+
+

Related Products

  • D&B Credit Insights
    Visit Website
  • D&B Finance Analytics
    798 Ratings
    Visit Website
  • TurboTenant
    836 Ratings
    Visit Website
  • Melio
    2,212 Ratings
    Visit Website
  • YouHodler
    28 Ratings
  • Chime Workplace
    5 Ratings
    Visit Website
  • Banker's Dashboard
    6 Ratings
    Visit Website
  • EBizCharge
    207 Ratings
    Visit Website
  • KonstructIQ
    7 Ratings
    Visit Website
  • PayKings
    232 Ratings
    Visit Website

About

Current is a financial technology company offering a mobile app designed to help users manage their finances effectively. Key features include Cash Advance, allowing eligible users to access up to $500 instantly without interest, late fees, or credit checks; Thrive, a line of credit ranging from $200 to $400 aimed at building good credit history; AutoSave, which analyzes income and expenses to automatically set aside savings; and tools for budgeting and credit score monitoring. Current charges an $8 monthly subscription fee for access to its services.

About

TodayPay is an Australian financial service that provides short-term, interest-free cash advances to help individuals manage unexpected expenses between paydays. By downloading the TodayPay app on iOS or Android devices, users can register and create an account by providing personal information such as name, address, email, and phone number. The app utilizes an artificial intelligence system named "Adam" to evaluate the user's financial situation, including income and spending patterns, to determine eligibility for a loan. Depending on the pay schedule, users can receive a loan for either 7 or 14 days, with available amounts of $100, $150, or $200, based on income. Once approved, the selected amount is transferred to the user's bank account within minutes. Repayment is automatically deducted from the user's account on the next payday, along with a fixed 5% service fee. TodayPay does not conduct credit checks, ensuring that credit scores remain unaffected.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Current targets individuals seeking accessible financial tools, including cash advances, credit-building options, and automated savings, to simplify money management and improve financial well-being.

Audience

Individuals seeking a quick and interest-free solution to cover small expenses between paychecks

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version
Free Trial

Pricing

Free
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 1.0 / 5
design 5.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • There are no pros!!! No-one from customer support answers your emails and there is no app or anyway to apply for a cash advance.

Cons

  • I don’t like that there is no way to apply for a cash advance and there is absolutely no customer service or support.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Current
Founded: 2015
United States
current.com

Company Information

TodayPay
Australia
todaypay.au

Alternatives

Alternatives

Empower

Empower

Empower Finance

Categories

Categories

Integrations

No info available.

Integrations

No info available.
Claim Current and update features and information
Claim Current and update features and information
Claim TodayPay and update features and information
Claim TodayPay and update features and information