supported Investment Management Not Supported Project Management Not Supported Revenue Recognition Supported Risk Management Supported Tax Management Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Not Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported Point of Sale Features Barcode Scanning Supported Commission Management Not Supported Cryptocurrency Support Not Supported Customer Account Profiles Supported Discount Management Supported eCommerce Integration Supported Electronic Signature Supported Gift Card Management Supported Loyalty Program Supported Multi-Location Not Supported Restaurant POS Not Supported Retail POS Supported Returns Management Supported Retail POS Systems Features Barcode Scanning Supported Commission Management Not Supported Discount Management Supported eCommerce Supported Gift Card Management Supported Inventory Management Supported Loyalty Program Support Supported Pricing Management Supported Returns Tracking Not Supported Sales Tracking Supported Touch Screen Supported	Financial Services Features Analytics Supported Branch Optimization Not Supported Channel Management Not Supported Compliance Management Not Supported Customer Engagement Not Supported Performance Management Not Supported Risk Management Not Supported Show More Features eCommerce Features Catalog Management Not Supported Channel Management Not Supported CRM Not Supported Customer Accounts Not Supported Data Security Not Supported Email Marketing Not Supported Inventory Management Not Supported Kitting Not Supported Loyalty Program Not Supported Mobile Access Not Supported Multi-Store Management Supported Order Management Not Supported Product Configurator Not Supported Promotions Management Not Supported Returns Management Not Supported Reviews Management Not Supported SEO Management Not Supported Shopping Cart Not Supported Templates Not Supported
Integrations QuickBooks Online Supported QuickBooks Online Advanced Supported WooCommerce Supported Zen Cart Supported View All 5 Integrations	Integrations QuickBooks Online Not Supported QuickBooks Online Advanced Not Supported WooCommerce Not Supported Zen Cart Not Supported
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